A patient's plan has a $1,500 deductible, 20% coinsurance, and a $30 specialist copay. They have met $500 of the deductible. For a $200 specialist office visit, the patient owes (at minimum):
- A$30 copay only
- B$200 (the entire allowed amount, until deductible met)
- C$40 (20% of $200)
- D$170