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Free UT Life & Health Exam Prep

Utah Life, Accident and Health Producer (Series 17-03)

Pass your UT Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Utah Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Memorize Utah Exam Logistics

Lock in Series 17-03 facts first: 150 questions, 150-minute limit, 70% passing score, and current $44 exam fee.

8
hours
2

Build Life, Annuity, and Tax CoreYou are here

Focus on life policy provisions, annuity suitability and best-interest logic, MEC/tax rules, and qualified-plan distinctions.

28
hours
3

Master Health, Group, and Senior Coverage

Drill medical-plan structures, group continuation/conversion rules, Medicare supplement, long-term care, and disability concepts.

30
hours
4

Utah Law and Compliance Sprint

Finish with Utah producer-law details: appointments, fiduciary duties, controlled business, commission restrictions, and state bulletins.

20
hours
Estimated total study time
86 hours
That's about 9 weeks at 10 hours/week

Can You Take the UT Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old for producer licensing
Education
No mandatory prelicensing education hours before exam registration
Background Check
Fingerprint/background review applies in resident licensing workflow
Additional Requirements
  • Pass Series 17-03 with a minimum 70% score
  • Submit resident producer application after passing exam
  • Complete 24 CE hours every 2 years after licensure, including 3 ethics hours
  • At least half of required CE must be classroom or classroom-equivalent format
  • Report contact-information changes within 30 days under Utah Code 31A-23a-412

UT Life & Health Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

Prometric

In-Person Only
Schedule Your Exam

Retake Policy

Candidates may retest through Prometric with a new reservation and fee for each attempt.

Total Cost Breakdown

Exam Fee$44
Application FeeVaries by resident producer filing path
Fingerprint Fee$27.25 (listed in current Prometric Utah bulletin workflow)
Total Estimated Cost$71.25+ before application/transaction fees
Why Choose Us

Free UT Life & Health Prep That Actually Works

The official pass rate is Not publicly reported by Utah Insurance Department / Prometric. Our students do better.

200+ Practice Questions

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AI Tutor Explains Mistakes

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Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

UT Life & Health-Specific Topics Covered

Series 17-03 official blueprint weighting and exam logistics (150 questions, 150 minutes, 70% passing score)No prelicensing-hour requirement in Utah before exam registrationUtah CE rule: 24 hours every 2 years with 3 ethics and classroom-equivalent minimumsUtah producer contact/record duties under 31A-23a-412 (30-day reporting; 3 years plus current year retention)Appointment/designation and termination timing under R590-244 (15/30-day filings and producer notice requirements)Fiduciary premium handling and trust-account concepts under 31A-23a-409Controlled-business limits under 31A-23a-502 and commission-sharing limits under 31A-23a-504Guaranty-association anti-inducement rule under 31A-28-119Utah mini-COBRA continuation framework under 31A-22-722Utah Medigap birthday-rule annual election guidance (Bulletin 2025-5)Utah dependent-age requirement under 31A-22-610.5Utah insulin cap bulletin update for CY2027 values (Bulletin 2026-1)
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UT Life & Health Exam Details

Utah Life, Accident and Health Producer (Series 17-03)

Administered by Utah Insurance Department / Prometric

Official Source
70%
Passing Score
150
Questions
150
Hours
$44 exam fee
Exam Fee
Study time: 60-100 hours
Prerequisites: No prelicensing-hour requirement; pass Series 17-03 and complete resident licensing workflow, including fingerprint/background processing

Exam Content Breakdown

Based on the official Utah Insurance Department / Prometric content outline

Insurance Regulation7%

Utah producer law, licensing maintenance, appointments, fiduciary duties, and enforcement standards

General Insurance5%

Risk, contracts, legal concepts, and producer fundamentals tested with Utah context

Life Insurance Basics7%

Life insurance concepts, underwriting, ownership, beneficiaries, and core policy mechanics

Life Insurance Policies7%

Term, permanent products, and policy design distinctions tested in Utah outlines

Life Policy Provisions and Riders9%

Mandatory provisions, nonforfeiture, policy options, and rider applications

Annuities9%

Annuity product types, payout options, suitability, and best-interest compliance

Federal Tax (Life/Annuities)7%

Tax treatment of life proceeds, MEC rules, annuity taxation, and exchanges

Qualified Plans4%

Retirement plan structures, IRA rules, and qualified-plan fundamentals

A&H Basics12%

Core health concepts, policy provisions, renewability, and compliance essentials

Disability Income2%

Disability definitions, benefit triggers, and income-protection policy mechanics

Medical Plans10%

Plan types, managed care, utilization controls, pharmacy benefits, and major medical concepts

Group A&H10%

Group underwriting, continuation rights, conversion/portability, and employer-plan mechanics

Dental1%

Dental plan structures and key benefit design distinctions

Medicare4%

Parts A-D, Medigap structures, and Utah-specific Medicare supplement updates

Long-Term Care4%

LTC benefit triggers, inflation/nonforfeiture features, and partnership concepts

Federal Tax (A&H)2%

Tax treatment of health premiums, HSA rules, and medical-expense deduction basics

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

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Ran Chen - AI Engineer, CFP®
CFP®
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I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the UT Life & Health?

After passing the UT Life & Health, you can pursue these career paths

UT Life & Health Exam FAQ

Official Utah Insurance Department / Prometric Resources

Verify information with these official sources

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