100+ Free CISR Commercial Casualty II Practice Questions

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On the ISO Business Auto Coverage Form (CA 00 01), what does symbol 1 designate?

Owned autos only

Any auto

Specifically described autos

Hired autos only

to track

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2026 Statistics

Key Facts: CISR Commercial Casualty II Exam

100

Practice Questions

OpenExamPrep CISR-CC2 bank

70%

Passing Score

Risk & Insurance Education Alliance

$295

Course Fee

National Alliance pricing

$750K-$5M

MCS-90 Federal Limits

FMCSA motor carrier financial responsibility

$100K/$500K/$100K

Standard EL Limits

Workers Comp Part Two

CA 00 01

Business Auto Form

ISO commercial auto

CISR Commercial Casualty II is a one-day course (~$295) on Business Auto (CA 00 01), Workers Compensation, Excess & Umbrella, garage, and motor carrier exposures. The end-of-course exam requires 70% to pass and counts toward the five-course CISR designation.

Sample CISR Commercial Casualty II Practice Questions

Try these sample questions to test your CISR Commercial Casualty II exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1On the ISO Business Auto Coverage Form (CA 00 01), what does symbol 1 designate?

A.Owned autos only

B.Any auto

C.Specifically described autos

D.Hired autos only

Explanation: Symbol 1 is 'Any auto' — the broadest description available on CA 00 01. It is used only for the liability coverage (and is normally the only symbol that picks up an auto the insured does not own, lease, hire, rent, or borrow). Other coverages such as physical damage cannot be assigned symbol 1.

2Which Business Auto symbol provides coverage only on autos the insured owns?

A.Symbol 1

B.Symbol 2

C.Symbol 7

D.Symbol 8

Explanation: Symbol 2 covers owned autos only. Symbol 1 is any auto, symbol 7 covers specifically described autos, and symbol 8 covers hired autos only.

3On the Business Auto Coverage Form, symbol 7 represents which class of vehicles?

A.Hired autos only

B.Non-owned autos only

C.Specifically described autos

D.Any auto

Explanation: Symbol 7 covers only those autos described in the schedule of covered autos for which a premium is shown. It is the most restrictive of the commonly used owned-auto symbols and is often used for physical damage.

4Which BAP symbol provides liability coverage for autos the insured leases, hires, rents, or borrows but does not own?

A.Symbol 7

B.Symbol 8

C.Symbol 9

D.Symbol 2

Explanation: Symbol 8 — Hired Autos Only — covers vehicles the insured leases, hires, rents, or borrows. It does not include vehicles leased, hired, rented, or borrowed from employees, partners, or members of their households.

5Symbol 9 on the Business Auto Coverage Form addresses which exposure?

A.Owned autos only

B.Specifically described autos

C.Non-owned autos only

D.Trailers

Explanation: Symbol 9 covers only autos the insured does not own, lease, hire, rent, or borrow that are used in the insured's business — primarily picking up the vicarious liability for autos owned by employees while used on company business.

6An employer wants the broadest auto liability protection. Which combination of BAP symbols achieves this?

A.2 only

B.7 and 8 only

C.1 alone

D.8 and 9 only

Explanation: Symbol 1 — Any Auto — alone produces the broadest liability protection on the BAP because it picks up owned, hired, non-owned, and any other auto used in the business. Combinations of narrower symbols (such as 7+8+9) leave gaps unless every category is covered.

7On the BAP, the Combined Single Limit (CSL) provides one limit per accident for which exposures?

A.Bodily injury only

B.Property damage only

C.Bodily injury and property damage combined

D.Medical payments and uninsured motorists

Explanation: A Combined Single Limit on the BAP applies one shared limit per accident for bodily injury and property damage combined, in contrast to split limits which separate BI per person, BI per accident, and PD per accident.

8Under the BAP, split liability limits are typically expressed in what format?

A.Per-occurrence aggregate only

B.BI per person / BI per accident / PD per accident

C.PD per person / BI aggregate / Med Pay

D.Each-claim / each-policy / each-employee

Explanation: Split limits under the BAP are written as bodily injury per person / bodily injury per accident / property damage per accident — for example, 250/500/100. CSL collapses these into a single shared limit per accident.

9On the Business Auto Coverage Form, which optional coverage pays for medical expenses for occupants of a covered auto regardless of fault?

A.Uninsured Motorists

B.Auto Medical Payments

C.Personal Injury Protection only

D.Drive Other Car

Explanation: Auto Medical Payments is a no-fault coverage on the BAP that pays reasonable medical and funeral expenses for the insured and passengers of a covered auto. PIP is the no-fault counterpart in no-fault states and replaces or supplements Med Pay.

