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Free Illinois P&C Exam Prep

Illinois Property & Casualty Insurance

Pass your Illinois P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Illinois Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Illinois 40-Hour Pre-License Course

Complete the required 40-hour DOI-approved course (20 hours Property + 20 hours Casualty). At least 7.5 hours per line must be webinar or classroom instruction.

40
hours
2

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.

20
hours
Start this step
3

Illinois P&C RegulationsYou are here

Study Illinois-specific laws including DOI regulations, auto insurance requirements (25/50/20), mandatory UM/UIM, and workers' compensation.

15
hours
4

Illinois Property Insurance

Learn IL FAIR Plan, homeowners policies, NFIP flood insurance, and Illinois-specific property regulations.

10
hours
Estimated total study time
85 hours
That's about 9 weeks at 10 hours/week

Can You Take the Illinois P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours DOI-approved pre-license education (20 hours Property + 20 hours Casualty)
Background Check
Required via fingerprinting
Fingerprinting
Required - must provide proof of residency
Additional Requirements
  • At least 7.5 hours of each 20-hour course must be webinar or classroom (not self-study)
  • Training provider furnishes certificate of completion needed for exam
  • Exam has two parts: National section and Illinois State Law section
  • Must pass both sections to obtain license
  • 24 hours CE every 2 years including 3 hours ethics

Illinois P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

In-Person Only
Schedule Your Exam

Retake Policy

Must pass both sections within 90 days of first attempt; 24-hour wait for retakes

Temporary License

Not available in Illinois

Total Cost Breakdown

Exam Fee$92 per exam ($184 total with discount)
Application Fee$215
Fingerprint Fee~$50-70
Pre-License Education$200-400 (40-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$550-875

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Illinois P&C Prep That Actually Works

The official pass rate is ~65-70% (varies by attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Illinois P&C-Specific Topics Covered

Illinois Department of Insurance (DOI) Regulations40-Hour Pre-License Requirement (7.5 hrs webinar/classroom)Auto Insurance Minimums (25/50/20)Mandatory UM/UIM CoverageIllinois FAIR PlanIllinois Life & Property Insurance Guaranty Association (ILPLIGA)National Flood Insurance Program (NFIP)Workers' Compensation RequirementsIllinois Insurance CodeUnfair Claims Settlement PracticesProducer Licensing Requirements24 Hours CE Every 2 Years
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Illinois P&C Exam Details

Illinois Property & Casualty Insurance

Administered by Illinois Department of Insurance (DOI)

Official Source
70%
Passing Score
150
Questions
2.5
Hours
$60 exam fee + licensing fees
Exam Fee
Study time: 40-60 hours
Prerequisites: 40 hours pre-license education (20 hours per line, 7.5 hours must be webinar/classroom)

Exam Content Breakdown

Based on the official Illinois Department of Insurance (DOI) content outline

Illinois P&C Regulation15%

DOI structure, 40-hour pre-license, licensing requirements

Property Insurance Laws25%

IL FAIR Plan, homeowners, NFIP flood, cancellation rules

Casualty Insurance Laws35%

At-fault auto 25/50/20, mandatory UM/UIM, workers compensation

Ethics & Prohibited Practices25%

Claims handling, ILPLIGA guaranty, unfair practices, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

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Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Illinois P&C?

After passing the Illinois P&C, you can pursue these career paths

Illinois P&C Exam FAQ

Official Illinois Department of Insurance (DOI) Resources

Verify information with these official sources

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