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Free Ohio P&C Exam Prep

Ohio Property & Casualty Insurance

Pass your Ohio P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Ohio Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Ohio 40-Hour Pre-License Course

Complete the required 40-hour ODI-approved course (20 hours Property + 20 hours Casualty) before registering for the exam.

40
hours
2

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.

20
hours
Start this step
3

Ohio P&C RegulationsYou are here

Study Ohio-specific laws including ODI regulations, auto insurance requirements (25/50/25), BWC workers' compensation, and guaranty association.

15
hours
4

Ohio Property Insurance

Learn Ohio FAIR Plan, homeowners policies, and Ohio-specific property regulations.

10
hours
Estimated total study time
85 hours
That's about 9 weeks at 10 hours/week

Can You Take the Ohio P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours ODI-approved pre-license education (20 hours per line of authority)
Background Check
Required via BCI/FBI fingerprinting
Fingerprinting
Required - $57.25-72.25 via Ohio Authorized National WebCheck vendors
Additional Requirements
  • Course completion certificates valid for 180 calendar days
  • Background check results valid for 1 year
  • Must apply for license within 12 months of passing exam
  • Application processing takes 7-10 business days
  • 24 hours CE every 2 years including 3 hours ethics

Ohio P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

PSI Services

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes; certificate valid 180 days

Temporary License

Not available in Ohio

Total Cost Breakdown

Exam Fee$42
Application Fee$20 ($10 per line)
Fingerprint Fee$57.25-72.25 (WebCheck vendors)
Pre-License Education$200-350 (40-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$325-490

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - exempt from pre-license education

CIC

Certified Insurance Counselor - exempt from pre-license education

AAI

Accredited Advisor in Insurance - exempt from pre-license education

ARM

Associate in Risk Management - exempt from pre-license education

Why Choose Us

Free Ohio P&C Prep That Actually Works

The official pass rate is ~65-70% (varies by attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Ohio P&C-Specific Topics Covered

Ohio Department of Insurance (ODI) Regulations40-Hour Pre-License Requirement (20 per line)Auto Insurance Minimums (25/50/25)Bureau of Workers' Compensation (BWC) - State Fund SystemOhio FAIR PlanOhio Property & Liability Insurance Guaranty Association (OPLIGA)180-Day Certificate ValidityBCI/FBI Background Check RequirementsOhio Revised Code 3905Unfair Claims Settlement PracticesProducer Licensing Requirements24 Hours CE Every 2 Years
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Ohio P&C Exam Details

Ohio Property & Casualty Insurance

Administered by Ohio Department of Insurance (ODI)

Official Source
70%
Passing Score
150
Questions
2.5
Hours
$49 exam fee + $20 license application fee ($10/line)
Exam Fee
Study time: 40-60 hours
Prerequisites: 40 hours pre-license education (20 hours per line)

Exam Content Breakdown

Based on the official Ohio Department of Insurance (ODI) content outline

Ohio P&C Regulation15%

ODI structure, 40-hour pre-license, licensing requirements

Property Insurance Laws25%

Ohio FAIR Plan, homeowners, cancellation rules

Casualty Insurance Laws35%

At-fault auto 25/50/25, BWC state fund workers compensation

Ethics & Prohibited Practices25%

Claims handling, OPLIGA guaranty, unfair practices, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Ohio P&C?

After passing the Ohio P&C, you can pursue these career paths

Ohio P&C Exam FAQ

Official Ohio Department of Insurance (ODI) Resources

Verify information with these official sources

More Free Resources

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