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Free WI L&H Exam Prep

Wisconsin Life & Health Insurance (22-01 + 22-03)

Pass your WI L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Wisconsin Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Master Regulation FirstYou are here

Both outlines allocate 35% to regulation. Start with OCI authority, producer law, licensing timelines, and unfair-practice standards.

20
hours
2

Build Life Exam Depth (22-01)

Study life basics, policy forms, provisions/options/riders, annuities, and tax/qualified plan rules in the same order as the official outline.

28
hours
3

Build Health Exam Depth (22-03)

Cover disability, medical/group plans, dental, Medicare, and long-term care with Wisconsin-specific statute awareness.

30
hours
4

Timed Two-Exam Simulation

Practice separate timed blocks for 22-01 and 22-03 to build pacing discipline for two 2-hour exams.

16
hours
Estimated total study time
94 hours
That's about 10 weeks at 10 hours/week

Can You Take the WI L&H Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old for producer licensing eligibility
Education
20 hours of approved prelicensing education for each major line (Life and Accident & Health)
Fingerprinting
Required through Fieldprint (code FPWIOCIInsurance); bulletin lists $36 fee and 180-day validity
Additional Requirements
  • First-time major-line applicants must take the General and State series exams (22-01 and 22-03)
  • Prelicensing completion certificates are valid for one year from issue date
  • Applicants should wait 48-72 hours after passing before filing through NIPR
  • Wisconsin resident producer renewals use a birth-month cycle and require CE compliance
  • Wisconsin does not mail hard-copy licenses; licenses are printed from SBS

WI L&H Quick Facts

Time to Get Licensed

4-8 weeks for most candidates preparing both lines

From start to license in hand

Exam Provider

PSI

Remote Testing Available
Schedule Your Exam

Retake Policy

No cap on retakes in bulletin; cancellations/reschedules generally require at least 2 days notice to avoid fee forfeiture.

Total Cost Breakdown

Exam Fee$75 per exam
Application Fee$10 OCI application fee (s. 601.31(1)(Lg) as listed in bulletin)
Fingerprint Fee$36 digital fingerprint fee (Fieldprint)
Total Estimated Cost$196+ before prelicensing tuition and NIPR transaction fees
Why Choose Us

Free WI L&H Prep That Actually Works

The official pass rate is Not publicly reported by OCI/PSI. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

WI L&H-Specific Topics Covered

Wisconsin two-exam first-time pathway: 22-01 Life and 22-03 A&HOCI intermediary producer licensing workflow and reporting timelinesWisconsin Insurance Security Fund references in life/health regulation sectionsWisconsin annuity and life replacement/disclosure dutiesWisconsin A&H statutes on grievances, independent review, and mandated benefitsWisconsin CE and renewal rules, including no CE carryover
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WI L&H Exam Details

Wisconsin Life & Health Insurance (22-01 + 22-03)

Administered by Wisconsin Office of the Commissioner of Insurance (OCI) / PSI

Official Source
70% on each exam
Passing Score
100
Questions
2
Hours
$75 per exam ($150 total for both required first-time major lines)
Exam Fee
Study time: 60-100 hours total across both lines
Prerequisites: Complete Wisconsin prelicensing education for each major line (20 hours per line), complete fingerprinting through Fieldprint, then test and apply through NIPR

Exam Content Breakdown

Based on the official Wisconsin Office of the Commissioner of Insurance (OCI) / PSI content outline

Insurance Regulation and Wisconsin Producer Law35% on each exam

Licensing, OCI authority, disciplinary standards, unfair practices, and Wisconsin-specific life/health statutes

General Insurance Concepts10% on each exam

Risk, contracts, agency, insurer types, and producer responsibilities

Life Insurance and Annuities55% of 22-01

Life basics, policy types, provisions/riders, annuities, federal tax, and qualified plans

Health, Disability, Medical, and Group Coverage36% of 22-03

A&H basics, disability income, medical plans, group plans, and dental insurance

Medicare and Long-Term Care16% of 22-03

Medicare standard/supplement rules, senior options, LTC policies, and Wisconsin requirements

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

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No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the WI L&H?

After passing the WI L&H, you can pursue these career paths

WI L&H Exam FAQ

Official Wisconsin Office of the Commissioner of Insurance (OCI) / PSI Resources

Verify information with these official sources

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