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Key Facts: CRIS Exam
5
Core Courses
Required for designation
50 max
Questions Per Final
IRMI FAQ
70%
Passing Score
Each course final
$845
Core Program Cost
IRMI 2026 pricing
60 mo
Completion Window
IRMI FAQ
6 hrs/yr
Annual Renewal
IRMI reaccreditation
CRIS is a five-course IRMI/WebCE designation rather than a single licensing exam. Candidates complete five online self-study core courses within 60 months, and each course ends with a randomly generated final exam of up to 50 multiple-choice questions requiring a 70% passing score. IRMI lists 2026 pricing at $169 per course ($845 total), with optional insurance CE credit for $19 extra per course and 6 hours of annual renewal education to maintain the credential.
About the CRIS Exam
The CRIS designation validates specialized construction insurance and risk management knowledge for insurance agents, brokers, CSRs, underwriters, in-house risk managers, and insurance buyers who work with contractors and construction projects.
Assessment
Five separate online self-study core-course finals; each course final is randomly generated and contains up to 50 questions
Time Limit
Self-paced (no published timer)
Passing Score
70%
Exam Fee
$169 per course ($845 total core program; +$19 per course for insurance CE credit) (International Risk Management Institute (IRMI) / WebCE)
CRIS Exam Content Outline
Commercial Liability Insurance for Contractors
CGL coverage parts, contractor-specific exclusions, additional insured status, completed operations, and umbrella/excess liability
Contractual Risk Transfer in Construction
Indemnity clauses, insurance specifications, waiver of subrogation, primary and noncontributory wording, OCP coverage, and wrap-up issues
Property Insurance for Contractors
Commercial property, builders risk, contractors equipment, business income, crime, and equipment breakdown exposures
Workers Compensation for Contractors
Workers compensation benefits, employers liability, experience modification, classification and audit rules, jurisdiction, and loss-control strategy
Commercial Auto, Surety, CIPs, and Miscellaneous Lines
Commercial auto symbols, MCS-90, hired/nonowned auto, surety bonds, controlled insurance programs, and specialty liability lines
How to Pass the CRIS Exam
What You Need to Know
- Passing score: 70%
- Assessment: Five separate online self-study core-course finals; each course final is randomly generated and contains up to 50 questions
- Time limit: Self-paced (no published timer)
- Exam fee: $169 per course ($845 total core program; +$19 per course for insurance CE credit)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
CRIS Study Tips from Top Performers
Frequently Asked Questions
What is the CRIS designation?
CRIS stands for Construction Risk and Insurance Specialist. It is an IRMI professional designation focused on the insurance and risk management issues unique to contractors and construction projects, including liability, contractual risk transfer, property, workers compensation, surety, and wrap-up programs.
Is CRIS a single comprehensive exam?
No. CRIS is structured as five required online core courses rather than one combined exam. You earn the designation by completing all five core courses and passing each course's final exam within 60 months of starting the program.
How many questions are on the CRIS exam?
Each CRIS core course ends with a final exam drawn randomly from a test bank. IRMI's certification FAQ says each final will contain no more than 50 multiple-choice questions, and the final is generally 50 questions when you are not requesting state CE credit.
What score do you need to pass CRIS?
You must answer 70% of the questions correctly to pass each CRIS course final. IRMI also states that if you fail, you can review the material and retake the exam; unlimited retakes apply when CE credit is not requested, while CE-credit retakes may be limited by state rules.
How much does CRIS cost in 2026?
As of March 12, 2026, IRMI lists CRIS core courses at $169 each, or $845 for all five core courses. Insurance CE credit is available for an additional $19 per course.
Are there prerequisites for CRIS?
IRMI does not publish a formal education or experience prerequisite. Its FAQ says the curriculum is basic-to-intermediate but assumes some familiarity with insurance terminology and fundamentals, so candidates with no insurance background may find the program more challenging.
How long does it take to earn the CRIS designation?
IRMI says each course typically takes 6 to 10 hours to complete, and candidates have up to 60 months to finish all five core courses. Most insurance professionals can finish much faster if they study consistently and work through the courses back to back.
How do you maintain the CRIS designation?
To keep the CRIS designation active, you must complete 6 hours of continuing education every 12 months after earning it. IRMI allows renewal credit through an online renewal course, an IRMI conference such as the Construction Risk Conference, or an approved educational event.
What 2026 regulatory updates matter for CRIS candidates?
As of March 12, 2026, two current developments are especially relevant to contractor risk conversations: OSHA's final construction PPE fit rule, effective January 13, 2025, requires PPE to properly fit each affected employee, and NCCI's decimal-extension changes for loss costs, rates, and expected loss rates took effect January 1, 2026 and later filings. Those updates do not change the five required CRIS core courses, but they reinforce current loss-control and workers compensation rating themes that construction insurance professionals should understand.