Real Estate Exams14 min read

FREE North Carolina Real Estate Exam Guide 2026: Pass Your NC Broker License on the First Try

Complete free North Carolina Real Estate broker exam prep guide for 2026. Covers exam format, NCREC regulations, provisional broker status, and free practice questions to help you pass.

Ran Chen, EA, CFP®January 10, 2026

Key Facts

  • North Carolina Real Estate exam has 140 questions requiring 71% national and 73% state passing scores
  • All new NC licensees start as provisional brokers working under a broker-in-charge
  • North Carolina requires 90 hours of post-license education within 18 months
  • North Carolina uses a unique due diligence fee system separate from earnest money
  • The "Working with Real Estate Agents" brochure must be provided at first substantial contact

North Carolina Real Estate Broker Exam Overview

The North Carolina Real Estate Broker Exam is administered by Pearson VUE on behalf of the North Carolina Real Estate Commission (NCREC). North Carolina calls all licensees "brokers" (not salespersons) and requires a unique provisional broker status during your first years.

Passing this exam qualifies you to work as a real estate broker in North Carolina—the 9th largest state with over 10.8 million residents and one of the fastest-growing markets in the Southeast, anchored by Charlotte, Raleigh-Durham, and coastal regions.

Exam Format at a Glance

ComponentDetails
Total Questions140 multiple-choice (100 national + 40 state)
Time Limit4 hours (2.5 national + 1.5 state)
Passing Score71% national (71/100), 73% state (29/40)
Exam Fee$64
Pre-licensing Education75 hours required
Testing VendorPearson VUE
License Term2 years (until June 30)

Why Get Licensed in North Carolina?

  • Rapid growth — One of fastest-growing states
  • Charlotte banking hub — Major corporate relocations
  • Research Triangle — Tech industry growth
  • Coastal properties — Vacation and retirement market
  • Lower cost of living — Attracts relocating buyers

Start Your FREE North Carolina Real Estate Exam Prep

Ready to begin studying? Our comprehensive, completely free North Carolina Real Estate exam prep covers everything you need to pass.

→ Start FREE North Carolina Real Estate Exam Prep


Key Topics Covered on the Exam

1. NCREC & Licensing (20%)

Commission Structure:

  • North Carolina Real Estate Commission authority
  • Rule-making powers
  • Disciplinary procedures
  • License law enforcement
  • Commission meetings and hearings

Provisional Broker Status:

  • All new licensees start as provisional
  • Must work under broker-in-charge (BIC)
  • 90-hour post-license education within 18 months
  • Status limitations and duties
  • Conversion to full broker status

License Requirements:

  • 18 years old minimum
  • 75 hours pre-license education
  • Pass both exam portions
  • Background check required
  • Broker-in-charge supervision

Post-License Education:

  • 90 hours within first 18 months
  • Three 30-hour courses
  • Specific topic requirements
  • Failure consequences
  • Extension procedures

2. Agency Law (25%)

Working with Real Estate Agents Brochure:

  • Required disclosure document
  • Must be provided first substantial contact
  • Agency relationship options
  • Client vs. customer duties
  • Timing requirements

Brokerage Relationships:

  • Seller subagency (rare now)
  • Buyer agency
  • Dual agency requirements
  • Designated agency
  • Customer status

Fiduciary Duties:

  • Loyalty
  • Obedience
  • Disclosure
  • Confidentiality
  • Accounting
  • Reasonable skill and care

Agency Disclosure:

  • Written agency agreement required
  • Oral agreements insufficient
  • Compensation disclosure
  • Material fact requirements
  • Dual agency consent

3. Contracts & Disclosures (30%)

Offer to Purchase and Contract:

  • Standard Form 2-T
  • Essential terms and conditions
  • Due diligence period
  • Earnest money provisions
  • Closing date requirements

Due Diligence Process:

  • Due diligence fee (non-refundable)
  • Due diligence period
  • Inspection rights
  • Termination options
  • Earnest money handling

Trust Accounts:

  • Earnest money handling
  • Trust account requirements
  • Deadline for deposit (3 days)
  • Commingling prohibitions
  • Disbursement procedures

