200+ Free AIC Practice Questions
Pass your AIC Associate in Claims exam on the first try — instant access, no signup required.
Loading practice questions...
Key Facts: AIC Exam
3
Courses Plus Ethics
2 core + 1 elective + free ethics
50
Questions Per Exam
The Institutes exam information
65 min
Time Per Exam
The Institutes exam information
70%
Passing Score
The Institutes exam information
$259
Early Exam Fee
2026 registration form
6-9 mo
Typical Completion Time
AIC designation page
AIC is not a single comprehensive licensing exam. It is a three-course designation path from The Institutes: AIC 300, AIC 301, and one elective specialty course, plus the free ethics course. Each AIC course exam is a 50-question virtual exam with 65 minutes and a 70% passing score. In 2026, The Institutes lists AIC exam registration at $259 early or $339 standard per exam window, while AIC online learning packages are listed separately at $419 per paid course.
About the AIC Exam
The Associate in Claims (AIC) is The Institutes' national claims designation for insurance professionals who want stronger real-world skill in claims handling, investigation, fraud recognition, coverage application, negotiation, and specialty claim evaluation. The current program uses two core courses for claims fundamentals and law, one elective specialty track in auto, liability, property, or workers compensation, and a separate free ethics requirement.
Assessment
3-course designation path: 2 core courses (AIC 300 and AIC 301), 1 elective (AIC 302, 303, 304, or 305), and the free Ethical Decision Making in Risk and Insurance course
Time Limit
65 minutes per course exam
Passing Score
70% per course exam
Exam Fee
$259 early / $339 standard per course exam in 2026 (The Institutes Knowledge Group)
AIC Exam Content Outline
Claims Foundations & Customer Service
Derived from AIC 300. Focus on the claim lifecycle, service recovery, customer expectations, collaboration, reserves, and insurer reputation risk.
Investigation, Interviews & Fraud
Derived from AIC 300. Focus on statements, witnesses, experts, evidence handling, data use, and fraud recognition.
Coverage Analysis & Good Faith
Derived from AIC 301. Focus on policy interpretation, coverage analysis, duties after loss, reservation-of-rights issues, and fair claims handling.
Liability, Negotiation & Dispute Resolution
Derived from AIC 301. Focus on legal responsibility, damages, negotiation strategy, attorney coordination, and resolving disputes outside court.
Auto Claims Evaluation
Derived from AIC 302. Focus on auto physical damage, injury evaluation, total loss decisions, ADAS and EV issues, and claim valuation.
Liability Claims Evaluation
Derived from AIC 303. Focus on CGL-style liability analysis, duty to defend, settlement decisions, and complex bodily injury and property damage scenarios.
Property Claims Evaluation
Derived from AIC 304. Focus on cause and origin, scope and estimate review, ordinance-or-law issues, business income, and catastrophe workflows.
Workers Compensation Claims Evaluation
Derived from AIC 305. Focus on compensability, medical and indemnity benefits, return-to-work, jurisdictional issues, and claim closure strategy.
How to Pass the AIC Exam
What You Need to Know
- Passing score: 70% per course exam
- Assessment: 3-course designation path: 2 core courses (AIC 300 and AIC 301), 1 elective (AIC 302, 303, 304, or 305), and the free Ethical Decision Making in Risk and Insurance course
- Time limit: 65 minutes per course exam
- Exam fee: $259 early / $339 standard per course exam in 2026
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
AIC Study Tips from Top Performers
Frequently Asked Questions
Is AIC one exam or a full designation program?
AIC is a full designation program, not one comprehensive exam. The current The Institutes path requires AIC 300, AIC 301, one elective specialty course, and the free Ethical Decision Making in Risk and Insurance course.
What is the current AIC exam format?
Each AIC course exam is a virtual exam with 50 questions and a 65-minute time limit. The Institutes offers four testing windows each year, and you can complete the exam at any point during your registered window.
What score do I need to pass AIC?
The Institutes states that the minimum passing score for its designation exams is 70%. That standard applies to each AIC course exam.
How much does AIC cost in 2026?
The 2026 Institutes registration form lists AIC exam fees at $259 with the early virtual discount or $339 at the standard virtual rate for each course exam. Separately, the 2026 study-materials order form lists AIC online learning packages at $419 per paid course, and the ethics course is free.
What are the official AIC content areas?
The Institutes publishes the program structure rather than one master designation-wide blueprint. Officially, AIC consists of two core courses focused on claims handling and claims law plus one elective specialty track in auto, liability, property, or workers compensation. The weightings on this page are derived from that published two-core-plus-elective structure.
How long does AIC usually take to complete?
The AIC designation page lists a typical completion time of 6 to 9 months. The same page lists an average course pace of 4 to 6 weeks, which fits a one-course-at-a-time study plan.
Were there any AIC-specific 2026 exam or regulatory changes?
As of March 12, 2026, The Institutes had not posted a new AIC blueprint, scoring change, or testing-window change specific to 2026. The current Institutes claims and ethics catalog emphasizes emerging issues such as AI fraud, legal system abuse, EV and hybrid auto claims, medical inflation, and virtual care in workers compensation, so those are reasonable current-awareness topics for AIC candidates.