Key Takeaways
- DISB (Department of Insurance, Securities and Banking) regulates insurance in DC
- The Commissioner is APPOINTED by the Mayor with Council of DC confirmation
- DISB regulates insurance, securities, and banking in one unified agency
- DC insurance law is found in Title 31 of the DC Code
- DC is a jurisdiction, not a state, but has full insurance regulatory authority
Last updated: January 2026
Department of Insurance, Securities and Banking (DISB)
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The District of Columbia regulates insurance through the Department of Insurance, Securities and Banking (DISB), a unified regulatory agency.
DISB Commissioner
The Commissioner of DISB is:
- APPOINTED by the Mayor (not elected)
- Confirmed by the Council of the District of Columbia
- Oversees insurance, securities, and banking regulation
- Reports to the Mayor
Commissioner Selection
| Requirement | Details |
|---|---|
| Appointment | By the Mayor |
| Confirmation | Council of DC consent required |
| Oversight | Insurance, securities, and banking |
| Location | Washington, DC |
Exam Tip: Remember that the DC Commissioner is APPOINTED by the Mayor, not elected. DC is a jurisdiction with full insurance regulatory authority similar to states.
DISB Functions
The Department of Insurance, Securities and Banking (DISB) is responsible for:
| Function | Description |
|---|---|
| Insurance Regulation | Licensing insurers and producers |
| Securities Regulation | Broker-dealer and investment adviser oversight |
| Banking Regulation | Financial institution oversight |
| Consumer Protection | Handling complaints and investigations |
| Market Conduct | Examining market practices |
| Financial Oversight | Monitoring solvency |
DISB Divisions
- Insurance Bureau - Producer licensing, insurer regulation
- Securities Bureau - Securities regulation
- Banking Bureau - Financial institution regulation
- Consumer Services - Complaints and inquiries
- Enforcement - Investigations and discipline
DC Insurance Code
DC insurance law is contained in Title 31 of the DC Code:
Key Chapters
| Chapter | Subject |
|---|---|
| Chapter 1 | Department of Insurance |
| Chapter 11 | Insurance Producers |
| Chapter 45 | Life Insurance |
| Chapter 47 | Health Insurance |
Contact Information
- Address: 1050 First Street, NE, Suite 801, Washington, DC 20002
- Phone: (202) 727-8000
- Website: disb.dc.gov
- Licensing: Through NIPR
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Test Your Knowledge
How is the DC Insurance Commissioner selected?
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Test Your Knowledge
What is the name of the DC insurance regulatory agency?
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Test Your Knowledge
Which title of the DC Code contains insurance law?
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