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100+ Free SAC General Business Evaluation Practice Questions

Prepare for the Securities Industry Professional General Business Level Evaluation Test (证券行业专业人员一般业务水平评价测试) exam with instant access — no signup required.

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Key Facts: SAC General Business Evaluation Exam

¥61 RMB

Exam Fee per Subject

Securities Association of China (SAC)

60%

Minimum Passing Score (60/100 points)

SAC Evaluation Guidelines

120 CBT Items

Questions per Subject (120 minutes)

SAC Official Examination Regulations

36 Months

Score Validity for Practitioner Registration

SAC Practitioner Registration Measures

The SAC general-business evaluation has two 120-minute subjects with 120 objective questions each and a basic standard of 60% correct; current notices charge ¥61 per subject. Current public SAC materials reviewed for this bank do not expressly enumerate delivery languages. Results are competence evidence, not automatic practitioner registration.

Sample SAC General Business Evaluation Practice Questions

Try these sample questions to test your SAC General Business Evaluation exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1Which option best describes the structure of China's multi-tiered equity capital market (多层次资本市场)?
A.National exchange markets include the SSE/SZSE Main Boards, STAR Market, ChiNext, and BSE; outside that exchange tier are NEEQ and regional equity markets with different access and issuer roles
B.NEEQ (新三板) → Regional Equity Markets (区域性股权市场) → Main Board (主板) → STAR Market (科创板) → ChiNext (创业板)
C.Beijing Stock Exchange (北交所) → Main Board (主板) → Regional Equity Markets (区域性股权市场) → NEEQ (新三板)
D.STAR Market (科创板) → NEEQ (新三板) → Main Board (主板) → Regional Equity Markets (区域性股权市场) → Beijing Stock Exchange (北交所)
Explanation: China's national exchange markets include the SSE and SZSE Main Boards, SSE STAR Market, SZSE ChiNext, and Beijing Stock Exchange, each with differentiated positioning and listing rules. NEEQ (新三板) and regional equity markets serve other transfer, quotation, and financing functions under their respective regimes. The boards should not be presented as a universal prestige ranking from Main Board down to STAR, ChiNext, and BSE.
2Under the Law of the People's Republic of China on the People's Bank of China (中国人民银行法), which of the following represents a primary statutory mandate of the People's Bank of China (PBOC)?
A.Directly approving initial public offerings (IPOs) of commercial enterprises
B.Formulating and implementing monetary policy, preventing systemic financial risks, and maintaining financial stability
C.Conducting daily compliance inspections on securities brokerage branch offices
D.Setting mandatory underwriting commission caps for investment banks
Explanation: The People's Bank of China (PBOC) is the central bank of the PRC. Under the PBOC Law, its core responsibilities are formulating and implementing monetary policy, preventing and resolving systemic financial risks, and safeguarding national financial stability. Securities IPO approvals and broker compliance fall under the regulatory authority of the CSRC.
3What is the primary regulatory scope of the China Securities Regulatory Commission (CSRC / 中国证券监督管理委员会)?
A.Directly managing the national foreign exchange reserves and exchange rate peg
B.Unified regulation and supervision of the nationwide securities and futures markets to ensure lawful operation
C.Prudential supervision of commercial banking deposits and insurance solvency reserves
D.Setting benchmark interest rates on corporate bank deposits and mortgage loans
Explanation: The CSRC is a ministry-level agency directly under the State Council responsible for the unified supervision and regulation of China's securities and futures markets. It oversees securities issuances, trading, listed companies, securities firms, fund managers, futures firms, and market infrastructure institutions. Banking and insurance oversight belong to the NFRA, while foreign exchange reserves are managed by SAFE/PBOC.
4Established during China's 2023 financial regulatory restructuring, what is the core mandate of the National Financial Regulatory Administration (NFRA / 国家金融监督管理总局)?
A.Overseeing the financial industry comprehensively (excluding securities and futures), regulating financial holding companies, and strengthening financial consumer protection
B.Directly managing stock listings and securities settlement on the Shanghai and Shenzhen exchanges
C.Administering the interbank foreign exchange trading platform and sovereign debt sales
D.Solely managing municipal bond issuances and local state-owned asset holding companies
Explanation: The National Financial Regulatory Administration (NFRA / 国家金融监督管理总局) was established on the foundation of the former CBIRC (银保监会) with expanded responsibilities transferred from PBOC (financial holding company supervision and consumer protection) and CSRC (investor protection in non-securities financial products). It oversees all financial sectors except the securities and futures markets, which remain under the CSRC.
