Real Estate Exams13 min read

FREE Michigan Real Estate Exam Guide 2026: Pass Your MI Salesperson License on the First Try

Complete free Michigan Real Estate salesperson exam prep guide for 2026. Covers exam format, LARA regulations, Elliott-Larsen Civil Rights Act, and free practice questions to help you pass.

Ran Chen, EA, CFP®January 10, 2026

Key Facts

  • Michigan Real Estate exam has 115 scored questions requiring 70% on BOTH national and state sections
  • Michigan requires only 40 hours of pre-licensing education—among the lowest in the nation
  • Michigan requires 4 hours of civil rights training as part of pre-licensing
  • Elliott-Larsen Civil Rights Act provides broader protections than federal Fair Housing
  • Michigan license term is 3 years with 18 hours CE required

Michigan Real Estate Salesperson Exam Overview

The Michigan Real Estate Salesperson Exam is administered by PSI Services on behalf of the Department of Licensing and Regulatory Affairs (LARA). Michigan has one of the lower pre-licensing requirements at 40 hours but includes mandatory civil rights training.

Passing this exam qualifies you to work as a real estate salesperson in Michigan—the 10th largest state with over 10 million residents and diverse markets including Detroit, Grand Rapids, and numerous lakefront communities.

Exam Format at a Glance

ComponentDetails
Total Questions115 scored + 5-10 pretest
Time Limit3 hours
Passing Score70% on each section
Exam Fee$79
Pre-licensing Education40 hours (including 4 civil rights)
Testing VendorPSI Services
License Term3 years

Why Get Licensed in Michigan?

  • Large population — Over 10 million residents
  • Great Lakes properties — Unique waterfront market
  • Affordable education — Only 40 hours required
  • Detroit revival — Growing urban market
  • 3-year license — Longer than most states

Start Your FREE Michigan Real Estate Exam Prep

Ready to begin studying? Our comprehensive, completely free Michigan Real Estate exam prep covers everything you need to pass.

→ Start FREE Michigan Real Estate Exam Prep


Key Topics Covered on the Exam

1. LARA & Licensing (20%)

Regulatory Authority:

  • Department of Licensing and Regulatory Affairs
  • Bureau of Professional Licensing
  • Rule-making powers
  • Disciplinary procedures
  • License law enforcement

License Requirements:

  • 18 years old minimum
  • 40 hours pre-license education
  • 4 hours civil rights training included
  • Pass both exam portions
  • Employing broker required

License Types:

  • Salesperson license
  • Associate broker license
  • Broker license
  • Builder salesperson
  • Property management

Continuing Education:

  • 18 hours per 3-year cycle
  • 2 hours legal updates required
  • Approved provider courses
  • Renewal procedures
  • Late renewal penalties

2. Agency Law (25%)

Agency Relationships:

  • Seller agency
  • Buyer agency
  • Dual agency
  • Transaction coordination
  • Designated agency

Agency Disclosure:

  • Required at first contact
  • Written acknowledgment
  • Explanation of relationships
  • Timing requirements
  • Documentation standards

Fiduciary Duties:

  • Loyalty
  • Obedience
  • Disclosure
  • Confidentiality
  • Accounting
  • Reasonable skill and care

Dual Agency:

  • Written consent required
  • Both parties informed
  • Limited representation
  • Confidentiality restrictions
  • In-company transactions

3. Contracts & Disclosures (30%)

Seller Disclosure Statement:

  • Michigan Seller Disclosure Act
  • Material defects
  • Known conditions
  • Environmental hazards
  • Transfer disclosure

Purchase Agreements:

  • Offer and acceptance
  • Essential terms
  • Contingencies
  • Financing provisions
  • Closing timeline

Trust Accounts:

  • Escrow requirements
  • Deposit handling
  • Interest-bearing options
  • Disbursement rules
  • Record keeping

Additional Disclosures:

