Free DC L&H Exam Prep
District of Columbia Life & Health Insurance
Pass your DC L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
District of Columbia Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Build Life and Health National Core
Master life policy structures, annuities, health policy forms, and contract provisions before heavy DC law drilling.
Drill DC Common Producer LawYou are here
Focus on DISB authority, appointments, reporting deadlines, fiduciary duties, unfair trade practices, and guaranty-association basics tested in both exams.
Master DC Line-Specific Statutes
Memorize life-only and health-only references: required provisions, nonforfeiture, variable products, Medicare supplement disclosures, and LTC law.
Run Two Separate Timed Exam Simulations
Practice in separate 120-minute blocks for Life and Health and review misses by domain and citation.
Can You Take the DC L&H Exam?
Check if you meet the basic eligibility requirements
- •DC currently offers Life and Health exams individually; no combined exam
- •Apply for licensure within one year after passing each exam
- •Meet DC CE requirements for renewal (major lines: 24 hours biennially, including ethics component and line-related distribution)
- •Comply with producer appointment and self-reporting timelines under D.C. Code §§ 31-1131.14 and 31-1131.17
DC L&H Quick Facts
Time to Get Licensed
4-8 weeks
From start to license in hand
Retake Policy
Candidates may retest after a 24-hour wait; each new attempt requires a new exam fee.
Total Cost Breakdown
Free DC L&H Prep That Actually Works
The official pass rate is 2025 District pass rates: Life 38%, Health 50%. Our students do better.
200+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: District of Columbia Life & Health Insurance Exam Overview
1 sections
Chapter 1: District of Columbia Insurance Regulation & Licensing
3 sections
Chapter 2: District of Columbia Life Insurance Laws
3 sections
Chapter 3: District of Columbia Health Insurance Laws
3 sections
Chapter 4: District of Columbia Insurance Ethics & Prohibited Practices
3 sections
DC L&H-Specific Topics Covered
10 free AI interactions per day
DC L&H Exam Details
District of Columbia Life & Health Insurance
Administered by District of Columbia Department of Insurance, Securities and Banking (DISB) / Pearson VUE
Exam Content Breakdown
Based on the official District of Columbia Department of Insurance, Securities and Banking (DISB) / Pearson VUE content outline
Life policy types, provisions/riders, underwriting and delivery, retirement uses, and tax treatment
Health policy types, provisions, social insurance, underwriting procedures, and health contract concepts
Common DC law tested in both line exams: DISB authority, producer licensing, appointments, reporting actions, unfair practices, and fiduciary duties
Life-only and health-only statutes including required provisions, annuity/variable rules, Medicare supplement disclosure, and LTC references
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required

Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the DC L&H?
After passing the DC L&H, you can pursue these career paths
DC L&H Exam FAQ
Official District of Columbia Department of Insurance, Securities and Banking (DISB) / Pearson VUE Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free DC L&H Prep?
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