100+ Free KNM Practice Questions

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What is the 'kindgebonden budget' (child-related budget) in the Netherlands?

A tax rebate for parents who pay for private school education

A quarterly child benefit paid to all parents regardless of income, administered by the SVB

A one-time school entry grant paid when a child starts primary school

An income-tested monthly allowance for lower-income families with children, on top of the regular kinderbijslag

to track

2026 Statistics

Key Facts: KNM Exam

Exam Questions

DUO / inburgeren.nl

45 min

Exam Duration

DUO / inburgeren.nl

26/40

Passing Score

Grade ≥ 6 required

€50

Exam Fee

DUO

Themes Covered

Official KNM content outline

The KNM exam has 40 picture-based multiple-choice questions completed in 45 minutes. A grade of 6 or higher (26/40 correct) is required to pass. The exam costs €50 per attempt and is administered at IND test locations in the Netherlands. It is one component of the full civic integration (inburgeringsexamen) package required for a Dutch residence permit.

Sample KNM Practice Questions

Try these sample questions to test your KNM exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.

1You feel sick and want to see a doctor. What is usually the first step in the Dutch healthcare system?

A.Go directly to the hospital emergency department

B.Call or visit your general practitioner (huisarts)

C.Call an ambulance (112)

D.Go to a pharmacy (apotheek) and ask for medicine

Explanation: In the Netherlands, the huisarts (GP) is always the first point of contact for non-emergency health complaints. You register with one GP practice in your area. The huisarts assesses your situation and, if necessary, refers you to a specialist or hospital. Going directly to a hospital without a referral is not the standard procedure for non-emergencies and may not be covered by your insurance.

2In the Netherlands, which emergency phone number should you call when someone's life is in danger?

A.0900-8844

B.14 020

C.112

D.0800-0290

Explanation: 112 is the national emergency number in the Netherlands (and across the EU) for fire, police, and ambulance services. It is available 24/7 and is free to call. You should only call 112 in genuine emergencies where a life is at risk. The number 0900-8844 is the non-emergency police number.

3Every resident of the Netherlands who is 18 or older must have health insurance (zorgverzekering). Where do you purchase this insurance?

A.From the municipality (gemeente)

B.From a private health insurer (zorgverzekeraar)

C.Automatically from the government when you register

D.From your employer only

Explanation: Dutch law (Zorgverzekeringswet) requires everyone aged 18+ living or working in the Netherlands to take out basic health insurance from a private health insurer (zorgverzekeraar). There are several competing insurers such as Zilveren Kruis, VGZ, and Menzis. You choose and arrange the policy yourself. The government does not arrange it for you, though you may be entitled to a zorgtoeslag (healthcare allowance) to help pay the premium.

4What is the 'eigen risico' in Dutch health insurance?

A.The monthly premium you pay for your health insurance

B.A fixed deductible amount you pay yourself each year before insurance covers costs

C.An extra fee charged by specialists for complex treatments

D.The co-payment required for prescription medication

Explanation: The eigen risico is a mandatory annual deductible set by the government. In 2025, it is €385 per year. This means that for most healthcare costs (except GP visits and maternity care), you pay the first €385 yourself. After you have paid that amount in a calendar year, your insurer covers the rest. You can optionally choose a higher eigen risico (up to €885) in exchange for a lower monthly premium.

5You need to see a specialist (specialist) such as a cardiologist. What must you obtain first?

A.A written request from your employer

B.A referral letter (verwijsbrief) from your huisarts

C.Permission from your health insurer

D.An appointment at the hospital reception desk

Explanation: In the Dutch healthcare system, seeing a specialist requires a referral (verwijsbrief) from your huisarts (GP). Without this referral, your health insurer will generally not reimburse the specialist's costs. The GP acts as a gatekeeper, ensuring you see the right specialist for your situation. Exceptions include dentists, physiotherapists, midwives, and some other primary care providers who can be seen directly.

6It is late at night and you have a painful but non-life-threatening medical complaint. Your own huisarts is closed. Where should you go?

A.The hospital emergency department (SEH)

B.A GP out-of-hours service (huisartsenpost or HAP)

C.A pharmacy (apotheek)

D.Call 112 for an ambulance

Explanation: The huisartsenpost (HAP), also called the doktersdienst, provides out-of-hours GP care during evenings, nights, weekends, and public holidays. It handles urgent but non-life-threatening complaints that cannot wait until the regular practice reopens. You must call the HAP before visiting — they triage by phone. The hospital SEH is for life-threatening emergencies only.

7Dental care (tandheelkunde) for adults in the Netherlands is typically covered by which type of insurance?

A.The basic health insurance (basisverzekering) for all adults

B.Only supplementary (aanvullende) insurance, which you take out separately

C.The municipality's social assistance fund

D.Dental care is fully free for all residents

Explanation: Adult dental care (age 18+) is not included in the standard Dutch basisverzekering. To have dental costs reimbursed, you need to take out an aanvullende verzekering (supplementary insurance) that includes a tandartspakket. For children under 18, basic dental care is included in the basisverzekering. Always check your policy's specific dental coverage limit, as plans vary widely.

8What does a 'praktijkondersteuner huisarts' (POH) do at a Dutch GP practice?

