Key Takeaways
- Ohio requires 20 hours of pre-license education for Property & Casualty insurance
- The Ohio P&C exam requires 70% to pass and is administered by Prometric
- Ohio requires fingerprinting and background check for all license applicants
- Resident licenses require Ohio residency; non-resident licenses available for out-of-state producers
- Ohio license application fee is $50; licenses are valid for 2 years
Last updated: January 2026
Ohio P&C Producer Licensing Requirements
Ohio has specific requirements for obtaining a Property & Casualty insurance producer license.
Pre-License Education Requirements
20 Hours Required
Ohio requires pre-license education before taking the exam:
| Requirement | Details |
|---|---|
| Total Hours | 20 hours |
| Approved Provider | Must be ODI-approved |
| Certificate | Required to schedule exam |
| Validity | Certificate valid for 1 year |
Course Topics
Pre-license courses must cover:
- Ohio insurance laws and regulations
- Property insurance principles
- Casualty insurance principles
- Ethics and producer responsibilities
Exam Tip: Ohio requires 20 hours of pre-license education, unlike Texas which requires none.
Examination Requirements
The Ohio Property & Casualty examination:
| Exam Detail | Requirement |
|---|---|
| Passing Score | 70% |
| Testing Provider | Prometric |
| Exam Fee | Approximately $45 |
| Retake Policy | May retake after 24 hours |
| Study Materials | Ohio-specific content required |
License Types
| License Type | What You Can Sell |
|---|---|
| Property & Casualty | All property and casualty products |
| Personal Lines | Auto and homeowners only |
| Limited Lines | Specific products (credit, travel, etc.) |
Examination Process
- Complete 20 hours of pre-license education from approved provider
- Obtain certificate from education provider
- Schedule exam with Prometric
- Pass exam with 70% or higher
- Complete background check with fingerprinting
- Apply for license through ODI
Background Check Requirements
Ohio requires fingerprinting for all insurance license applicants:
Background Check Process
- Fingerprinting: Required through approved vendor
- BCI&I Check: Ohio Bureau of Criminal Investigation
- FBI Check: Federal background check
- Results: Submitted electronically to ODI
- Cost: Approximately $50-60 for fingerprinting
Disqualifying Factors
ODI considers criminal history when evaluating applications:
- Felony convictions
- Misdemeanors involving dishonesty, fraud, or breach of trust
- Insurance-related violations in other states
- Prior license revocations
License Application
After passing the exam:
| Item | Details |
|---|---|
| Application | Submit online through ODI |
| License Fee | $50 |
| Processing Time | 2-4 weeks after background clears |
| License Term | 2 years |
Resident vs. Non-Resident
- Resident: Must have Ohio residence
- Non-Resident: Must hold active home state license
- Reciprocity: Ohio has agreements with most states
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