Free Insurance Practice Questions
Free practice questions for life & health insurance and property & casualty (P&C) insurance licensing exams. Updated for 2026 with AI study assistance.
Choose Your Exam
Life & Health (National)
Life and Health Insurance (National)
National portion covering life insurance, health insurance, and annuities
P&C (National)
Property and Casualty Insurance (National)
National portion covering auto, home, and commercial insurance
Study Smarter with AI Assistance
Get instant explanations for any question, understand why wrong answers are incorrect, and receive personalized study recommendations. Available while you practice.
- Instant explanations for every question
- Deep dives into complex concepts
- 10 free AI questions daily
AI Study Assistant
Always ready to help
Frequently Asked Questions
Which insurance exam should I take first?
It depends on your career goals. Life & Health is better for financial services careers. Property & Casualty is better for agency work selling auto and home insurance. Many agents get both licenses.
How hard is the P&C insurance exam?
The P&C exam has a pass rate of about 50-60%. It requires understanding policy types, coverage, and state regulations. Focus on practice questions covering auto, homeowners, and commercial policies.
Are the insurance exams state-specific?
Yes, each state has its own insurance exam with state-specific regulations. The core concepts are similar, but you'll need to know your state's specific laws and requirements.
Ready to Start Practicing?
Join thousands preparing for their insurance exams with free practice questions and AI assistance.