10BAP Personal Injury Protection (PIP) coverage is typically required in which type of state?

A.Tort states

B.Compulsory liability states

C.No-fault states

D.Monopolistic WC states

Explanation: PIP is the no-fault auto coverage required in no-fault states. It pays medical, wage loss, and certain other expenses to occupants regardless of fault and is generally required to be added by endorsement to the BAP in those states.

About the CISR Commercial Casualty II Exam

CISR Commercial Casualty II is one of nine CISR specialty courses from the National Alliance. It is the second of two casualty courses, going deep into the ISO Business Auto Coverage Form (CA 00 01), Workers Compensation & Employers Liability, commercial Excess & Umbrella, garage and auto dealers, and motor carrier exposures.

Questions

100 scored questions

Time Limit

2 hours

Passing Score

70%

Exam Fee

$295 per course (Risk & Insurance Education Alliance)

CISR Commercial Casualty II Exam Content Outline

30%

Business Auto Coverage Form (CA 00 01)

Symbols 1-9 (1=any auto, 2=owned only, 7=specifically described, 8=hired, 9=non-owned), liability split limits or CSL, MedPay/PIP, physical damage (Comp/Collision), trailer interchange, hired and non-owned auto, drive-other-car, individual named insured, CA 99 33 mobile equipment endorsement

25%

Workers Compensation & Employers Liability

Part One statutory benefits, Part Two EL typical $100K each accident / $500K disease policy / $100K each employee disease, exclusive remedy, AOE/COE, NCCI experience modifier, retro plans, voluntary compensation, USL&H endorsement, FELA railroad, Jones Act maritime, Stop Gap WC monopolistic states (ND/OH/WA/WY)

15%

Excess & Umbrella Liability

Commercial umbrella drop-down vs follow-form, self-insured retention (SIR), primary CGL/BAP/WC limits required to attach umbrella, defense and exclusions

10%

Garage / Auto Dealers

Garage form (CA 00 05) vs Auto Dealers (CA 00 25 modern), garagekeepers coverage (legal liability vs direct primary), false-pretense endorsement

10%

Motor Carrier / Trucking

Trucking vs motor carrier definitions, MCS-90 federal financial responsibility endorsement ($750K-$5M), trailer interchange, for-hire exposures

Producer Conduct

Coverage explanations, documentation, E&O prevention, fiduciary duty, fair dealing with insureds

Other Casualty

Brief E&O, liquor liability, OCP (owners and contractors protective), other casualty exposures

How to Pass the CISR Commercial Casualty II Exam

What You Need to Know

Passing score: 70%
Exam length: 100 questions
Time limit: 2 hours
Exam fee: $295 per course

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

CISR Commercial Casualty II Study Tips from Top Performers

1Memorize the nine Business Auto symbols and which apply to liability vs physical damage (symbol 1 = any auto, liability only)

2Know Part One (statutory) vs Part Two (Employers Liability) and the standard $100K/$500K/$100K EL limit set

3Compare commercial umbrella drop-down vs follow-form and the primary CGL/BAP/WC schedule of underlying limits

4Drill garage form (CA 00 05) vs Auto Dealers (CA 00 25) and garagekeepers legal liability vs direct primary

5Master MCS-90 federal limits ($750K-$5M) and how trucker vs motor carrier definitions apply

Frequently Asked Questions

How many questions are on the CISR Commercial Casualty II exam?

The CISR Commercial Casualty II course exam typically uses 50 multiple-choice questions delivered after the one-day course; 70% is required to pass.

What does Business Auto symbol 1 mean on the CA 00 01?

Symbol 1 is 'any auto' — the broadest description and is used only for liability. Symbol 2 covers owned autos only, 7 covers specifically described autos, 8 hired, and 9 non-owned.

What are typical Part Two Employers Liability limits?

Part Two of the workers compensation policy commonly carries $100,000 each accident, $500,000 disease policy limit, and $100,000 each employee disease as the standard EL limits.

What is the MCS-90 endorsement?

MCS-90 is a federal endorsement attached to a motor carrier's auto policy guaranteeing public payment for bodily injury or property damage from $750,000 up to $5,000,000 depending on cargo, regardless of policy exclusions.

What is the difference between a drop-down and a follow-form umbrella?

A drop-down umbrella provides broader coverage than the underlying primary, dropping down over a self-insured retention for losses the primary excludes. A follow-form umbrella tracks primary coverage exactly with no broader terms.

What is garagekeepers legal liability versus direct primary coverage?

Garagekeepers legal liability pays only when the garage is legally liable for damage to a customer's auto in its care. Direct primary coverage pays regardless of legal liability, up to the limit, similar to a bailee policy.