Missouri Life & Health Insurance License Exam Overview
The Missouri Life & Health Insurance License Exam is administered by Prometric on behalf of the Missouri Department of Insurance, Financial Institutions & Professional Registration (DIFP). Missouri offers steady opportunities with two major metropolitan areas: St. Louis and Kansas City.
Exam Format at a Glance
| Component | Details |
|---|---|
| Total Questions | 145 multiple-choice |
| Time Limit | 3 hours |
| Passing Score | 70% (102 correct answers) |
| Testing Vendor | Pearson VUE |
| Exam Fee | $35 |
| Pre-licensing Education | Not required |
Why Get Licensed in Missouri?
- Two major metros — St. Louis and Kansas City
- No pre-licensing required — Start studying immediately
- Central location — Regional market access
- Growing population — Steady demand
📚 Start Your FREE Missouri Life & Health Exam Prep
→ Start FREE Missouri Life & Health Exam PrepFree exam prep with practice questions & AI tutor
Key Topics Covered
Life Insurance (30%)
| Feature | Missouri Standard |
|---|---|
| Grace Period | 30 days |
| Incontestability | 2 years |
| Free Look | 10 days |
Health Insurance (30%)
- Healthcare.gov (federal marketplace)
- MO HealthNet (Medicaid)
- MO HealthNet for Kids (CHIP)
Missouri Insurance Regulations (15%)
- Missouri Revised Statutes Chapter 374-385
- DIFP authority
| Topic | Missouri Requirement |
|---|---|
| Pre-licensing | Not required |
| CE requirement | 16 hours/2 years |
| Passing score | 70% |
→ Begin FREE Missouri Life & Health Exam Prep NowFree exam prep with practice questions & AI tutor