Insurance Exams6 min read

FREE Wisconsin Life & Health Insurance Exam Guide 2026: OCI Exam Prep

Complete free Wisconsin Life & Health insurance exam prep guide for 2026. Learn exam format, Wisconsin OCI requirements, and access free practice questions.

Ran Chen, EA, CFP®January 14, 2026

Key Facts

  • Wisconsin requires 20 hours pre-licensing education (8 general + 12 line-specific)
  • Northwestern Mutual is headquartered in Milwaukee
  • BadgerCare Plus is WI Medicaid
  • Wisconsin requires 24 hours CE every 2 years including 3 hours ethics

Wisconsin Life & Health Insurance License Exam Overview

The Wisconsin Life & Health Insurance License Exam is administered by PSI on behalf of the Wisconsin Office of the Commissioner of Insurance (OCI). Wisconsin offers a stable market with major insurers like Northwestern Mutual headquartered in Milwaukee.

Exam Format at a Glance

ComponentDetails
Total Questions100 multiple-choice per exam
Time Limit2 hours
Passing Score70% (70 correct answers)
Testing VendorPSI
Exam Fee$75 per exam
Pre-licensing Education20 hours required

Why Get Licensed in Wisconsin?

  • 20 hours pre-licensing — Required education
  • Insurance hub — Northwestern Mutual HQ
  • Strong economy — Manufacturing and agriculture
  • Milwaukee/Madison — Major metropolitan markets

📚 Start Your FREE Wisconsin Life & Health Exam Prep

→ Start FREE Wisconsin Life & Health Exam PrepFree exam prep with practice questions & AI tutor

Key Topics Covered

Life Insurance (30%)

FeatureWI Standard
Grace Period31 days
Incontestability2 years
Free Look10-30 days (20 days for replacements)

Health Insurance (30%)

  • Healthcare.gov (federal marketplace)
  • BadgerCare Plus (Medicaid)
  • CHIP

WI Insurance Regulations (15%)

  • Wisconsin Statutes Chapter 628
  • OCI authority
TopicWI Requirement
Pre-licensing20 hours (8 general + 12 line-specific)
CE requirement24 hours/2 years (3 hours ethics)
Passing score70%

→ Begin FREE Wisconsin Life & Health Exam Prep NowFree exam prep with practice questions & AI tutor
Test Your Knowledge
Question 1 of 2

Does WI require pre-licensing?

A
Yes, 20 hours
B
Yes, 40 hours
C
No
D
Yes, 12 hours
Learn More with AI

10 free AI interactions per day

wisconsinlife insurance examhealth insurance examinsurance licenseWI insuranceexam prep2026

Related Articles