Key Takeaways
- Wisconsin REQUIRES 20 hours of pre-license education (8 hours general + 12 hours line-specific)
- Pre-license course must be completed with OCI-approved provider
- Certificate exam must be passed with 70% score with proctor present
- PSI Services LLC administers state licensing exams - \$75 fee
- Fingerprinting through Fieldprint Wisconsin is required
Wisconsin Producer Licensing Requirements
Wisconsin has specific requirements for obtaining a Life, Health, or combined insurance license. Pre-license education is REQUIRED in Wisconsin.
Pre-License Education Requirements
20 Hours Required
| Component | Hours | Content |
|---|---|---|
| General | 8 | Principles of insurance, WI insurance laws, ethics |
| Line-Specific | 12 | Policies, terms, concepts, line-specific laws |
| Total | 20 | Per line of authority |
Important Rules:
- General 8 hours only needs to be completed once within a 12-month period
- Line-specific 12 hours required for each line of authority
- Must complete courses with OCI-approved provider
- Certificate of completion valid for 1 year
Exam Tip: Wisconsin is one of the states that REQUIRES pre-license education. You MUST complete 20 hours before you can take the licensing exam.
Certificate Exam Requirements
After completing pre-license courses, you must pass a Certificate Exam:
Certificate Exam Details
| Requirement | Detail |
|---|---|
| Minimum Study Time | 20 hours per line of authority |
| Passing Score | 70% or higher |
| Proctor Required | Yes - impartial third party |
| Proctor Rules | Must be physically present, no financial/family relationship |
Certificate of Completion
After passing the certificate exam:
- Certificate issued by education provider
- Valid for 1 year
- MUST bring to state exam - cannot test without it!
- Paper or electronic format accepted at testing center
State Licensing Exam Requirements
Wisconsin insurance licensing examinations are administered by PSI Services LLC:
Life & Health Exam Details
| Exam Type | Questions | Time Limit | Fee |
|---|---|---|---|
| Life Insurance | ~100 | 2 hours | $75 |
| Accident & Health | ~100 | 2 hours | $75 |
| Combined Exams | Varies | Varies | $75 each |
| Public Adjuster | Varies | Varies | $50 |
Exam Requirements
| Requirement | Detail |
|---|---|
| Passing Score | 70% |
| Testing Provider | PSI Services LLC |
| Testing Options | In-person or remote (PSI Bridge platform) |
| Registration | Online or call (888) 818-5805 |
Exam Day
What to Bring
- Certificate of Course Completion (paper or electronic) - REQUIRED
- One valid government-issued photo ID (driver's license, passport, military ID)
- Without certificate = Cannot take exam
Testing Rules
- No cell phones or electronic devices
- Calculator provided on screen
- Results displayed immediately upon completion
- Remote exams require compatible computer and PSI Bridge platform
Critical: If you do not bring your Certificate of Course Completion to the exam testing center, you will NOT be allowed to take the exam!
Fingerprinting Requirements
Wisconsin requires fingerprinting for all first-time unlicensed applicants:
Fingerprinting Process
| Step | Detail |
|---|---|
| Provider | Fieldprint Wisconsin |
| Website | www.fieldprintwisconsin.com |
| Code | FPWIOCIINSURANCE |
| Timing | Complete as part of application process |
Who Must Be Fingerprinted
- All unlicensed applicants
- First-time license applicants
- Background check submitted to state and FBI
Pre-License Exemptions
Certain individuals may be exempt from pre-license education:
Exemption Criteria
| Exemption | Documentation |
|---|---|
| WI Technical College | 2-year degree in insurance + official transcript |
| 4-Year Business Degree | Insurance emphasis + official transcript |
| Veterans | Military insurance training + documentation |
Exemption Process
- Submit exemption request 90 days prior to exam
- Provide required documentation
- OCI reviews and approves exemptions
License Application
After passing both certificate and state exams:
Application Steps
- Complete fingerprinting through Fieldprint Wisconsin
- Apply through NIPR (National Insurance Producer Registry)
- Pay license application fee
- Await OCI approval
License Types
| License Type | What You Can Sell |
|---|---|
| Life | Life insurance and annuities |
| Accident & Health | Health, disability, LTC insurance |
| Property | Property insurance |
| Casualty | Liability insurance |
Does Wisconsin require pre-license education before taking the insurance licensing exam?
What must Wisconsin candidates bring to the testing center?
Who administers insurance licensing exams in Wisconsin?
What is the Fieldprint code for Wisconsin insurance fingerprinting?