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Free SD P&C Exam Prep

South Dakota Property & Casualty Insurance

Pass your SD P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

South Dakota Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Learn South Dakota Exam Mechanics First

Memorize the current Pearson VUE details: 145 questions, 150 minutes, scaled passing score of 70, and $95 fee.

8
hours
2

Master National Property and Casualty Core

Focus on policy types, insurance terms, and policy provisions that make up most scored questions on the general section.

28
hours
Start this step
3

Drill South Dakota Statutes and Producer RulesYou are here

Practice SD producer licensing, appointments, unfair practices, valued policy law, and SD-specific auto statutes until recall is automatic.

20
hours
4

Run Timed Mixed Simulations

Use timed mixed sets to improve pacing and identify weak areas in SD law versus national policy language.

15
hours
Estimated total study time
71 hours
That's about 8 weeks at 10 hours/week

Can You Take the SD P&C Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old
Education
No pre-licensing education required for resident or non-resident producer licensing
Background Check
Background review may apply during licensing processing depending on application type
Additional Requirements
  • Schedule and pass the Pearson VUE South Dakota Property & Casualty exam
  • Apply electronically through NIPR (also accessible via SBS)
  • Complete required continuing education before biennial birth-month renewals after licensure

SD P&C Quick Facts

Time to Get Licensed

3-7 weeks for most candidates

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

Candidates who fail may retest after 24 hours; each retake requires a new exam fee.

Total Cost Breakdown

Exam Fee$95 combo exam
Application Fee$25 resident producer application
Total Estimated Cost$120+ before transaction/service fees
Why Choose Us

Free SD P&C Prep That Actually Works

The official pass rate is Not publicly published by South Dakota DOI/Pearson VUE. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

SD P&C-Specific Topics Covered

No pre-licensing education requirement for SD producer licensesBiennial birth-month renewals through NIPR/SBSCE requirement by line: 10 hours for P&C-only, maximum 20 total for multi-line licensesAppointments required for agents of insurers, with 15-day appointment timing and annual renewal workflowSouth Dakota file-and-use property/casualty rate systemSouth Dakota financial responsibility minimums (25/50/25)Mandatory UM and UIM framework under SDCL 58-11-9 and 58-11-9.4UM/UIM anti-stacking limitations under SDCL 58-11-9.7 and 58-11-9.8Valued policy law for total fire/tornado/lightning losses under SDCL 58-10-10Unfair practices and anti-rebating standards under SD insurance law
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SD P&C Exam Details

South Dakota Property & Casualty Insurance

Administered by South Dakota Division of Insurance / Pearson VUE

Official Source
Scaled score of 70
Passing Score
145
Questions
150
Minutes
$95 combo exam fee
Exam Fee
Study time: 45-80 hours
Prerequisites: Pass the South Dakota exam and complete resident producer licensing steps through NIPR/SBS

Exam Content Breakdown

Based on the official South Dakota Division of Insurance / Pearson VUE content outline

Property Policy Types and Concepts39%

Property policies, valuation and policy concepts, and property policy provisions from the national section (22 + 15 + 13 scored questions)

Casualty Policy Types and Concepts38%

Casualty policies, liability concepts, and casualty provisions from the national section (23 + 15 + 12 scored questions)

South Dakota Insurance Law and Regulation23%

SD statutes and regulations common to insurance and specific to property/casualty (18 + 12 scored state-law questions)

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the SD P&C?

After passing the SD P&C, you can pursue these career paths

SD P&C Exam FAQ

Official South Dakota Division of Insurance / Pearson VUE Resources

Verify information with these official sources

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