200+ Free Notary Signing Agent Practice Questions
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Key Facts: Notary Signing Agent Exam
80%
Passing Score
NNA exam
$75-200
Per Signing Fee
Industry average
$25K
Min E&O Insurance
SPW requirement
50
Exam Questions
NNA certification
3 days
Rescission Period
Business days
90%+
Pass Rate
With training
The Notary Signing Agent certification is the industry standard for notaries who facilitate loan closings. NSAs earn $75-200 per signing with experienced agents completing 3-5 signings daily. The NNA certification requires passing an 80% threshold on a 50-question exam covering SPW Code of Conduct, loan documents, ID verification, and signing procedures. Annual background screening and $25K E&O insurance are required.
About the Notary Signing Agent Exam
The Notary Signing Agent certification exam validates expertise in loan document signings based on the SPW (Signing Professionals Workgroup) Code of Conduct. The exam covers the complete signing workflow: landing assignments, prepping loan packages, conducting signings with proper ID verification and notarization, and wrapping up with document shipping and record keeping.
Questions
50 scored questions
Time Limit
Untimed (online)
Passing Score
80%
Exam Fee
$199 (Standard package) (National Notary Association (NNA))
Notary Signing Agent Exam Content Outline
NSA Overview
Role in real estate, SPW Code of Conduct, professional standards, E&O insurance, background screening
Landing the Assignment
Receiving orders, confirming details, borrower contact, phone etiquette, scheduling
Prepping the Package
Loan documents, Closing Disclosure, HUD-1, Right to Cancel, rescission calculations
Conducting the Signing
ID verification, document presentation, notarization, privacy/security, handling questions
Wrapping Up
Document shipping, invoicing, payment tracking, record keeping, quality control
How to Pass the Notary Signing Agent Exam
What You Need to Know
- Passing score: 80%
- Exam length: 50 questions
- Time limit: Untimed (online)
- Exam fee: $199 (Standard package)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
Notary Signing Agent Study Tips from Top Performers
Frequently Asked Questions
What is a Notary Signing Agent?
A Notary Signing Agent (NSA) is a notary public who specializes in facilitating loan document signings. NSAs are hired by mortgage lenders, title companies, and signing services to meet with borrowers, present loan documents, witness signatures, and notarize documents. NSAs must understand loan documents, follow SPW Code of Conduct, and maintain E&O insurance and annual background screening.
How much do Notary Signing Agents earn?
Notary Signing Agents typically earn $75-200 per loan signing, depending on the type of loan and location. Refinances average $75-125, purchases $100-200, and reverse mortgages $150-250. Experienced full-time NSAs can complete 3-5 signings daily, earning $300-1,000+ per day. Part-time NSAs commonly earn $500-2,000 per month.
What are the requirements to become an NSA?
Requirements include: (1) Active notary public commission in your state, (2) NNA Notary Signing Agent certification (pass 50-question exam with 80%), (3) Annual background screening, (4) $25,000 minimum E&O insurance, (5) SigningAgent.com listing. Some states have additional requirements for witness or attorney involvement in real estate closings.
What is the SPW Code of Conduct?
The Signing Professionals Workgroup (SPW) Code of Conduct is the industry standard for Notary Signing Agents. It includes 10 principles: professionalism, privacy protection, conflict of interest avoidance, accurate advertising, reporting illegal activity, maintaining insurance, following scripts, continuing education, quality assurance, and proper identification verification. The NNA NSA exam is based on this code.
What types of ID are acceptable for loan signings?
Acceptable ID must be: current, valid, government-issued, with a photo and signature. Examples include state driver's licenses, state ID cards, U.S. passports, military IDs, and permanent resident cards (Green Cards). Unacceptable IDs include: Social Security cards, birth certificates, photocopies, digital/mobile IDs, expired IDs, and credit cards. Always verify identity by examining the ID, not just asking questions.
How do I calculate the Right to Cancel period?
The rescission period is 3 BUSINESS days (not calendar days). It begins the day AFTER all borrowers have signed. Saturdays count as business days; Sundays and federal holidays do not. For example, if borrowers sign on Friday, rescission ends at midnight Tuesday (Sat + Mon + Tue). The borrower cannot sign until the Closing Disclosure has been delivered and the 3-day waiting period has passed.