Oklahoma Life & Health Insurance License Exam Overview
The Oklahoma Life & Health Insurance License Exam is administered by PSI on behalf of the Oklahoma Insurance Department (OID). Oklahoma offers opportunities with a growing economy and affordable licensing costs.
Exam Format at a Glance
| Component | Details |
|---|---|
| Total Questions | 150 multiple-choice |
| Time Limit | 2.5 hours |
| Passing Score | 70% (105 correct answers) |
| Testing Vendor | PSI |
| Exam Fee | $41 |
| Pre-licensing Education | Not required |
Why Get Licensed in Oklahoma?
- Growing Oklahoma City — Healthcare and energy
- Low cost of living — Competitive advantage
- Central location — Regional access
- Energy sector — Unique insurance needs
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Key Topics Covered
Life Insurance (30%)
| Feature | Oklahoma Standard |
|---|---|
| Grace Period | 31 days |
| Incontestability | 2 years |
| Free Look | 10 days |
Health Insurance (30%)
- Healthcare.gov (federal marketplace)
- SoonerCare (Medicaid)
- CHIP
Oklahoma Insurance Regulations (15%)
- Oklahoma Statutes Title 36
- OID authority
| Topic | Oklahoma Requirement |
|---|---|
| Pre-licensing | Not required |
| CE requirement | 24 hours/2 years |
| Passing score | 70% |
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