Key Takeaways
- Illinois requires 20 hours of pre-license education for Property & Casualty insurance
- The Illinois P&C exam requires 70% to pass and is administered by Prometric
- All applicants must complete fingerprinting for a background check
- Illinois license application fee is $75; licenses are valid for 2 years
- Nonresident producers must hold an active home state license
Last updated: January 2026
Illinois P&C Producer Licensing Requirements
Illinois has specific requirements for obtaining a Property & Casualty insurance producer license.
Pre-License Education Requirements
20 Hours Required
Illinois requires pre-license education before taking the exam:
| Requirement | Details |
|---|---|
| Total Hours | 20 hours |
| Course Type | DOI-approved provider |
| Format | Classroom or online |
| Validity | 1 year from completion |
Education Topics Covered
- Insurance fundamentals
- Property insurance concepts
- Casualty insurance concepts
- Illinois insurance law
- Ethics
Exam Tip: Illinois requires 20 hours of P&C pre-license education. This must be completed at a DOI-approved provider before scheduling your exam.
Examination Requirements
The Illinois Property & Casualty examination:
| Exam Detail | Requirement |
|---|---|
| Passing Score | 70% |
| Testing Provider | Prometric |
| Exam Fee | Varies by Prometric |
| Retake Policy | Wait period required, pay new fee |
| Exam Validity | Pass within 1 year of education |
License Types
| License Type | What You Can Sell |
|---|---|
| Property | Fire, homeowners, commercial property |
| Casualty | Auto, liability, workers' compensation |
| Property & Casualty | Both property and casualty lines |
| Personal Lines | Auto and homeowners only |
| Limited Lines | Specific products (credit, travel, etc.) |
Examination Process
- Complete 20 hours pre-license education at DOI-approved provider
- Obtain certificate of completion from provider
- Schedule exam with Prometric online or by phone
- Bring valid ID with photo (driver's license, passport)
- Pass with 70% to receive results immediately
Background Check Requirements
Illinois requires fingerprinting for all insurance license applicants:
Background Check Process
- Vendor: Approved fingerprint vendor (IdentoGO or similar)
- Timing: Must complete as part of application
- Cost: Approximately $50-60
- Results: Submitted electronically to DOI
- Review: DOI reviews criminal history
Disqualifying Factors
DOI considers criminal history when evaluating applications:
- Felony convictions (especially financial crimes)
- Misdemeanors involving fraud, dishonesty, or breach of trust
- Administrative actions in other states
- Pattern of violations
License Application
After passing the exam:
| Item | Details |
|---|---|
| Application | Submit online through NIPR or DOI |
| License Fee | $75 |
| Processing Time | 2-4 weeks after background check clears |
| License Term | 2 years |
Resident vs. Non-Resident
- Resident: Must be an Illinois resident
- Non-Resident: Must hold active home state license
- Reciprocity: Illinois has agreements with most states (NAIC NIPR)
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