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Free Wisconsin Life & Health Exam Prep

Wisconsin Life, Accident, and Health Insurance

Pass your Wisconsin Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Wisconsin Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Complete Pre-License Education

Enroll in OCI-approved 20-hour pre-license course per line: 8 hours general (principles, WI laws, ethics) + 12 hours line-specific. Courses can be synchronous or asynchronous with proctored final exam.

20
hours
Start this step
2

Life Insurance ExamYou are here

Prepare for the Life Insurance exam (separate exam in Wisconsin): term, whole, universal, variable life, annuities, policy provisions, beneficiaries, and Wisconsin life insurance regulations.

18
hours
3

Health Insurance Exam

Prepare for the Health Insurance exam (separate exam in Wisconsin): medical expense, disability income, long-term care, Medicare Supplement, and Wisconsin health insurance regulations.

15
hours
4

Wisconsin Laws & Regulations

Focus on Wisconsin-specific content: OCI regulations, Wisconsin Insurance Code (Chapter 628), WILIGA guaranty association, unfair trade practices, and producer licensing requirements.

10
hours
Estimated total study time
63 hours
That's about 7 weeks at 10 hours/week

Can You Take the Wisconsin Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
20 hours pre-license education per line (8 hours principles/laws/ethics + 12 hours line-specific)
Background Check
Required - criminal background check
Fingerprinting
Required - electronic fingerprinting via Fieldprint Wisconsin
Additional Requirements
  • Pre-license: 8 hours general (principles, WI laws, ethics) + 12 hours line-specific
  • General 8-hour module only needs to be completed once (valid 12 months for other lines)
  • Combination Life & Health exam NOT available - must take separately
  • Pre-license certificate valid for 1 year from completion
  • Must bring certificate to test center (paper or electronic)
  • CE requirements: Varies by license type - check OCI requirements
Why Choose Us

Free Wisconsin Life & Health Prep That Actually Works

The official pass rate is ~65-70% (first attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Wisconsin Life & Health-Specific Topics Covered

Wisconsin Office of the Commissioner of Insurance (OCI) RegulationsWisconsin Insurance Code (Chapter 628)Wisconsin Life & Health Insurance Security Fund (WILIGA)Wisconsin Pre-License Education Requirements (20 hours/line)Wisconsin Separate Life and Health Exams (No Combination)Wisconsin Fingerprinting via FieldprintWisconsin Replacement RegulationsWisconsin Senior Consumer Protections (Annuity Suitability)BadgerCare Plus and Wisconsin Health ProgramsWisconsin Producer Licensing Requirements
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Wisconsin Life & Health Exam Details

Wisconsin Life, Accident, and Health Insurance

Administered by Wisconsin Office of the Commissioner of Insurance (OCI)

Official Source
70%
Passing Score
100
Questions
2
Hours
$58 exam fee per line + $20 application fee
Exam Fee
Study time: 50-70 hours
Prerequisites: 20 hours pre-license education per line (8 hours general + 12 hours line-specific)

Exam Content Breakdown

Based on the official Wisconsin Office of the Commissioner of Insurance (OCI) content outline

General Insurance Concepts20%

~20 questions: Risk management, contract law, policy provisions

Life Insurance Products26%

~26 questions: Term, whole, universal life, policy features

Annuities & Taxation12%

~12 questions: Annuity types, taxation, suitability requirements

Health Insurance Products22%

~22 questions: Medical expense, disability, LTC, Medicare Supplement

Group Insurance8%

~8 questions: Group life, group health, COBRA, HIPAA

Wisconsin Laws & Regulations12%

~12 questions: OCI regulations, WILIGA, unfair practices, licensing

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Wisconsin Life & Health?

After passing the Wisconsin Life & Health, you can pursue these career paths

Wisconsin Life & Health Exam FAQ

Official Wisconsin Office of the Commissioner of Insurance (OCI) Resources

Verify information with these official sources

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