Free South Dakota Life & Health Exam Prep
South Dakota Life, Accident, and Health Insurance
Pass your South Dakota Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
South Dakota Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and South Dakota replacement regulations.
Accident & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and South Dakota health insurance regulations.
South Dakota Laws & Regulations
Focus on South Dakota-specific content: SDDLR regulations, SD Insurance Code, SDLIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the South Dakota Life & Health Exam?
Check if you meet the basic eligibility requirements
- •No mandatory pre-license education in South Dakota
- •Individual exams: 90 questions (includes 15 pretest), 2 hours each
- •Combined exam: 145 questions (includes 15 pretest), 2.5 hours
- •Exams administered by Pearson VUE
- •Exam scores valid 12 months for license application
- •Apply via Sircon or NIPR after passing
- •**JULY 2025 UPDATE**: South Dakota converted to State-Based Systems (SBS) on July 16, 2025
- •License numbers now reflect National Producer Number (NPN)
- •CE requirements: 24 hours per 2-year period
Free South Dakota Life & Health Prep That Actually Works
The official pass rate is ~70-75% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
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What You'll Study
5 chapters covering everything you need to pass
Introduction: South Dakota Life & Health Insurance Exam Overview
1 sections
Chapter 1: South Dakota Insurance Regulation & Licensing
3 sections
Chapter 2: South Dakota Life Insurance Laws
3 sections
Chapter 3: South Dakota Health Insurance Laws
3 sections
Chapter 4: South Dakota Insurance Ethics & Prohibited Practices
3 sections
South Dakota Life & Health-Specific Topics Covered
10 free AI interactions per day
South Dakota Life & Health Exam Details
South Dakota Life, Accident, and Health Insurance
Administered by South Dakota Division of Insurance (SDDLR)
Exam Content Breakdown
Based on the official South Dakota Division of Insurance (SDDLR) content outline
~18 questions: Risk management, contract law, policy provisions
~22 questions: Term, whole, universal life, policy features
~11 questions: Annuity types, taxation, suitability requirements
~18 questions: Medical expense, disability, LTC, Medicare Supplement
~7 questions: Group life, group health, COBRA, HIPAA
~14 questions: SDDLR regulations, SDLIGA, unfair practices, licensing
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the South Dakota Life & Health?
After passing the South Dakota Life & Health, you can pursue these career paths
South Dakota Life & Health Exam FAQ
Official South Dakota Division of Insurance (SDDLR) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free South Dakota Life & Health Prep?
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