  • Lead-based paint
  • Underground storage tanks
  • Farm proximity disclosure
  • Airport noise disclosure
  • Wetlands disclosure

4. Property Law & Fair Housing (25%)

Elliott-Larsen Civil Rights Act:

  • Michigan fair housing law
  • Protected classes (broader than federal)
  • Religion, race, color, national origin
  • Age, sex, familial status, disability
  • Marital status included

Types of Ownership:

  • Fee simple absolute
  • Life estates
  • Tenancy in common
  • Joint tenancy
  • Tenancy by the entirety

Property Taxes:

  • State Equalized Value (SEV)
  • Taxable value limitations
  • Principal residence exemption
  • Tax liens
  • Payment procedures

Environmental Issues:

  • Lead-based paint
  • Underground storage tanks
  • Wetlands (extensive in Michigan)
  • Floodplains
  • Shore land protection

Study Timeline for Success

WeekFocus AreaHours
Week 1LARA regulations and licensing10-12
Week 1-2Agency law and disclosure12-15
Week 2-3Contracts and seller disclosure15-18
Week 3-4Property law and fair housing12-15
Week 4Practice exams and review10-12

Total recommended study time: 60-80 hours (plus 40-hour pre-licensing)


Free Practice Questions Available

Test your knowledge with hundreds of free practice questions designed specifically for the Michigan Real Estate exam.

→ Access FREE MI Real Estate Practice Questions


Michigan-Specific Exam Tips

1. Master Elliott-Larsen

Michigan's civil rights law is comprehensive:

  • Broader than federal Fair Housing Act
  • Includes marital status protection
  • 4 hours required in pre-licensing
  • State enforcement through MDCR
  • Heavily tested on state portion

2. Understand Waterfront Property

Michigan has extensive water features:

  • Great Lakes shoreline
  • Inland lakes regulations
  • Riparian rights
  • Shore land zoning
  • Dock and pier regulations

3. Know State Equalized Value

Michigan's property tax system:

  • SEV is 50% of true cash value
  • Taxable value different from SEV
  • Proposition A limitations
  • Principal residence exemption
  • Uncapping upon transfer

4. Key Numbers to Remember

TopicMichigan Requirement
Passing score70% each section
Pre-licensing40 hours (4 civil rights)
License term3 years
CE requirement18 hours/3 years
SEV50% of true cash value
Exam questions115 scored

Common Mistakes to Avoid

  1. Skipping civil rights — Required and tested
  2. Ignoring waterfront issues — Significant in Michigan
  3. Confusing SEV with taxable value — Different concepts
  4. Underestimating Elliott-Larsen — Broader than federal
  5. Missing disclosure requirements — Seller Disclosure Act
  6. Not pacing the exam — 3 hours for 115+ questions

After Passing Your Exam

  1. Submit license application to LARA
  2. Pay application fee ($88)
  3. Obtain employing broker before activation
  4. Complete fingerprinting if required
  5. Complete 18 hours CE every 3 years
  6. Begin your real estate career in Michigan

2026 Michigan Updates

For 2026, be aware of:

  • Updated LARA regulations
  • Disclosure form revisions
  • Digital transaction standards
  • Civil rights training updates
  • Continuing education changes

Start Your Michigan Real Estate Career Today

The Michigan Real Estate Salesperson license opens doors to diverse markets across the Great Lakes State. With lakefront properties, urban revival in Detroit, and growing suburbs, Michigan offers unique opportunities. With proper preparation, you can pass both exam sections on your first attempt.

→ Begin FREE Michigan Real Estate Exam Prep Now

Our free study materials include:

  • Complete topic coverage
  • Practice questions with explanations
  • Elliott-Larsen Civil Rights specifics
  • Waterfront property guide
  • AI-powered study assistance

Don't pay for expensive prep courses when everything you need is available FREE.

Test Your Knowledge
Question 1 of 4

How many hours of pre-licensing education does Michigan require?

A
40 hours
B
60 hours
C
75 hours
D
90 hours
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