South Carolina Life & Health Insurance License Exam Overview
The South Carolina Life & Health Insurance License Exam is administered by Pearson VUE on behalf of the South Carolina Department of Insurance (DOI). South Carolina offers growing opportunities with population growth along the coast and in Charleston/Greenville.
Exam Format at a Glance
| Component | Details |
|---|---|
| Total Questions | 85 scored questions (Life exam) |
| Time Limit | 2 hours |
| Passing Score | 70% |
| Testing Vendor | Pearson VUE |
| Exam Fee | $44 per exam |
| Pre-licensing Education | Not required |
Why Get Licensed in South Carolina?
- Growing population — Migration from Northeast
- Charleston market — Healthcare and tech
- Greenville growth — Manufacturing hub
- Coastal communities — Retiree market
📚 Start Your FREE South Carolina Life & Health Exam Prep
→ Start FREE South Carolina Life & Health Exam PrepFree exam prep with practice questions & AI tutor
Key Topics Covered
Life Insurance (30%)
| Feature | SC Standard |
|---|---|
| Grace Period | 31 days |
| Incontestability | 2 years |
| Free Look | 10 days |
Health Insurance (30%)
- Healthcare.gov (federal marketplace)
- SC Healthy Connections (Medicaid)
- CHIP
SC Insurance Regulations (15%)
- South Carolina Code Title 38
- DOI authority
| Topic | SC Requirement |
|---|---|
| Pre-licensing | Not required |
| CE requirement | 24 hours/2 years |
| Passing score | 70% |
→ Begin FREE South Carolina Life & Health Exam Prep NowFree exam prep with practice questions & AI tutor