5What is the strategic market positioning of the Science and Technology Innovation Board (STAR Market / 科创板) established at the Shanghai Stock Exchange (SSE)?
A.Focusing on mature, large-scale blue-chip state-owned industrial conglomerates
B.Focusing on 'hard technology' (硬科技) enterprises in strategic emerging sectors such as semiconductors, biopharma, and high-end equipment
C.Focusing exclusively on agricultural, real estate, and financial holding companies
D.Serving unlisted regional micro-enterprises through non-public equity transfers
Explanation: The STAR Market (科创板), launched on the Shanghai Stock Exchange in 2019, specifically targets enterprises with core technologies aligned with national strategy ('hard technology' / 硬科技). It emphasizes breakthroughs in key core technologies in sectors such as next-generation information technology, high-end equipment, new materials, new energy, energy conservation/environmental protection, and biomedicine.
6How does the ChiNext Board (创业板) at the Shenzhen Stock Exchange (SZSE) define its core strategic positioning?
A.Serving mature traditional cyclical manufacturing firms with stable profit histories exceeding 10 years
B.Serving innovative, creative, and venture-oriented enterprises (创新、创造、创意) and supporting the deep integration of traditional industries with new technologies and business models
C.Serving exclusively overseas sovereign wealth funds and multinational corporate bond issuers
D.Restricting listings to state-owned infrastructure utilities
Explanation: ChiNext (创业板) on the SZSE is positioned to support growth-oriented innovative enterprises and startups. It emphasizes 'three innovations and four new elements' (三创四新: innovation, creativity, entrepreneurship; new technologies, new industries, new business formats, and new models), facilitating the upgrading of traditional industries through technological innovation.
7What is the primary statutory positioning and institutional target of the Beijing Stock Exchange (BSE / 北交所)?
A.Creating a primary platform to serve innovative small and medium-sized enterprises (创新型中小企业), with a particular focus on 'specialized, refined, differential, and innovative' (专精特新) enterprises
B.Hosting mega-cap state-owned financial institutions and central state-owned enterprise mergers
C.Providing a secondary trading venue exclusively for cross-border foreign-currency bonds
D.Serving as an unregulated peer-to-peer equity crowdfunding bulletin board
Explanation: Established in November 2021, the Beijing Stock Exchange (BSE / 北交所) is designed as a primary national exchange platform dedicated to serving innovative SMEs. It focuses especially on 'specialized, refined, differential, and innovative' (专精特新 / Little Giant) enterprises, maintaining an integrated transfer mechanism with the NEEQ Innovation Tier.
8How is the National Equities Exchange and Quotations (NEEQ / 新三板) market structured into operational tiers?
A.Select Tier (精选层), Innovation Tier (创新层), and Base Tier (基础层)
B.Innovation Tier (创新层) and Base Tier (基础层)
C.Main Tier (主板层) and Growth Tier (成长层)
D.Primary Tier (一级层), Secondary Tier (二级层), and Tertiary Tier (三级层)
Explanation: Following the establishment of the Beijing Stock Exchange (which originated from the NEEQ Select Tier / 精选层), the NEEQ market is currently structured into two internal operational tiers: the Innovation Tier (创新层) and the Base Tier (基础层). Companies must be listed on the NEEQ Innovation Tier for at least 12 consecutive months to be eligible for public listing on the BSE.
9Which regulatory entity holds the primary supervisory responsibility for the operation and risk management of Regional Equity Markets (区域性股权市场 / 四板市场)?
A.The provincial-level People's Government (省级人民政府), with operational guidance and regulatory coordination provided by the CSRC
B.The Shanghai Stock Exchange board of supervisors directly
C.The local municipal commercial banking trade association
D.The Ministry of Industry and Information Technology (MIIT) independently
Explanation: Under the State Council's regulations on regional equity markets, provincial-level People's Governments (省级人民政府) bear the primary responsibility for the daily supervision, risk disposal, and regulation of Regional Equity Markets within their administrative jurisdictions. The CSRC provides business guidance, statistical coordination, and cross-provincial regulatory oversight.
10What is the statutory role of the China Securities Depository and Clearing Corporation (CSDC / 中国证券登记结算有限责任公司)?
A.Acting as the sole underwriter for initial public offerings of treasury bonds
B.Providing centralized registration, depository, clearing, and settlement services for securities transactions across national exchanges
C.Regulating foreign currency exchange rates and approving cross-border foreign direct investments
D.Offering margin financing directly to individual retail investors
Explanation: The CSDC (中国结算) is China's central securities depository and clearing institution. Established under the PRC Securities Law, it is responsible for centralized securities account opening, centralized depository of securities, nominal shareholder registration, clearing, and delivery versus payment (DVP) settlement for exchange-traded securities across the SSE, SZSE, and BSE.

