Insurance Exams6 min read

FREE Wyoming Life & Health Insurance Exam Guide 2026: DOI Exam Prep

Complete free Wyoming Life & Health insurance exam prep guide for 2026. Learn exam format, Wyoming DOI requirements, and access free practice questions.

Ran Chen, EA, CFP®January 14, 2026

Key Facts

  • Wyoming does NOT require pre-licensing education
  • Wyoming has no state income tax
  • WY uses federal marketplace Healthcare.gov
  • Wyoming requires 24 hours CE every 2 years including 3 hours ethics

Wyoming Life & Health Insurance License Exam Overview

The Wyoming Life & Health Insurance License Exam is administered by Pearson VUE on behalf of the Wyoming Department of Insurance (DOI). Wyoming offers unique opportunities with no state income tax and growing energy sector.

Exam Format at a Glance

ComponentDetails
Combined L&H Questions150 (135 scored + 15 pretest)
Time Limit2.5 hours
Passing Score70% on each section
Testing VendorPearson VUE
Exam Fee$96 (Life), $96 (Health)
Pre-licensing EducationNot required

Why Get Licensed in Wyoming?

  • No income tax — Tax-friendly for agents
  • Energy sector — Oil, gas, mining industries
  • Rural communities — Underserved markets
  • Growing tourism — Seasonal insurance needs

📚 Start Your FREE Wyoming Life & Health Exam Prep

→ Start FREE Wyoming Life & Health Exam PrepFree exam prep with practice questions & AI tutor

Key Topics Covered

Life Insurance (30%)

FeatureWY Standard
Grace Period30 days
Incontestability2 years
Free LookNot state-mandated (typically 10-30 days by company)

Health Insurance (30%)

  • Healthcare.gov (federal marketplace)
  • Wyoming Medicaid
  • CHIP (Kid Care CHIP)

WY Insurance Regulations (15%)

  • Wyoming Statutes Title 26
  • DOI authority
TopicWY Requirement
Pre-licensingNot required
CE requirement24 hours/2 years (3 hours ethics)
Passing score70% on each section

→ Begin FREE Wyoming Life & Health Exam Prep NowFree exam prep with practice questions & AI tutor
Test Your Knowledge
Question 1 of 2

Does WY have state income tax?

A
Yes
B
No
C
Only for businesses
D
Only high earners
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