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Free UT P&C Exam Prep

Utah Property & Casualty Insurance

Pass your UT P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Utah Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Master Utah Regulation FirstYou are here

Start with producer licensing, duties, unfair practices, and disciplinary triggers. Utah regulation and state law are heavily weighted together.

22
hours
2

Build National Property and Casualty Core

Cover policy structure, valuation, DP/HO forms, auto, CGL, and commercial package foundations tested in the national section.

30
hours
Start this step
3

Drill Utah Auto and PIP Rules

Memorize 25/65/15 liability minimums, no-fault PIP requirements, and scenario-based Utah casualty applications.

18
hours
4

Run Full-Length Timed Sets

Practice 220-minute pacing on mixed-domain sets and review every missed question by Utah statute or policy concept.

20
hours
Estimated total study time
90 hours
That's about 9 weeks at 10 hours/week

Can You Take the UT P&C Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old
Education
No pre-licensing education requirement listed for resident producer applicants
Background Check
Background review applies in resident licensing workflow
Fingerprinting
Fingerprint processing fee listed in Prometric Utah bulletin (currently $27.25 at test center)
Additional Requirements
  • Pass exam UT03 with a 70% score
  • Apply for resident producer licensing after passing
  • Complete 24 CE hours every 2 years including 3 ethics hours after licensure
  • At least 12 of the 24 CE hours must be in classroom equivalent format under Utah rules

UT P&C Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

Prometric

In-Person Only
Schedule Your Exam

Retake Policy

Candidates may retest through Prometric with a new exam fee for each attempt.

Total Cost Breakdown

Exam Fee$59
Application FeeVaries by resident producer filing path
Fingerprint Fee$27.25 (Prometric test center processing)
Total Estimated Cost$86.25+ before application/transaction fees
Why Choose Us

Free UT P&C Prep That Actually Works

The official pass rate is Not publicly reported by Utah Insurance Department / Prometric. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

UT P&C-Specific Topics Covered

UT03 exam format: 180 total questions in 220 minutesUtah Insurance Regulation weighted at 17% and line-specific law at 13%Utah auto minimum liability limits of 25/65/15Utah no-fault system with minimum $3,000 PIPUtah resident producer licensing with no prelicense education requirementUtah CE requirement: 24 hours every 2 years, including 3 hours ethicsUtah fingerprint processing step for resident applicants through Prometric workflowUtah unfair trade practice and producer conduct enforcement expectations
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UT P&C Exam Details

Utah Property & Casualty Insurance

Administered by Utah Insurance Department / Prometric

Official Source
70%
Passing Score
180
Questions
220
Minutes
$59 exam fee
Exam Fee
Study time: 60-100 hours
Prerequisites: No mandatory pre-licensing education; pass UT03 and complete resident licensing requirements including fingerprint processing

Exam Content Breakdown

Based on the official Utah Insurance Department / Prometric content outline

Utah Insurance Regulation17%

Licensing, producer duties, unfair practices, and Department authority

General Insurance Concepts7%

Risk, contracts, legal concepts, and insurer classifications

Property and Casualty Basics13%

Policy structure, underwriting, valuation, and core provisions

Dwelling and Homeowners19%

DP forms plus HO coverage, exclusions, and endorsements

Auto and Casualty22%

Personal auto, commercial package, and Utah line-specific state law

Workers Comp and Other Coverages22%

Workers compensation, BOP, umbrella, and specialty topics

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

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Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the UT P&C?

After passing the UT P&C, you can pursue these career paths

UT P&C Exam FAQ

Official Utah Insurance Department / Prometric Resources

Verify information with these official sources

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