About the SAC General Business Evaluation Exam

SAC's General Business Level Evaluation Test (一般业务水平评价测试) comprises Securities Market Basic Laws and Regulations (证券市场基本法律法规) and Financial Market Fundamentals (金融市场基础知识). Under the current framework, results provide evidence or a reference for professional competence and are not a statutory admission or licensing prerequisite by themselves. This English-language MCQ bank is a cross-subject study adaptation, not an official translation or exact format simulation.

Questions

120 scored questions

Time Limit

120 minutes per subject (2 subjects)

Passing Score

60% (60/100 points)

Exam Fee

¥61 RMB per subject (Securities Association of China (SAC / 中国证券业协会))

SAC General Business Evaluation Exam Content Outline

25%

Financial Markets & Multi-Tiered Capital System

China's multi-tiered capital market architecture (SSE/SZSE Main Board, ChiNext 创业板, STAR Market 科创板, Beijing Stock Exchange 北交所, NEEQ 新三板, Regional Equity Markets 区域性股权市场), regulatory system (PBOC 人民银行, CSRC 证监会, NFRA 金融监管总局), central clearing (CSDC 中国结算), and financial institutions.

25%

Securities Instruments & Trading Mechanisms

Equities (A-shares, B-shares, H-shares, Preferred Shares, CDRs), primary market underwriting and IPO registration, secondary market trading mechanisms (Call Auction 集合竞价, Continuous Auction 连续竞价, Price Limits 涨跌幅限制 10%/20%/30%, T+1 Settlement), fixed income instruments, public funds, derivatives, and pricing calculations.

25%

PRC Securities Law & Company Law

PRC Securities Law (2019 revision) full registration system, mandatory disclosure requirements, insider trading and market manipulation prohibitions, investor protection mechanisms (special representative litigation 特别代表人诉讼, advance compensation 先行赔付); PRC Company Law (2023 revision) 5-year paid-in capital rule, corporate governance, and duties of directors, supervisors, and senior executives.

15%

Brokerage Business & Margin Trading Regulations

Brokerage account opening and KYC, third-party client fund depository (第三方存管), margin financing and securities lending (融资融券 collateral ratios, maintenance-ratio calculations, margin calls, and contract-specific thresholds), stock pledge repos, and statutory Professional-versus-Ordinary investor classification with institution-documented risk assessment and matching.

10%

Compliance, Ethics & Anti-Money Laundering

SAC practitioner professional ethics and registration system, integrity records management (诚信档案), anti-money laundering (AML/CFT) customer identification and suspicious transaction reporting, anti-illegal securities activities, and legal liabilities.

