Free AI Tutor Included10 questions/day

Free Utah P&C Exam Prep

Utah Property & Casualty Insurance

Pass your Utah P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Utah Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.

25
hours
Start this step
2

Utah P&C RegulationsYou are here

Study Utah-specific laws including UID regulations, earthquake coverage, unique 25/65/15 auto liability minimums, and mandatory $3,000 PIP requirements.

15
hours
3

Utah Property Insurance

Learn homeowners requirements, earthquake insurance considerations, wildfire coverage, and Utah-specific property regulations.

10
hours
4

Practice Exams

Complete practice exams and review all topic areas. Focus on Utah's unique auto liability minimums (25/65/15).

15
hours
Estimated total study time
65 hours
That's about 7 weeks at 10 hours/week

Can You Take the Utah P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required (self-study permitted)
Background Check
Required via FBI/BCI ($28.25) + Prometric processing ($6)
Fingerprinting
Required - submit after passing exam via Prometric ($20 scanning fee)
Additional Requirements
  • Exam via Prometric (test center or remote proctored)
  • Fingerprinting done AFTER passing exam
  • Take application confirmation to testing proctor for fingerprint scan
  • Single-line exams available (80 questions, 2 hours each)
  • No waiting period between exam attempts
  • NFIP 3-hour course required for flood insurance sales

Utah P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

Prometric

Remote Testing Available
Schedule Your Exam

Retake Policy

No waiting period between exam attempts

Temporary License

Not available in Utah

Total Cost Breakdown

Exam Fee$44
Application Fee$75
Fingerprint Fee$34.25 (after passing exam)
NIPR Transaction Fee$5.60
Total Estimated Cost$158-175

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Utah P&C Prep That Actually Works

The official pass rate is ~65-70% (varies by attempt). Our students do better.

450+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

$0 Forever

No credit card, no trial, no upsells

Compare:
Kaplan $300+Achievable $200+OpenExamPrep $0

What You'll Study

5 chapters covering everything you need to pass

Utah P&C-Specific Topics Covered

Utah Insurance Department (UID) RegulationsCommissioner (appointed by Governor)Utah Insurance CodeAuto Insurance Minimums (25/65/15 - unique bodily injury limits)Mandatory PIP Coverage ($3,000 minimum)Earthquake Insurance ConsiderationsWildfire CoverageWorkers' Compensation RequirementsProducer Licensing RequirementsNational Flood Insurance Program (NFIP) - 3hr course first renewalContinuing Education (24 hours/2 years, 3 ethics, 12 classroom)Post-Exam Fingerprinting Process
Learn More with AI

10 free AI interactions per day

Utah P&C Exam Details

Utah Property & Casualty Insurance

Administered by Utah Insurance Department (UID)

Official Source
70%
Passing Score
150
Questions
2
Hours
$44 exam fee + $75 application + $34.25 fingerprint + $5.60 NIPR
Exam Fee
Study time: 60-80 hours
Prerequisites: None (no pre-license education required)

Exam Content Breakdown

Based on the official Utah Insurance Department (UID) content outline

UT Regulation15%

UID structure, licensing requirements, fingerprinting process

Property Insurance Laws25%

Homeowners, earthquake, wildfire coverage

Casualty Insurance Laws35%

Auto 25/65/15 minimums (unique!), mandatory $3K PIP, liability

Ethics & Prohibited Practices25%

Claims handling, unfair practices, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

Connect with Ran

What's Next After the Utah P&C?

After passing the Utah P&C, you can pursue these career paths

Utah P&C Exam FAQ

Official Utah Insurance Department (UID) Resources

Verify information with these official sources

More Free Resources

Loading...
No Credit Card Required

Ready to Start Your Free Utah P&C Prep?

Join thousands of candidates who passed their exams using our free study materials.

Start Chapter 1 Free