100+ Free CLTC Practice Questions
Pass your Certified Long-Term Care (CLTC) Designation Exam exam on the first try — instant access, no signup required.
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Key Facts: CLTC Exam
100
Exam Questions
CLTC official exam page
70%
Passing Score
CLTC proctored exam guidelines
$1,165
Course + Exam Fee
CLTC website (2026)
120 days
Exam Window
CLTC exam page
1999
Year Established
CLTC about page
$75
Retake Fee
CLTC exam policy
The CLTC exam is a 100-question multiple-choice test requiring a 70% passing score. Candidates must first complete the CLTC Master Class (2-day live or online eCLTC modules) at a cost of $1,165 which includes the exam. The exam is closed-book, online proctored, and must be completed within 120 days of finishing the course. Up to two retakes are allowed at $75 each.
About the CLTC Exam
The CLTC designation certifies insurance and financial professionals in long-term care planning. The exam tests knowledge of extended care services, funding sources including Medicare and Medicaid, LTC insurance products, hybrid policies, tax advantages, and ethical client advising.
Questions
100 scored questions
Time Limit
No fixed time limit
Passing Score
70%
Exam Fee
$1,165 (course + exam) (Corporation for Long-Term Care Certification (CLTC))
CLTC Exam Content Outline
Extended Care Planning Fundamentals
Family impact of long-term care, aging statistics, and need-establishment process
Extended Care Services & Facilities
Home care, adult day care, assisted living, CCRCs, nursing homes, and hospice
Funding Sources for Extended Care
Medicare, Medicaid, VA benefits, self-funding, and their limitations
LTC Insurance Products & Implementation
Traditional and hybrid policies, partnership programs, tax-qualified benefits, and underwriting
Ethical Promotion & Client Planning
Code of ethics, Medicaid vs. insurance positioning, and client-centered planning
How to Pass the CLTC Exam
What You Need to Know
- Passing score: 70%
- Exam length: 100 questions
- Time limit: No fixed time limit
- Exam fee: $1,165 (course + exam)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
CLTC Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the CLTC exam?
The CLTC certification exam consists of 100 multiple-choice questions in a closed-book format. The exam is administered online with a proctor.
What score do I need to pass the CLTC exam?
A passing grade of 70% is required. Your exam is graded immediately upon completion.
How much does the CLTC certification cost?
The CLTC course and exam fee is $1,165. This covers either the 2-day live Master Class or the self-paced eCLTC online modules, plus one exam attempt. Retakes cost $75 each.
How long do I have to take the CLTC exam?
You have 120 days from the second day of class (or course completion for eCLTC) to complete the proctored exam. There is no fixed time limit during the exam itself.
Can I retake the CLTC exam if I fail?
Yes. You are allowed up to two retakes at $75 per attempt. Retakes must be completed within the original 120-day window.
How should I prepare for the CLTC exam in 2026?
Focus on understanding the consequences of long-term care on families and finances, learn all funding alternatives (Medicare, Medicaid, VA, self-funding), master LTC insurance product details and tax advantages, and practice ethical scenario-based questions.