Maine Life & Health Insurance License Exam Overview
The Maine Life & Health Insurance License Exam is administered by Pearson VUE on behalf of the Maine Bureau of Insurance. Maine offers unique opportunities serving rural communities and seasonal populations.
Exam Format at a Glance
| Component | Details |
|---|---|
| Total Questions | 151 multiple-choice |
| Time Limit | 3.5 hours |
| Passing Score | 70% (106 correct answers) |
| Testing Vendor | Pearson VUE |
| Exam Fee | $77 |
| Pre-licensing Education | Not required |
Why Get Licensed in Maine?
- Growing retiree population — Strong demand for coverage
- Rural communities — Underserved markets
- Seasonal residents — Unique insurance needs
- Healthcare access — Critical coverage needs
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Key Topics Covered
Life Insurance (30%)
| Feature | Maine Standard |
|---|---|
| Grace Period | 31 days |
| Incontestability | 2 years |
| Free Look | 10 days |
Health Insurance (30%)
- Healthcare.gov (federal marketplace)
- MaineCare (Medicaid)
- CoverME.gov
Maine Insurance Regulations (15%)
- Maine Insurance Code Title 24-A
- Bureau of Insurance authority
| Topic | Maine Requirement |
|---|---|
| Pre-licensing | Not required |
| CE requirement | 24 hours/2 years |
| Passing score | 70% |
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