A.They perform surgery and complex procedures at the practice

B.They support the GP by managing chronic conditions and providing advice on specific health areas

C.They are responsible for billing patients and handling insurance claims

D.They replace the huisarts when the practice is closed

Explanation: A praktijkondersteuner huisarts (POH) is a trained nurse or allied health professional who works alongside the GP. POHs often specialise in areas such as mental health (POH-GGZ), chronic disease management (diabetes, COPD), or elderly care. They conduct consultations, monitor patients with long-term conditions, and provide health education, freeing the GP for more complex cases.

9What is the Dutch government's system called that allows you to log in to government websites, such as for filing taxes or applying for allowances?

A.BSN

B.BRP

C.DigiD

D.iDEAL

Explanation: DigiD (Digitale Identiteit) is the Dutch government's digital identity system. It allows residents to securely identify themselves when accessing online government services such as Mijn Belastingdienst, Mijn Toeslagen, MijnOverheid, healthcare portals, and DUO. You apply for a DigiD at digid.nl using your BSN, date of birth, and postal code. Activation is completed via a letter sent to your registered address.

10What is a BSN (Burgerservicenummer) and when do you receive one?

A.A driving licence number assigned when you pass the theory exam

B.A unique citizen service number assigned when you register in the BRP (municipal population register)

C.A tax file number you apply for separately from the Belastingdienst

D.A residence permit number issued by the IND

Explanation: The BSN (Burgerservicenummer) is a unique 9-digit personal identification number that every person registered in the Netherlands receives. It is assigned automatically when you register your address at the gemeente (local municipality) in the BRP. You need your BSN for almost every interaction with the government: tax authorities, healthcare, education, and banking. It can be found on your identity document and residence permit.

About the KNM Exam

The KNM (Kennis van de Nederlandse Maatschappij) exam is the Knowledge of Dutch Society component of the Dutch civic integration (inburgering) exam. Taken at an IND test location in the Netherlands, it consists of 40 computer-based multiple-choice questions with real-life images and scenarios. Passing requires a grade of 6 or higher (26 correct answers). It covers 8 themes including healthcare, work, housing, politics, history, and Dutch norms and values.

Questions

40 scored questions

Time Limit

45 minutes

Passing Score

26 out of 40 (grade ≥ 6)

Exam Fee

€50 (DUO (Dienst Uitvoering Onderwijs))

KNM Exam Content Outline

~12%

Work and Income

Employment, labor rights, social security, taxes

~12%

Housing

Renting, buying, tenants' rights, utilities

~12%

Health and Healthcare

Dutch health system, GP, insurance, mental health

~12%

Dutch History

Key events, colonial period, WWII, national identity

~12%

Education

School system, levels, childcare, adult education

~14%

Norms, Values and Behaviour

Social norms, freedoms, anti-discrimination, civil conduct

~13%

Politics and Government

Parliament, elections, municipalities, rule of law

~13%

Geography

Provinces, cities, waterways, climate, EU membership

How to Pass the KNM Exam

What You Need to Know

Passing score: 26 out of 40 (grade ≥ 6)
Exam length: 40 questions
Time limit: 45 minutes
Exam fee: €50

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

KNM Study Tips from Top Performers

1Focus on all 8 themes equally — no single topic is dominant; each represents about 12–14% of the exam

2Practice with image-based questions, since every KNM question is paired with a photograph depicting a real Dutch scenario

3Use the free official DUO practice exams at inburgeren.nl to get familiar with the actual question format

4Study Dutch history milestones: WWII, the Golden Age, and major social reforms are frequently tested

5Learn how Dutch government institutions work — Parliament (Tweede Kamer), municipalities, and the role of the king

6Memorise the Dutch province map and major cities, rivers (Rhine, Maas), and the fact that much of the Netherlands is below sea level

Frequently Asked Questions

How many questions are on the KNM exam?

The KNM exam has 40 multiple-choice questions. Each question shows a real-life image depicting a situation in Dutch society, and you choose one correct answer. You have 45 minutes to complete all 40 questions.

What score do I need to pass the KNM exam?

You need a grade of 6 or higher to pass, which means answering at least 26 out of 40 questions correctly (approximately 65%). Scores are reported on a 1–10 scale by DUO.

What topics does the KNM exam cover?

The KNM covers 8 themes of Dutch society: work and income, housing, health and healthcare, Dutch history, education, norms and values and behaviour, politics and government, and geography. Questions present everyday situations using images.

How much does the KNM exam cost?

Each attempt at the KNM exam costs €50. The fee is paid to DUO when registering through the inburgeren.nl portal. Retake fees are the same per attempt.

Where do I take the KNM exam?

The KNM exam is taken in person at an IND (Immigratie- en Naturalisatiedienst) test location in the Netherlands. It is a computer-based exam. You register and book your appointment through Mijn Inburgering on inburgeren.nl using DigiD.

Is the KNM exam part of the full inburgering requirement?

Yes. The KNM is one required component of the Dutch civic integration (inburgeringsexamen) package. Other components include language exams: Reading (Lezen), Writing (Schrijven), Listening (Luisteren), and Speaking (Spreken), plus the ONA (Orientation on the Dutch Labour Market) module.