PracticeStudy GuidesBlogFlashcardsPartner
All Practice Exams

200+ Free CAMS Practice Questions

Pass your CAMS - Certified Anti-Money Laundering Specialist exam on the first try — instant access, no signup required.

✓ No registration✓ No credit card✓ No hidden fees✓ Start practicing immediately
~70% Pass Rate
200+ Questions
100% Free

Choose Your Practice Session

Select how many questions you want to practice

Questions by Category

Cams-Aml-Programs61 questions
Cams-Compliance-Standards51 questions
Cams-Risks-Methods50 questions
Cams-Investigations38 questions
2026 Statistics

Key Facts: CAMS Exam

75%

Passing Score Required

~90/120 correct

120

Exam Questions

3.5 hours

80,000+

CAMS Certified Worldwide

ACAMS 2025

$1,295-$1,695

Exam Fee

Plus ACAMS membership

15-25%

Salary Premium

For CAMS-certified professionals

60-100 hrs

Recommended Study

4-8 weeks preparation

The CAMS exam consists of 120 multiple-choice questions with a 3.5-hour time limit and requires a 75% passing score. There are over 80,000 CAMS-certified professionals worldwide. ACAMS membership is required to take the exam. The certification is highly valued in compliance roles, with CAMS-certified professionals earning 15-25% more than non-certified peers in AML positions.

About the CAMS Exam

The CAMS certification is the gold standard in AML compliance, recognized globally by financial institutions, regulators, and law enforcement. The exam covers four domains: money laundering risks and methods, compliance standards, AML/CFT programs, and investigations. It's essential for compliance officers, analysts, and professionals in banking, fintech, casinos, and other regulated industries.

Questions

120 scored questions

Time Limit

3.5 hours

Passing Score

75%

Exam Fee

$1,295-$1,695 (ACAMS)

CAMS Exam Content Outline

26%

Risks and Methods of Money Laundering and Terrorism Financing

Money laundering stages (placement, layering, integration), terrorist financing, FATF recommendations, trade-based ML, virtual assets, correspondent banking, PEPs, human trafficking, proliferation financing

25%

Compliance Standards for AML and CFT

KYC/CDD/EDD, beneficial ownership, PEP identification, sanctions compliance (OFAC, UN), shell banks, risk-based approach, Wolfsberg Group guidance, EU directives, record retention

28%

AML, CFT and Sanctions Compliance Programs

Five pillars of AML, risk assessment, transaction monitoring, SAR/STR filing, independent audit, three lines of defense, training, board reporting, model validation, look-back reviews

21%

Conducting and Supporting the Investigation Process

Investigation planning, information gathering, documentation, FinCEN 314(a)/314(b), Egmont Group, FIUs, intelligence sharing, freezing/seizure, prosecution support, privacy/data protection

How to Pass the CAMS Exam

What You Need to Know

  • Passing score: 75%
  • Exam length: 120 questions
  • Time limit: 3.5 hours
  • Exam fee: $1,295-$1,695

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

CAMS Study Tips from Top Performers

1Master the three stages of money laundering: placement, layering, and integration — know the techniques used in each
2Know the FATF 40 Recommendations and their key requirements for customer due diligence and beneficial ownership
3Understand the difference between CDD and EDD and when each applies (PEPs, high-risk jurisdictions, complex ownership)
4Study the five pillars of AML: internal controls, BSA officer, training, independent testing, and CDD
5Memorize SAR filing requirements: $5,000+ threshold, 30-day filing deadline, no customer notification (tipping off)
6Learn the key differences between money laundering (hiding source) and terrorist financing (hiding destination)
7Practice with scenario-based questions — many exam questions present cases requiring application of AML principles

Frequently Asked Questions

What is the CAMS exam pass rate?

ACAMS does not publish official pass rates, but industry estimates suggest approximately 70% of candidates pass on their first attempt. The 75% passing threshold requires approximately 90 correct answers out of 120 questions. Success rates are higher for candidates who complete ACAMS preparatory courses and practice extensively with exam-style questions.

How many questions are on the CAMS exam?

The CAMS exam contains 120 multiple-choice questions to be completed in 3.5 hours (210 minutes). This allows approximately 1.75 minutes per question. The exam includes both knowledge-based questions (definitions, regulations) and scenario-based questions requiring application of AML principles.

Do I need to be an ACAMS member to take the CAMS exam?

Yes, active ACAMS membership is required to take the CAMS exam. Membership costs approximately $295 annually for individuals. The exam fee ($1,295-$1,695) is separate from membership dues. Many employers in financial services reimburse both membership and exam costs.

How long should I study for the CAMS exam?

Most successful candidates study 60-100 hours over 4-8 weeks. ACAMS recommends approximately 6 weeks of preparation. Study time should be distributed across all four domains proportionally. Focus heavily on practice questions and scenario-based exercises, as application questions make up a significant portion of the exam.

What is the hardest part of the CAMS exam?

Many candidates find the Compliance Standards domain (25%) challenging due to the volume of international regulations and guidance (FATF, EU directives, Wolfsberg). The Investigations domain (21%) can also be difficult due to the practical scenarios requiring judgment. The AML Programs domain (28%) requires understanding of controls and monitoring systems.

Is CAMS certification worth it?

CAMS is widely regarded as the gold standard in AML compliance. It is recognized by regulators globally and often required or preferred for senior compliance positions. CAMS-certified professionals typically earn 15-25% more than non-certified peers. The certification demonstrates expertise that is valuable across banking, fintech, gaming, cryptocurrency, and other regulated sectors.