Oregon Life & Health Insurance License Exam Overview
The Oregon Life & Health Insurance License Exam is administered by PSI on behalf of the Oregon Department of Consumer and Business Services (DCBS). Oregon operates its own state-based marketplace and has a strong healthcare sector.
Exam Format at a Glance
| Component | Details |
|---|---|
| Total Questions | 150 multiple-choice |
| Time Limit | 2.5 hours |
| Passing Score | 70% (105 correct answers) |
| Testing Vendor | PSI |
| Exam Fee | $45 |
| Pre-licensing Education | 40 hours required (20 per line) |
Why Get Licensed in Oregon?
- State exchange — Oregon Health Insurance Marketplace
- Portland market — Tech and healthcare sectors
- Progressive healthcare — Strong coverage mandates
- Growing population — Migration from CA
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Key Topics Covered
Life Insurance (30%)
| Feature | Oregon Standard |
|---|---|
| Grace Period | 30 days |
| Incontestability | 2 years |
| Free Look | 10 days |
Health Insurance (30%)
- Oregon Health Insurance Marketplace
- Oregon Health Plan (Medicaid)
- CHIP
Oregon Insurance Regulations (15%)
- Oregon Revised Statutes Chapter 731-752
- DCBS Insurance Division authority
| Topic | Oregon Requirement |
|---|---|
| Pre-licensing | 40 hours (20 per line) |
| CE requirement | 24 hours/2 years |
| Passing score | 70% |
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