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Free Tennessee P&C Exam Prep

Tennessee Property & Casualty Insurance

Pass your Tennessee P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Tennessee Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Tennessee P&C RegulationsYou are here

Study Tennessee-specific laws including TDCI regulations, auto insurance requirements (25/50/15 minimums), and Tennessee Insurance Code provisions.

15
hours
3

Tennessee Property Insurance

Learn Tennessee FAIR Plan, homeowners coverage requirements, tornado coverage considerations, and Tennessee-specific property regulations.

10
hours
4

Tennessee Casualty & Ethics

Master auto insurance minimums, workers compensation, TPCIGA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Tennessee P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-licensing education required in Tennessee
Background Check
Required via Tennessee Bureau of Investigation (TBI)
Fingerprinting
Required - IdentoGO ($35.15) using ORI# TN920680Z
Additional Requirements
  • Tennessee has NO pre-licensing education requirement
  • Pearson VUE administers exams - back-to-back testing discount available
  • Must wait 48 hours after passing before applying for license
  • 90-day temporary license available while background check processes
  • Must apply for license within 12 months of passing exam
  • Contact: producer.licensing@tn.gov for questions

Tennessee P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

90-day temporary license available while background check processes

Total Cost Breakdown

Exam Fee$59
Application Fee$50
Fingerprint Fee$35.15 (IdentoGO)
NIPR Transaction Fee$5.60
Total Estimated Cost$149-165

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Tennessee P&C Prep That Actually Works

The official pass rate is ~70% (varies by attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

4 chapters covering everything you need to pass

Tennessee P&C-Specific Topics Covered

Tennessee Department of Commerce & Insurance (TDCI) RegulationsTennessee Insurance CodeAuto Insurance Minimums (25/50/15)Tennessee FAIR PlanTennessee Property & Casualty Insurance Guaranty Association (TPCIGA)No Pre-Licensing Education Required90-Day Temporary License AvailableWorkers' Compensation RequirementsProducer Licensing & CE Requirements (24 hrs)Unfair Trade PracticesPolicy Cancellation/Non-Renewal RulesTornado Coverage Considerations
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Tennessee P&C Exam Details

Tennessee Property & Casualty Insurance

Administered by Tennessee Department of Commerce & Insurance (TDCI)

Official Source
70%
Passing Score
Combined
Questions
Varies
Minutes
$59 exam fee + $50 application fee + $5.60 NIPR + $35.15 fingerprinting
Exam Fee
Study time: 40-60 hours
Prerequisites: None - no pre-licensing education required

Exam Content Breakdown

Based on the official Tennessee Department of Commerce & Insurance (TDCI) content outline

Tennessee P&C Regulation15%

TDCI structure, no pre-license required, licensing

Property Insurance Laws25%

TN FAIR Plan, homeowners coverage, tornado coverage

Casualty Insurance Laws35%

At-fault auto, 25/50/15 minimums, workers comp

Ethics & Prohibited Practices25%

Claims handling, TPCIGA guaranty fund, producer conduct

What's Included

4 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Tennessee P&C?

After passing the Tennessee P&C, you can pursue these career paths

Tennessee P&C Exam FAQ

Official Tennessee Department of Commerce & Insurance (TDCI) Resources

Verify information with these official sources

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