Insurance Exams6 min read

FREE Kansas Life & Health Insurance Exam Guide 2026: KID Exam Prep

Complete free Kansas Life & Health insurance exam prep guide for 2026. Learn exam format, Kansas Insurance Department requirements, and access free practice questions.

Ran Chen, EA, CFP®January 14, 2026

Key Facts

  • Kansas does NOT require pre-licensing education
  • Kansas Life & Health exam fee is $64
  • KanCare is Kansas Medicaid managed care
  • Kansas requires 18 hours CE every 2 years (including 3 hours ethics)

Kansas Life & Health Insurance License Exam Overview

The Kansas Life & Health Insurance License Exam is administered by Pearson VUE on behalf of the Kansas Insurance Department (KID). Kansas offers steady opportunities in the insurance market with a growing population in the Kansas City metro.

Exam Format at a Glance

ComponentDetails
Total Questions154 multiple-choice
Time Limit2.5 hours
Passing Score70% (98 correct of 140 scored)
Testing VendorPearson VUE
Exam Fee$64
Pre-licensing EducationNot required

Why Get Licensed in Kansas?

  • No pre-license education — Streamlined licensing
  • Kansas City metro — Growing market
  • Low exam fee — Only $64
  • Business-friendly — Low regulatory burden

📚 Start Your FREE Kansas Life & Health Exam Prep

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Key Topics Covered on the Exam

Life Insurance (30%)

FeatureKansas Standard
Grace Period30 days
Incontestability2 years
Free Look10 days

Health Insurance (30%)

  • Healthcare.gov (federal marketplace)
  • KanCare (Medicaid managed care)
  • CHIP

Kansas Insurance Regulations (15%)

  • Kansas Statutes Chapter 40
  • KID authority
  • Producer licensing
TopicKansas Requirement
Pre-licensingNot required
CE requirement18 hours/2 years (incl. 3 hrs ethics)
Passing score70%

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Test Your Knowledge
Question 1 of 2

Does Kansas require pre-licensing education?

A
Yes, 20 hours
B
Yes, 40 hours
C
No
D
Yes, 12 hours
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