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100+ Free RBSE SS Voc Banking Practice Questions

Rajasthan RBSE Senior Secondary (Class 12) Vocational Banking, Financial Services and Insurance — Code 113 practice questions are available now; exam metadata is being verified.

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2026 Statistics

Key Facts: RBSE SS Voc Banking Exam

113

RBSE subject code for Banking, Financial Services and Insurance

RBSE 2026 subject-wise statistics

100

Typical full marks for the subject scheme

RBSE syllabus examination scheme

3.15 hrs

Typical theory paper duration

RBSE Class 12 / Varishtha Upadhyaya syllabus scheme

33%

Typical minimum pass marks (confirm circular)

RBSE examination regulations

100

Free English MCQ study questions on this page

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RBSE Senior Secondary (Class 12) Vocational Banking, Financial Services and Insurance (code 113) is a real Board of Secondary Education, Rajasthan public-examination subject with appeared candidates in the 2026 main examination subject-wise statistics. Typical scheme: Theory 80 + Sessional 20 = 100; passing generally 33% (and separate practical pass where applicable). Use these free MCQs for theory revision only.

Sample RBSE SS Voc Banking Practice Questions

Try these sample questions to test your RBSE SS Voc Banking exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1In Rajasthan RBSE Senior Secondary Vocational BFSI (code 113), BFSI primarily refers to:
A.Bureau of Fiscal Statistics of India
B.Budgeting, Farming, Sales and Imports
C.Banking, Financial Services and Insurance
D.Bonds, Futures, Stocks and Indexes only
Explanation: BFSI is the industry label for Banking, Financial Services and Insurance — the three linked sectors this vocational course prepares learners for.
2A commercial bank's core intermediation role is best described as:
A.Setting the national defence budget
B.Accepting deposits and extending loans and advances
C.Collecting income tax as the primary tax authority
D.Printing all currency notes for the country
Explanation: Commercial banks mobilise public deposits and provide credit and payment services under regulation. Currency issue and tax administration are not their core roles.
3Which institution is India's central bank and primary banking regulator?
A.Reserve Bank of India (RBI)
B.Life Insurance Corporation of India (LIC)
C.National Stock Exchange (NSE)
D.Insurance Regulatory and Development Authority of India (IRDAI)
Explanation: The RBI is India's central bank. It regulates banks, issues currency, and conducts monetary policy. LIC is an insurer; NSE is an exchange; IRDAI regulates insurance.
4A savings bank account is mainly designed for:
A.Individuals to keep surplus money safely with some interest and flexible withdrawals
B.Locking money forever with zero withdrawal rights
C.Only large corporates to park overnight wholesale funds exclusively
D.Printing cheque leaves without any customer identification
Explanation: Savings accounts are retail deposit products that hold funds safely, pay modest interest, and allow withdrawals subject to bank rules and any applicable limits.
5A current account is most suitable for customers who mainly need:
A.A government passport application form instead of banking
B.Frequent high-volume business transactions with cheque/transfer facilities
C.Only a 20-year pure term life policy with no banking access
D.A one-time fixed deposit that cannot be operated at all
Explanation: Current accounts support frequent operational transactions for businesses and high-activity users, usually with cheque and electronic payment facilities and little or no interest on balances.
6Compared with a basic savings account, a fixed deposit (FD) typically:
A.Can be opened only by the central government
B.Is placed for a fixed tenure and often offers a higher contracted interest rate
C.Exists only to issue unlimited free credit cards
D.Never pays interest under Indian banking practice
Explanation: FDs lock funds for a chosen tenure at a contracted rate that is often higher than savings interest, subject to premature withdrawal rules if allowed.
7A recurring deposit (RD) is best suited for a customer who wants to:
A.Avoid KYC permanently while banking
B.Save a fixed instalment every month for a set period
C.Speculate only in foreign exchange every minute
D.Borrow a large housing loan without any documentation
Explanation: RDs build savings through equal periodic instalments for a tenure and earn interest as per bank terms — useful for disciplined goal-based saving.
8In bank lending terminology, a loan's principal is:
A.The amount originally borrowed, excluding interest
B.Only the interest charged by the bank
C.Always equal to the borrower's lifetime income tax
D.The bank's share capital listed on a stock exchange
Explanation: Principal is the original sum advanced. Interest is the cost of borrowing charged on principal (and sometimes outstanding balances) as per the loan contract.
9A home loan is typically classified as which broad type of bank product?
A.A long-term secured retail loan against residential property
B.A pure life insurance policy with no repayment obligation
C.An unsecured overnight call money placement by a bank
D.A foreign portfolio investment by a stock exchange
Explanation: Home loans (housing loans) are usually long-tenor retail advances secured by mortgage of the property being purchased or constructed.
10An overdraft facility on a current account mainly allows the customer to:
A.Avoid ever repaying any amount used
B.Withdraw or pay beyond the credit balance up to a sanctioned limit
C.Cancel the bank's licence permanently
D.Print legal tender notes at home
Explanation: An overdraft is a short-term credit facility linked to an account, letting the customer go negative up to a limit and pay interest on the utilised amount.

About the RBSE SS Voc Banking Practice Questions

Verified exam format metadata for Rajasthan RBSE Senior Secondary (Class 12) Vocational Banking, Financial Services and Insurance — Code 113 is pending. The practice questions above remain available while official exam length, timing, passing score, fee, and administrator details are reviewed.