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Free TN P&C Exam Prep

Tennessee Property & Casualty Insurance

Pass your TN P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Tennessee Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Master National Property and Casualty Core

Start with policy types, key insurance terms, and policy provisions because these national sections make up most scored questions.

40
hours
Start this step
2

Drill Tennessee Common Law TopicsYou are here

Focus on TDCI authority, producer licensing duties, CE rules, unfair trade practices, and guaranty-association basics under Tennessee law.

25
hours
3

Memorize Tennessee Casualty Numbers and Triggers

Be fluent with 25/50/25 auto minimums, $65,000 bond/cash financial responsibility alternative, and workers compensation employer thresholds.

20
hours
4

Run Timed Line-Exam Simulations

Practice in 105-minute blocks to mirror actual line-exam pacing and review misses by topic and statute area.

20
hours
Estimated total study time
105 hours
That's about 11 weeks at 10 hours/week

Can You Take the TN P&C Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old
Education
No college degree requirement listed for producer licensure
Background Check
Background review may apply during resident producer licensing processing
Additional Requirements
  • Pass Tennessee Property and/or Casualty line exam(s) with a score of 70
  • Complete resident producer application workflow after passing
  • Maintain licensure with 24 CE hours every two years, including 3 ethics hours
  • Know Tennessee-specific casualty law priorities including 25/50/25 minimum auto limits and workers compensation thresholds

TN P&C Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

Pearson VUE

In-Person Only
Schedule Your Exam

Retake Policy

Per current Pearson VUE Tennessee handbook: no wait for first and second retakes; 10-day wait after the third failure; 30-day wait after each later failure.

Total Cost Breakdown

Exam Fee$55 per line or $80 combined reservation
Application FeeVaries by resident producer filing path
Total Estimated Cost$80+ plus licensing application costs
Why Choose Us

Free TN P&C Prep That Actually Works

The official pass rate is Not publicly reported by TDCI / Pearson VUE. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

4 chapters covering everything you need to pass

TN P&C-Specific Topics Covered

TDCI regulation and producer compliance under Tennessee lawSeparate Property and Casualty line exams (77 total questions each, 105 minutes each)Tennessee common-law state section topics tested in both line examsAuto financial responsibility minimums of 25/50/25 and alternative $65,000 bond/cash methodWorkers compensation thresholds: 5+ most employers, 1+ for construction and coal mining2026 context: TDCI reported a 2.0% proposed workers compensation loss-cost decrease for policies effective March 1, 2026
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TN P&C Exam Details

Tennessee Property & Casualty Insurance

Administered by Tennessee Department of Commerce & Insurance (TDCI) / Pearson VUE

Official Source
70 (each line exam)
Passing Score
77
Questions
105
Minutes
$55 per line exam ($80 combined reservation)
Exam Fee
Study time: 70-110 hours
Prerequisites: Meet Tennessee producer eligibility, pass required line exam(s), and complete resident producer application steps

Exam Content Breakdown

Based on the official Tennessee Department of Commerce & Insurance (TDCI) / Pearson VUE content outline

National Property Content37%

Property policy types, terms, and policy provisions from the Property general section

National Casualty Content37%

Casualty policy types, terms, and policy provisions from the Casualty general section

Tennessee Common Insurance Law21%

TDCI authority, producer licensing, CE, unfair trade practices, and common Tennessee law tested in both state sections

Tennessee Line-Specific Law6%

Property-specific and casualty-specific Tennessee law content tested on each line exam

What's Included

4 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

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Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the TN P&C?

After passing the TN P&C, you can pursue these career paths

TN P&C Exam FAQ

Official Tennessee Department of Commerce & Insurance (TDCI) / Pearson VUE Resources

Verify information with these official sources

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