PracticeBlogFlashcardsEspañol
All Practice Exams

100+ Free CISR Commercial Property Practice Questions

Pass your CISR Insuring Commercial Property exam on the first try — instant access, no signup required.

✓ No registration✓ No credit card✓ No hidden fees✓ Start practicing immediately
100+ Questions
100% Free
1 / 100
Question 1
Score: 0/0

On the ISO Building and Personal Property Coverage Form (CP 00 10), Coverage A — Building includes which of the following?

A
B
C
D
to track
Same family resources

More National Alliance (CIC/CISR/CRM/CRIS) Prep

Continue through related practice pages, study guides, comparisons, and articles from the same exam family.

Practice Pages
CISR Practice200 questionsCRIS Practice200 questionsCRM-Risk Practice200 questionsCIC Practice199 questionsCIC Agency Management Practice100 questionsCIC Commercial Casualty Practice100 questions
2026 Statistics

Key Facts: CISR Commercial Property Exam

70%

Passing Score

National Alliance

100

Practice Questions

OpenExamPrep

$295

Course Fee

National Alliance

5 of 9

Courses for CISR

National Alliance

72 hr

Utility Waiting Period

ISO CP 00 30

1 day

Course Length

National Alliance

CISR Insuring Commercial Property is a one-day specialty course (~$295) on ISO CP forms, BOP, business income, and builders risk. The end-of-course exam requires 70% to pass and counts toward the five-course CISR designation.

Sample CISR Commercial Property Practice Questions

Try these sample questions to test your CISR Commercial Property exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1On the ISO Building and Personal Property Coverage Form (CP 00 10), Coverage A — Building includes which of the following?
A.Land, water, and growing crops
B.Completed additions, fixtures, machinery, and equipment that are part of the building
C.Personal property of others held in trust
D.Money, securities, and accounts receivable
Explanation: Coverage A — Building on CP 00 10 covers the described building or structure, including completed additions, fixtures, permanently installed machinery and equipment, and outdoor fixtures. Land, water, growing crops, money, securities, and personal property of others are excluded or covered elsewhere.
2Coverage B — Business Personal Property on CP 00 10 covers which of the following?
A.The insured's furniture, fixtures, machinery, equipment, stock, and personal property used in the business
B.Only inventory held for sale
C.Personal property of others in the insured's care, custody, or control
D.The building structure and permanent fixtures
Explanation: Coverage B — Business Personal Property covers furniture and fixtures, machinery and equipment, stock, all other personal property owned and used in the business, and the insured's interest in leased personal property and labor/materials/services on the property of others.
3Coverage C — Personal Property of Others on CP 00 10 applies to property that is:
A.Owned by the named insured but located off premises
B.In the named insured's care, custody, or control and located in or on the described building
C.Owned by employees and stored anywhere
D.Held by a bailee for safekeeping at any location
Explanation: Coverage C covers personal property of others in the named insured's care, custody, or control and located in or on the described building or in the open within 100 feet of the described premises. Loss payment is made to the owner of the property.
4Which of the following is generally classified as Building under Coverage A of CP 00 10?
A.Inventory held for sale
B.Permanently installed machinery and equipment
C.Vehicles licensed for road use
D.Personal property of others held in trust
Explanation: Permanently installed machinery and equipment is part of the Building under Coverage A. Inventory is BPP (Coverage B), licensed vehicles are excluded, and others' property falls under Coverage C.
5How does CP 00 10 treat the named insured's interest in improvements and betterments to a leased space?
A.Excluded entirely
B.Covered as Building under Coverage A
C.Covered as Business Personal Property under Coverage B
D.Covered only by an inland marine endorsement
Explanation: A tenant's improvements and betterments — fixtures, alterations, installations, or additions made part of the building that the tenant cannot legally remove — are insured as Business Personal Property under Coverage B when the tenant is the named insured.
6The Coverage Extension for personal property at newly acquired premises on CP 00 10 provides what default limit and duration?
A.$25,000 per location for 30 days
B.$100,000 per building for 30 days
C.$250,000 per location for 60 days
D.$500,000 per location for 90 days
Explanation: The newly acquired or constructed property extension provides up to $250,000 at each newly acquired or constructed building and up to $100,000 for personal property at each newly acquired premises. Coverage applies for 30 days from the date of acquisition or until policy expiration, whichever comes first.
7Under CP 00 10, the additional coverage for debris removal pays up to what percentage of the direct damage loss as a default sublimit?
A.10% of the direct damage loss
B.25% of the direct damage loss, plus an additional $25,000 if needed
C.50% of the direct damage loss
D.100% of the direct damage loss with no sublimit
Explanation: Debris removal coverage on CP 00 10 pays up to 25% of the sum of the direct physical loss plus the deductible, with an additional $25,000 available if the 25% cap and policy limit are inadequate. It does not cover removal of pollutants from land or water beyond a separate $10,000 sublimit.
8On CP 00 10, the additional coverage for fire department service charge has what default limit?
A.$1,000
B.$2,500
C.$10,000
D.$25,000
Explanation: The Fire Department Service Charge additional coverage pays up to $2,500 (no deductible applies) when the fire department is called to save or protect Covered Property from a Covered Cause of Loss. The limit is in addition to the Limit of Insurance.
9A retailer's CP 00 10 lists Building and BPP. Which of the following is NOT covered as BPP?
A.Stock held for sale
B.Furniture and fixtures used in the business
C.Money in the cash register
D.Leased personal property the insured is contractually required to insure
Explanation: Money and securities are listed as property not covered on CP 00 10 — they require a separate crime form. Stock, furniture and fixtures, and leased personal property the insured is required to insure are all BPP.
10Which item is property NOT covered under CP 00 10?
A.Stock
B.Land, water, and growing crops
C.Furniture and fixtures
D.Outdoor signs attached to the building
Explanation: Land (including land on which property is located), water, growing crops, and lawns are property not covered on CP 00 10. Stock, furniture/fixtures, and attached outdoor signs (subject to a sublimit when not part of the building) are covered.

