Key Takeaways
- Tennessee has NO mandatory pre-license education requirement for P&C insurance
- Both Property and Casualty exams require 70% scaled score with 68 questions each
- Exam includes 50 general insurance questions and 18 Tennessee-specific questions
- Fingerprinting and background check required for all applicants
- Licenses valid for 2 years, requiring 24 hours CE (including 3 hours ethics) for renewal
Tennessee P&C Producer Licensing
Pre-License Education
Tennessee has NO mandatory pre-license education for Property & Casualty:
- No required classroom hours
- No mandated courses
- However, 40-60 hours of self-study recommended
Exam Tip: Unlike many states, Tennessee does not require pre-license education for P&C insurance. However, thorough preparation is essential for passing the exam.
Examination Requirements
Property Exam
| Detail | Requirement |
|---|---|
| Scored Questions | 68 |
| General Questions | 50 |
| Tennessee-Specific | 18 |
| Passing Score | 70% scaled score |
| Time Limit | 105 minutes |
| Exam Fee | $50 |
Casualty Exam
| Detail | Requirement |
|---|---|
| Scored Questions | 68 |
| General Questions | 50 |
| Tennessee-Specific | 18 |
| Passing Score | 70% scaled score |
| Time Limit | 105 minutes |
| Exam Fee | $50 |
Retake Policy:
- First retake: 10-day waiting period
- Subsequent retakes: 30-day waiting period
- No limit on total attempts
License Application
Requirements:
- Pass both exams with 70%+
- Submit application through NIPR or TDCI
- Pay $50 license fee
- Complete fingerprinting/background check
- Disclose any criminal history
License Term: 2 years
Continuing Education
Requirements:
- 24 hours every 2 years
- 3 hours in ethics required
- Must be from TDCI-approved providers
- Complete before license expiration
CE Exemptions
May be exempt from CE:
- Non-resident licensees (if home state CE completed)
- Licensees on military active duty
- First license term (grace period)
Exam Tip: Tennessee requires 24 hours CE every 2 years with 3 hours in ethics. This is lower than many states but compliance is mandatory for renewal.
How many Tennessee-specific questions are on each P&C exam?
How many hours of continuing education must Tennessee P&C producers complete every 2 years?
What is the passing score required for the Tennessee P&C exams?
How many hours of ethics continuing education are required in Tennessee every 2 years?