100+ Free AMF Group Insurance Practice Questions

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2026 Statistics

Key Facts: AMF Group Insurance Exam

60%

Pass Score Per Exam

AMF Examinations

75 min

Time Per Competency Exam

AMF Evaluation Tables

Competency Exams (Full Sector)

AMF Group Insurance Pathway

100

Free Practice Questions

OpenExamPrep

Free 2026 AMF Group Insurance of Persons practice: 100 MCQs mapped to Québec competencies 01-111, 01-311, 01-312, and 01-313 (60% pass, 75 minutes each).

Sample AMF Group Insurance Practice Questions

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1In Québec, which organization issues the representative’s certificate authorizing practice in the group insurance of persons sector?

A.The Chambre de l’assurance only, after ethics training is completed.

B.The Autorité des marchés financiers (AMF), after the candidate meets training, examination, probationary-period, and other regulatory requirements.

C.The Canadian Life and Health Insurance Association (CLHIA), once Guideline G3 training is attested.

D.Revenu Québec, once the firm’s payroll remittance account is opened.

Explanation: The AMF is Québec’s financial-markets regulator and issues representatives’ certificates under the Act respecting the distribution of financial products and services once prescribed training, AMF competency exams, the probationary period (unless exempted), and integrity/other requirements are met. Professional chambers supervise ethics and continuing education of members; they do not issue the AMF certificate.

2Under AMF evaluation table 01-111 for Québec ethics and professional practice, which competency component carries the highest combined weighting with the rules governing representatives’ activities?

A.Only the Civil Code definitions of an insurance contract (standalone 100% weighting).

B.Legal aspects of insurance and annuity contracts (40%) together with rules governing representatives’ activities (40%).

C.Claims-payment mechanics alone (60%).

D.Segregated-fund tax reporting alone (50%).

Explanation: AMF competency 01-111 weights: legal framework 20%; legal aspects of insurance and annuity contracts 40%; rules governing representatives’ activities 40%. The two 40% components dominate exam emphasis.

3For AMF insurance-of-persons / group-insurance-of-persons competency exams, what minimum score is required to pass each prescribed examination?

A.50% of all questions including pilots.

B.75% of scored questions and 80% of ethics items.

C.60% of the scored questions.

D.A scaled score of 500 with no percentage published.

Explanation: The AMF states a candidate must score at least 60% to pass each prescribed examination. Pilot questions do not count toward the score.

4How long does a passed AMF LLQP competency examination remain valid for beginning the probationary period in insurance of persons / group insurance of persons?

A.Indefinitely, once any one module is passed.

B.Two years from each individual exam date, regardless of the first pass date.

C.Five years, matching the representative’s certificate renewal cycle.

D.One year from the date of the first passed examination; all required exams must still be valid when the probationary period begins.

Explanation: AMF examinations pages state an LLQP examination is valid for one year from the date of the first passed examination, and all examinations must be valid when the probationary period begins.

5In the Civil Code of Québec framework for insurance of persons, who are the typical parties characterized in an individual life insurance contract?

A.Only the insurer and the insurance broker’s professional liability insurer.

B.Only Revenu Québec and the employer’s payroll department.

C.The insurer, the policyholder (client who contracts), and often a distinct insured life and/or beneficiary as the contract provides.

D.Only the AMF and the Chambre de l’assurance.

Explanation: AMF ethics competency expects candidates to characterize parties to insurance and annuity contracts: insurer, policyholder, insured, and beneficiary roles as defined in the contract and Civil Code rules.

6A group life policyholder (employer) wants the representative to change the named beneficiary on an employee’s certificate without the employee’s involvement. What is the most accurate professional response under Québec insurance-of-persons practice?

A.Proceed immediately because the employer owns the master policy and may rewrite any beneficiary designation at will.

B.Explain that beneficiary designation rules and the insured’s rights under the contract and Civil Code must be respected; improper changes can be invalid and may breach the representative’s duties.

C.File the change with Revenu Québec first; tax registration overrides beneficiary formality.

D.Only CLHIA Guideline G3 forms can change beneficiaries, so ignore the contract wording.

Explanation: AMF 01-111 requires integrating rules on beneficiary designation. Employer ownership of a group master contract does not automatically authorize unilateral rewrites that override the insured’s designation rights or contract terms. Representatives must apply legal and ethical rules, not convenience.

7Which statement best describes exemption from seizure of certain insurance benefits in Québec insurance-of-persons practice?

A.All insurance proceeds are always fully seizable by any creditor without exception.

B.Only segregated-fund death benefits are ever protected; life insurance never is.

C.Civil Code and related rules can protect designated beneficiaries’ interests in certain insurance benefits from seizure, subject to statutory conditions and exceptions.

D.Exemption from seizure applies only if the AMF personally endorses each claim cheque.

Explanation: AMF ethics tables explicitly require integrating rules relating to beneficiary designation and exemption from seizure of benefits—core Québec Civil Code insurance knowledge for representatives.

8What is a primary public-protection role of the Chambre de l’assurance (successor amalgamating CSF/ChAD functions) relative to AMF-certified representatives?