Required Disclosures:

  • Residential Property Disclosure Statement
  • Mineral and oil/gas rights disclosure
  • Lead-based paint
  • Synthetic stucco disclosure
  • Special assessments

4. Property Law & Fair Housing (25%)

North Carolina Fair Housing:

  • NC Fair Housing Act
  • Protected classes
  • State vs. federal differences
  • Enforcement through NC Human Relations
  • Penalties and remedies

Types of Ownership:

  • Fee simple absolute
  • Fee simple defeasible
  • Life estates
  • Tenancy in common
  • Tenancy by the entirety
  • Joint tenancy

Property Taxes:

  • Ad valorem taxation
  • Assessment procedures
  • Exemptions available
  • Tax liens
  • Payment schedules

Environmental Issues:

  • Lead-based paint disclosure
  • Underground storage tanks
  • Septic systems
  • Flood zones
  • Wetlands regulations

Study Timeline for Success

WeekFocus AreaHours
Week 1-2NCREC regulations and licensing15-18
Week 2-3Agency law and disclosure18-22
Week 3-4Contracts and due diligence20-24
Week 4-5Property law and fair housing15-18
Week 5-6Practice exams and review15-18

Total recommended study time: 80-100 hours (plus 75-hour pre-licensing)


Free Practice Questions Available

Test your knowledge with hundreds of free practice questions designed specifically for the North Carolina Real Estate exam.

→ Access FREE NC Real Estate Practice Questions


North Carolina-Specific Exam Tips

1. Understand Provisional Broker Status

All new NC licensees start as provisional:

  • Must work under broker-in-charge
  • Complete 90-hour post-license education
  • 18-month deadline is firm
  • Cannot work independently
  • Conversion requires completion

2. Master the Due Diligence Process

North Carolina's unique due diligence system:

  • Due diligence fee is non-refundable to seller
  • Earnest money separate from DD fee
  • Buyer can terminate for any reason during DD period
  • Know the standard timelines
  • Trust account handling rules

3. Know the Disclosure Brochure

The "Working with Real Estate Agents" brochure:

  • Must be provided at first substantial contact
  • Explains agency relationships
  • Required before substantive discussions
  • Document delivery and acknowledgment
  • Timing is heavily tested

4. Key Numbers to Remember

TopicNorth Carolina Requirement
National passing71% (71/100)
State passing73% (29/40)
Pre-licensing75 hours
Post-license90 hours (18 months)
Trust deposit3 banking days
License expirationJune 30

Common Mistakes to Avoid

  1. Ignoring provisional status — All new licensees are provisional
  2. Missing post-license deadline — 90 hours within 18 months
  3. Confusing due diligence — Different from earnest money
  4. Forgetting brochure timing — First substantial contact
  5. Misunderstanding passing scores — Different for each section
  6. Not tracking both sections — 140 questions total

After Passing Your Exam

  1. Submit license application to NCREC
  2. Pay license fee ($100)
  3. Find broker-in-charge to activate provisional license
  4. Begin 90-hour post-license education
  5. Complete post-license within 18 months
  6. Begin your real estate career in North Carolina

2026 North Carolina Updates

For 2026, be aware of:

  • Updated NCREC regulations
  • Form revisions (Standard Form 2-T)
  • Digital transaction requirements
  • Fair housing training updates
  • Post-license education changes

Start Your North Carolina Real Estate Career Today

The North Carolina Real Estate Broker license opens doors to one of the nation's fastest-growing markets. With Charlotte, Raleigh-Durham, and coastal regions all experiencing strong growth, opportunities are abundant. With proper preparation, you can pass both exam sections on your first attempt.

→ Begin FREE North Carolina Real Estate Exam Prep Now

Our free study materials include:

  • Complete topic coverage
  • Practice questions with explanations
  • Due diligence process guide
  • Provisional broker specifics
  • AI-powered study assistance

Don't pay for expensive prep courses when everything you need is available FREE.

Test Your Knowledge
Question 1 of 4

What is the passing score for the North Carolina state portion of the real estate exam?

A
70%
B
71%
C
73%
D
75%
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