How to Pass the SAC General Business Evaluation Exam

What You Need to Know

  • Passing score: 60% (60/100 points)
  • Exam length: 120 questions
  • Time limit: 120 minutes per subject (2 subjects)
  • Exam fee: ¥61 RMB per subject

Keys to Passing

  • Work through all 100 available questions
  • Review every answer and explanation
  • Track weak areas and revisit them
  • Use our AI tutor for tough concepts

SAC General Business Evaluation Study Tips from Top Performers

1Dedicate balanced study time to both 《证券市场基本法律法规》 (statutes, administrative regulations, and ethical rules) and 《金融市场基础知识》 (market structure, products, pricing, and clearing).
2Memorize statutory numbers and time limits: 5-year paid-in capital rule under 2023 Company Law, periodic report deadlines (Annual 4 months, Semi-annual 2 months, Quarterly 1 month), and short-swing profit 6-month rule.
3Master each board's current price-limit rules, including that Main Board, ChiNext/STAR, and Beijing Stock Exchange IPOs do not all share the same initial no-limit period.
4Practice margin financing formulas thoroughly: calculate the Maintenance Guarantee Ratio (维持担保比例 = Total Collateral Assets / Total Margin Debt * 100%) and determine required cash top-ups to restore ratios above safety levels.
5Understand corporate governance structures under the 2023 Company Law revision, including the new option for Board Audit Committees (审计委员会) to exercise supervisory powers in place of the Supervisory Board.
6Review the statutory Ordinary-versus-Professional investor categories, then apply the institution's documented risk classifications, product-matching method, and warning procedures without assuming one universal C1-C5/R1-R5 table.
7Study current Anti-Money Laundering (AML) customer-due-diligence, record-retention, large-value reporting, and suspicious-transaction duties from the applicable rules rather than memorizing an unsupported universal filing deadline.
8Complete full-length timed mock tests under realistic 120-minute CBT conditions to build pacing and speed for 120 questions per subject.

Frequently Asked Questions

What is the China Securities Industry General Qualification Evaluation Test?

The General Business Level Evaluation Test (一般业务水平评价测试) is SAC's standardized assessment of basic securities-law and financial-market knowledge. Current SAC rules describe its results as evidence or a reference for competence; it is not a licence or automatic practitioner registration.

What subjects are included in the test and what is the exam format?

The general-business evaluation comprises two independent subjects: 1) 《证券市场基本法律法规》 (Basic Securities Laws and Regulations) and 2) 《金融市场基础知识》 (Basic Knowledge of Financial Markets). Each is a closed-book computer-based test with 120 objective questions, including single-choice, multiple-choice, judgment, and comprehensive items, and a 120-minute limit.

What is the passing score and how long are the test results valid?

The basic standard is at least 60% correct in each subject. Candidates may take the subjects in the same testing window or separate sessions. A result meeting the basic standard is generally valid for 36 months under current SAC rules; registration and continuing-training requirements are separate.

What is the examination fee and how do candidates register?

The standard examination fee is ¥61 RMB per subject (¥122 RMB for both subjects). Registration is conducted online through the official Securities Association of China portal (https://www.sac.net.cn/) during designated registration windows published in the SAC annual exam calendar.

Who is eligible to register for the SAC General Qualification Test?

Current public-test conditions require candidates to be at least 18 and have full civil conduct capacity, plus a recognized college degree; a recognized high-school-equivalent credential with at least 36 months of work experience is an alternative. Certain graduating students hired by eligible institutions may qualify under the current notice, which should be checked for each testing window.

How does the Comprehensive Registration System (全面注册制) impact the examination syllabus?

Following China's nationwide rollout of the Full Registration-Based IPO System (全面实行股票发行注册制), the exam tests registration mechanisms across the SSE Main Board, SZSE Main Board, ChiNext (创业板), STAR Market (科创板), and Beijing Stock Exchange (BSE / 北交所). Candidates must distinguish exchange review, CSRC registration, disclosure duties, and each board's own IPO price-limit rules; the five-day no-limit rule is not universal across all boards.

How are Margin Financing and Securities Lending (融资融券) questions structured on the exam?

Margin trading questions test legal rules and calculations, including investor eligibility, collateral and initial-margin requirements, the maintenance guarantee ratio (维持担保比例), margin calls, and liquidation. Candidates should use the current exchange, regulatory, and client-contract terms rather than treating one maintenance threshold or cure deadline as universal.

How does a candidate obtain official Securities Practitioner Registration (执业登记) after passing?

Passing the tests demonstrates professional competence. To obtain the official practitioner certificate (执业证书 / 执业登记), an individual must be formally hired by a registered securities firm, securities investment advisory institution, or asset management firm. The employer then submits an application to the SAC on the employee's behalf through the SAC registration system.