100+ Free ACRR Practice Questions
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Property Claim Services (PCS), a Verisk unit, designates an event as a U.S. catastrophe when industry insured losses are projected to exceed which threshold?
Key Facts: ACRR Exam
2025
Year ACRR Designation Launched
The Institutes
70%
Passing Score per Course
The Institutes ACRR program
$415
Cost per Course (~$1,200 total)
The Institutes course catalog
$25M
PCS Catastrophe Loss Threshold (since 1997)
Property Claim Services / Verisk
1-in-250
Common Return Period for Cat PML Benchmarking
Industry standard
First
First Designation Dedicated to Cat Risk in RMI
The Institutes 2025 announcement
ACRR is a new (2025) designation from The Institutes built around catastrophe risk and resiliency. The program covers cat types (hurricane, wildfire, earthquake, flood, SCS, pandemic, terror, cyber CAT), cat modeling fundamentals (AIR, RMS, Karen Clark), mitigation and IBHS FORTIFIED, cat risk transfer (CAT bonds and ILS), climate change impacts, business continuity, and ethics. CE-approved in many states and aimed at experienced cat risk professionals.
Sample ACRR Practice Questions
Try these sample questions to test your ACRR exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 100+ question experience with AI tutoring.
1Property Claim Services (PCS), a Verisk unit, designates an event as a U.S. catastrophe when industry insured losses are projected to exceed which threshold?
2On the Saffir-Simpson Hurricane Wind Scale, a Category 3 hurricane has sustained winds within which range?
3Which scale is the modern standard used by USGS to measure earthquake magnitude for moderate-to-large events?
4What does the acronym WUI stand for in wildfire risk management?
5Which peril category has shown the largest sustained increase in insured losses over the past decade according to industry sources such as Swiss Re and Verisk?
6What is the primary distinction between the National Flood Insurance Program (NFIP) and private flood insurance?
7On the Enhanced Fujita (EF) tornado scale, an EF3 tornado has 3-second gust wind speeds within which range?
8Which of the following is most accurately classified as a cyber catastrophe (cyber CAT) event?
9Storm surge is BEST described as which type of hurricane peril?
10Which of the following is most often cited as a demonstrated pandemic catastrophe for insurance markets?
About the ACRR Exam
The ACRR (Associate in Catastrophe Risk and Resiliency) is a 2025-launched designation from The Institutes for experienced risk and insurance professionals managing catastrophe exposure. It is the first designation that addresses catastrophes specifically within the risk management and insurance (RMI) context, covering catastrophe identification, modeling, mitigation, resilience-building, and risk transfer for natural and human-caused events.
Questions
100 scored questions
Time Limit
2 hours
Passing Score
70%
Exam Fee
$415 per course (~$1,200 total) (The Institutes)
ACRR Exam Content Outline
Catastrophe Types
Hurricane, wildfire, earthquake, flood, severe convective storm, tornado, pandemic, terrorism, and cyber CAT events with their hazards, scales, and loss patterns.
Catastrophe Modeling Fundamentals
AIR Worldwide, RMS, and Karen Clark cat models; EP curves, AAL, PML, return periods, and the four-component model framework (hazard, exposure, vulnerability, financial).
Mitigation, Building Codes & FORTIFIED
IBHS FORTIFIED Roof/Silver/Gold, building codes (IBC/IRC), wildfire defensible space, seismic retrofits, and mitigation premium credits.
Insurance & Reinsurance Cat Risk Transfer
Cat reinsurance treaties, CAT bonds and insurance-linked securities (ILS), Lloyd's CAT capacity, FHCF, CEA, and parametric insurance triggers.
Climate Change & Future Cat Risk
IPCC AR6 findings, transition vs physical climate risk, sea-level rise, and changing frequency/severity trends for hurricanes, wildfires, and SCS.
Disaster Response, Business Continuity & Resiliency
FEMA BRIC, Stafford Act, NIMS/ICS, ISO 22301 business continuity, supply chain resilience, and community resiliency frameworks.
Ethics & Compliance
The Institutes Code of Ethics, model use governance, climate disclosure (SEC, NAIC), and regulatory compliance for cat risk professionals.
How to Pass the ACRR Exam
What You Need to Know
- Passing score: 70%
- Exam length: 100 questions
- Time limit: 2 hours
- Exam fee: $415 per course (~$1,200 total)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
ACRR Study Tips from Top Performers
Frequently Asked Questions
What is the ACRR and why is it called the first-of-its-kind designation?
The ACRR (Associate in Catastrophe Risk and Resiliency) is a designation launched by The Institutes in 2025 for experienced risk and insurance professionals. It is described as the first designation that addresses catastrophes specifically within the risk management and insurance context, integrating catastrophe identification, modeling, mitigation, risk transfer, and resilience-building into a single curriculum rather than spreading those topics across multiple general designations.
How many courses are in the ACRR program and what do they cover?
The ACRR is delivered through a course set covering catastrophe types (hurricane, wildfire, earthquake, flood, severe convective storm, pandemic, terrorism, and cyber CAT), catastrophe modeling fundamentals (AIR, RMS, Karen Clark), mitigation and building codes (including IBHS FORTIFIED), cat risk transfer (reinsurance, CAT bonds, ILS, parametric), climate change, disaster response, business continuity, and ethics. Total cost is approximately $1,200 across the course set at $415 per course.
What is the passing score and exam format for ACRR courses?
Each ACRR course exam requires a 70% passing score and follows The Institutes' standard exam format with multiple-choice questions delivered through online proctoring or Pearson VUE testing centers. Exams are typically 2 hours and contain approximately 100 questions. Like other Institutes designations, ACRR exams test scenario application, not just memorization.
Who should pursue the ACRR designation?
ACRR is aimed at experienced risk and insurance professionals already working with catastrophe exposure: cat modelers, reinsurance underwriters, climate risk analysts, property underwriters in cat-prone states, risk managers for large corporate or municipal clients, and regulators. It assumes a background in insurance and risk management, so first-time insurance candidates typically pursue AINS or CPCU before ACRR.
Is the ACRR CE-approved for state insurance licensees?
Yes, like most Institutes designations, ACRR coursework is approved for continuing education credit in many states. Specific CE hours vary by state and by course. Candidates should confirm CE eligibility with their state Department of Insurance before enrolling, as not every course will be approved in every jurisdiction.
How does ACRR differ from CPCU or ARM?
CPCU is a broad property-casualty designation covering operations, legal, financial, and personal/commercial coverages. ARM focuses on enterprise risk management. ACRR is narrower and deeper, focused exclusively on catastrophe risk: cat modeling, FORTIFIED building standards, ILS markets, climate science integration, and disaster resiliency. Many ACRR candidates already hold CPCU or ARM and add ACRR to specialize.