Free Colorado Life & Health Exam Prep
Colorado Life, Accident, and Health Insurance
Pass your Colorado Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Colorado Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Complete Pre-License Education
Enroll in DOI-approved 90-hour combined pre-license course (80 hours general insurance + 10 hours Colorado-specific training including ethics and legal concepts).
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Colorado replacement regulations.
Accident & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Colorado health insurance regulations.
Colorado Laws & Regulations
Focus on Colorado-specific content: DORA DOI regulations, Colorado Insurance Code (Title 10), COLHIGA guaranty association, and CO-specific training requirements.
Can You Take the Colorado Life & Health Exam?
Check if you meet the basic eligibility requirements
- •Colorado has extensive pre-license requirements (highest in the country)
- •50 hours per line: 40 hours general + 10 hours CO-specific
- •CO-specific training: 3 hours Principles, 3 hours Ethics, 4 hours Legal Concepts
- •Must complete certificate exam with 70% or higher with proctor present
- •Online and in-person exams available via Pearson VUE
- •CE requirements: 24 hours per 2-year period (including 3 hours ethics)
Free Colorado Life & Health Prep That Actually Works
The official pass rate is ~60-65% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
7 chapters covering everything you need to pass
Introduction: Colorado Life & Health Insurance Exam Overview
1 sections
Chapter 1: Colorado Insurance Regulation & Licensing
3 sections
Chapter 2: Colorado Life Insurance Laws
3 sections
Chapter 3: Colorado Health Insurance Laws
3 sections
Chapter 4: Colorado Insurance Ethics & Prohibited Practices
3 sections
Chapter 5: Colorado Annuity Regulations & Senior Protections
3 sections
Chapter 6: Colorado Group Insurance & Special Topics
3 sections
Colorado Life & Health-Specific Topics Covered
10 free AI interactions per day
Colorado Life & Health Exam Details
Colorado Life, Accident, and Health Insurance
Administered by Colorado Division of Insurance (DORA DOI)
Exam Content Breakdown
Based on the official Colorado Division of Insurance (DORA DOI) content outline
~27 questions: Risk management, contract law, policy provisions
~36 questions: Term, whole, universal life, policy features
~18 questions: Annuity types, taxation, suitability requirements
~30 questions: Medical expense, disability, LTC, Medicare Supplement
~12 questions: Group life, group health, COBRA, HIPAA
~27 questions: DORA regulations, COLHIPA, unfair practices, licensing
What's Included
7 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Colorado Life & Health?
After passing the Colorado Life & Health, you can pursue these career paths
Colorado Life & Health Exam FAQ
Official Colorado Division of Insurance (DORA DOI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Colorado Life & Health Prep?
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