A homeowner’s unpaid judgment includes USD 28,000 actual loss, USD 6,000 prejudgment interest, and USD 10,000 punitive damages. What amount is the starting actual-loss figure the Recovery Fund may consider before applying the USD 30,000 cap?
- AUSD 44,000, because the entire judgment is payable
- BUSD 28,000, because interest and punitive damages are excluded from the unpaid judgment u…
- CUSD 38,000, because only interest is excluded
- DUSD 16,000, because only punitive damages may be claimed