A.Underwriting every group insurance application for Québec employers.

B.Setting the Bank of Canada overnight rate used in annuity pricing.

C.Issuing federal LLQP certificates valid outside Québec without AMF involvement.

D.Maintaining discipline among members and supervising their training and ethics to help protect the public.

Explanation: AMF materials note the Chambre de l’assurance’s mission—like the chambers it replaces—is public protection through discipline and supervision of members’ training and ethics. AMF remains the certificate issuer/regulator for distribution.

9During formation of an insurance contract, which practice best aligns with a representative’s legal and ethical obligations?

A.Omit material risk facts the client mentioned if disclosure might raise the premium.

B.Backdate coverage effective dates without insurer authority to win the case.

C.Let the client sign blank forms to ‘save time’ and complete details later from memory.

D.Ensure required disclosures, suitability of the recommendation, and accurate application information so the contract is formed on a proper factual and legal basis.

Explanation: AMF 01-111 requires contextualizing rules on contract formation and integrating representatives’ obligations. Material misrepresentation, blank forms, and unauthorized backdating undermine formation and ethics duties.

10A claimant asks how group life death benefits are typically initiated. Which customer-service step matches AMF competency expectations?

A.Tell the claimant no process exists until a court orders the insurer to invent one.

B.Inform the claimant of the claims process, including required proofs and how to contact the insurer/administrator under the contract.

C.Require the claimant to first pay the representative a contingent fee before any forms are released.

D.Instruct the claimant to file only with the AMF complaints bureau instead of the insurer.

Explanation: AMF product competencies (and ethics service themes) include informing the claimant of the claims process. Representatives facilitate understanding of contractual claim steps; they do not replace the insurer’s adjudication role.

About the AMF Group Insurance Exam

Québec AMF pathway for the group insurance of persons sector. Candidates complete recognized training, pass AMF competency exams 01-111, 01-311, 01-312, and 01-313 (sector pathway), then complete the probationary period and apply for a representative’s certificate. Exams follow official evaluation-table weightings for needs analysis, product recommendation, underwriting/implementation, customer service, and Québec ethics/Civil Code practice.

Assessment

Multiple-choice AMF competency exams for the group insurance of persons sector (01-111 ethics Québec; 01-311 individual/group life; 01-312 individual/group accident & sickness; 01-313 segregated funds, annuities, and group pension plans).

Time Limit

75 minutes per competency exam

Passing Score

60%

Exam Fee

$181 CAD exam registration fee per application (plus $88 CAD authorization/file study fee on AMF forms; confirm current indexed amounts in E-Services) (Autorité des marchés financiers (AMF))

AMF Group Insurance Exam Content Outline

20%

Ethics And Professional Practice

01-111 Québec: Civil Code insurance rules, contract parties/formation/beneficiaries/claims, and representative ethics/obligations (AMF evaluation table).

27%

Group Life Insurance

01-311: needs analysis, group/individual life products and riders, underwriting/EOI, conversion, and in-force service.

27%

Group Accident And Sickness

01-312: disability, critical illness, extended health/dental, COB, pre-ex limits, and living-benefits recommendations.

26%

Group Pensions Segregated Funds Annuities

01-313: investor profile, seg-fund guarantees, annuities, and group retirement/pension plan options including Québec VRSP context.

How to Pass the AMF Group Insurance Exam

What You Need to Know

Passing score: 60%
Assessment: Multiple-choice AMF competency exams for the group insurance of persons sector (01-111 ethics Québec; 01-311 individual/group life; 01-312 individual/group accident & sickness; 01-313 segregated funds, annuities, and group pension plans).
Time limit: 75 minutes per competency exam
Exam fee: $181 CAD exam registration fee per application (plus $88 CAD authorization/file study fee on AMF forms; confirm current indexed amounts in E-Services)

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

AMF Group Insurance Study Tips from Top Performers

1Study the AMF evaluation tables for 01-111/311/312/313 and weight your time to the published component percentages.

2Use the current AMF prep manuals (E111, E311, E312, E313) from recognized training providers—editions effective in exams are listed on the AMF manuals page.

3Drill group-specific mechanics: participation/EOI, conversion, disability definitions/offsets, COB, and seg-fund guarantees versus mutual funds.

4Review Québec Civil Code insurance concepts and Chambre de l’assurance ethics duties alongside product technicals.

Frequently Asked Questions

What exams are required for AMF group insurance of persons?

The full sector pathway uses competencies 01-111 (ethics, Québec), 01-311 (life), 01-312 (accident and sickness), and 01-313 (segregated funds, annuities, and group pension plans), per AMF examinations and manuals pages.

What is the passing score?

At least 60% on each AMF competency examination. Pilot questions do not count toward the score.

How long is each exam?

75 minutes per competency exam. Ethics 01-111 has 25 questions (5 pilots); 01-311, 01-312, and 01-313 have 35 questions (5 pilots) each.

How long do passed exams remain valid?

An LLQP examination is valid for one year from the date of the first passed examination; all required exams must be valid when you begin the probationary period.