Utah Life & Health Insurance License Exam Overview
The Utah Life & Health Insurance License Exam is administered by Prometric on behalf of the Utah Insurance Department (UID). Utah offers a growing market with a young, rapidly expanding population.
Exam Format at a Glance
| Component | Details |
|---|---|
| Total Questions | 150 multiple-choice |
| Time Limit | 2.5 hours |
| Passing Score | 70% (105 correct answers) |
| Testing Vendor | Prometric |
| Exam Fee | $44 |
| Pre-licensing Education | Not required |
Why Get Licensed in Utah?
- Fast-growing population — Young demographics
- Silicon Slopes — Tech industry hub
- Salt Lake City — Major metropolitan market
- Outdoor lifestyle — Unique insurance needs
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Key Topics Covered
Life Insurance (30%)
| Feature | Utah Standard |
|---|---|
| Grace Period | 31 days |
| Incontestability | 2 years |
| Free Look | 10 days |
Health Insurance (30%)
- Healthcare.gov (federal marketplace)
- Utah Medicaid
- CHIP
Utah Insurance Regulations (15%)
- Utah Code Title 31A
- UID authority
| Topic | Utah Requirement |
|---|---|
| Pre-licensing | Not required |
| CE requirement | 24 hours/2 years (3 hours ethics) |
| Passing score | 70% |
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