Free Ohio P&C Exam Prep
Ohio Property & Casualty Insurance
Pass your Ohio P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Ohio Property & Casualty Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Ohio 40-Hour Pre-License Course
Complete the required 40-hour ODI-approved course (20 hours Property + 20 hours Casualty) before registering for the exam.
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.
Ohio P&C RegulationsYou are here
Study Ohio-specific laws including ODI regulations, auto insurance requirements (25/50/25), BWC workers' compensation, and guaranty association.
Ohio Property Insurance
Learn Ohio FAIR Plan, homeowners policies, and Ohio-specific property regulations.
Can You Take the Ohio P&C Exam?
Check if you meet the basic eligibility requirements
- •Course completion certificates valid for 180 calendar days
- •Background check results valid for 1 year
- •Must apply for license within 12 months of passing exam
- •Application processing takes 7-10 business days
- •24 hours CE every 2 years including 3 hours ethics
Ohio P&C Quick Facts
Time to Get Licensed
3-5 weeks
From start to license in hand
Retake Policy
24-hour wait between attempts; no limit on retakes; certificate valid 180 days
Temporary License
Not available in Ohio
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - exempt from pre-license education
Certified Insurance Counselor - exempt from pre-license education
Accredited Advisor in Insurance - exempt from pre-license education
Associate in Risk Management - exempt from pre-license education
Free Ohio P&C Prep That Actually Works
The official pass rate is ~65-70% (varies by attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: Ohio Property & Casualty Insurance Exam Overview
1 sections
Chapter 1: Ohio P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Ohio Property Insurance Laws
3 sections
Chapter 3: Ohio Casualty Insurance Laws
3 sections
Chapter 4: Ohio P&C Insurance Ethics & Prohibited Practices
3 sections
Ohio P&C-Specific Topics Covered
10 free AI interactions per day
Ohio P&C Exam Details
Ohio Property & Casualty Insurance
Administered by Ohio Department of Insurance (ODI)
Exam Content Breakdown
Based on the official Ohio Department of Insurance (ODI) content outline
ODI structure, 40-hour pre-license, licensing requirements
Ohio FAIR Plan, homeowners, cancellation rules
At-fault auto 25/50/25, BWC state fund workers compensation
Claims handling, OPLIGA guaranty, unfair practices, producer conduct
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required

Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Ohio P&C?
After passing the Ohio P&C, you can pursue these career paths
Ohio P&C Exam FAQ
Official Ohio Department of Insurance (ODI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Ohio P&C Prep?
Join thousands of candidates who passed their exams using our free study materials.