About the CISR Commercial Property Exam

CISR Insuring Commercial Property is one of nine CISR specialty courses from the National Alliance, covering ISO Commercial Property forms (CP 00 10 BPP, causes of loss, business income), the Businessowners Policy (BOP), builders risk, key endorsements, and producer conduct.

Questions

100 scored questions

Time Limit

2 hours

Passing Score

70%

Exam Fee

$295 per course (Risk & Insurance Education Alliance)

CISR Commercial Property Exam Content Outline

25%

ISO CP 00 10 Building and Personal Property

Coverage A Building (including completed additions, fixtures, machinery, equipment), Coverage B Business Personal Property (furniture, fixtures, machinery, equipment, stock, leased PP), and Coverage C Personal Property of Others

15%

Causes of Loss Forms

Basic (CP 10 10) named perils, Broad (CP 10 20) adds falling objects/weight of ice and snow/water damage/glass breakage, Special (CP 10 30) open perils; flood and earthquake always excluded

20%

Business Income and Extra Expense (CP 00 30)

Period of restoration, 72-hour utility services waiting period, 90-day extended business income, off-premises power coverage, and dependent property loss

15%

Businessowners Policy (BOP)

Package policy combining property, general liability, and business income with eligibility limits; built-in coverages and how BOP differs from monoline CP

10%

Builders Risk and Inland Marine

Builders risk including soft costs (CP 11 36); controlled vs uncontrolled inland marine forms; property in the course of construction, transit, or installation

10%

Property Endorsements and Conditions

Ordinance or law (CP 04 05), spoilage (CP 04 40), debris removal sublimit, vacancy clause (60+ days), coinsurance, agreed value, blanket vs specific limits, RC vs ACV

5%

Producer Conduct

Fiduciary duty, premium handling, E&O exposure, cancellation and nonrenewal notice, free-look periods, and ethical service for commercial accounts

How to Pass the CISR Commercial Property Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 100 questions
  • Time limit: 2 hours
  • Exam fee: $295 per course

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

CISR Commercial Property Study Tips from Top Performers

1Build a side-by-side matrix of CP 10 10 / CP 10 20 / CP 10 30 — perils added at each step and what is always excluded
2Memorize CP 00 10 Coverage A vs B vs C — what the building includes (fixtures, machinery, equipment) vs BPP vs PP of Others
3Drill 80% coinsurance penalty math (Did/Should × Loss − Deductible) until automatic; know agreed value and blanket alternatives
4Walk through CP 00 30 timing rules: 72-hour utility waiting period, 90-day extended BI, and the period of restoration
5Compare BOP eligibility (square footage, sales) against monoline CP and know which classes are ineligible

Frequently Asked Questions

What is the CISR Insuring Commercial Property course?

It is one of nine CISR specialty courses from the National Alliance focused on ISO Commercial Property forms (CP 00 10 BPP, causes of loss, business income), the BOP, builders risk, and key endorsements. Completing five CISR courses earns the CISR designation.

How is the CISR Commercial Property exam structured?

It is a multiple-choice exam delivered at the end of the one-day course. Candidates must score 70% or higher to pass and earn course credit toward the CISR designation.

What is the difference between the Basic, Broad, and Special causes of loss forms?

Basic (CP 10 10) covers named perils like fire, lightning, windstorm, vandalism, and sprinkler leakage. Broad (CP 10 20) adds falling objects, weight of ice and snow, water damage, and glass breakage. Special (CP 10 30) is open perils — covered unless excluded; flood and earthquake are always excluded.

How does the 72-hour waiting period work on CP 00 30?

Business Income and Extra Expense coverage for utility services interruption applies only after a 72-hour waiting period from the time of the off-premises utility outage. Direct damage to insured property triggers BI coverage immediately, subject to the period of restoration.

When does the BOP make sense instead of monoline CP?

The BOP packages property, general liability, and business income for eligible small-to-mid-sized risks (limited square footage, gross sales, and class codes). It is simpler and often cheaper, but excludes ineligible risks like manufacturers and large habitational accounts.

How much does the CISR Commercial Property course cost?

Published Alliance pricing is approximately $295 per course, with the end-of-course exam included in the registration fee. State-affiliated chapters sometimes list slightly different prices.