Free South Carolina Life & Health Exam Prep
South Carolina Life, Accident, and Health Insurance
Pass your South Carolina Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
South Carolina Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and South Carolina replacement regulations.
Accident & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and South Carolina health insurance regulations.
South Carolina Laws & Regulations
Focus on SC-specific content: SCDOI regulations, SC Insurance Code (Title 38), SCLIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the South Carolina Life & Health Exam?
Check if you meet the basic eligibility requirements
- •No mandatory pre-license education in South Carolina
- •Pre-license courses highly recommended due to exam difficulty
- •Fingerprinting required via IdentoGO after passing exam
- •License application must be submitted within 12 months of passing exam
- •Online and in-person testing available via Pearson VUE
- •CE requirements: 24 hours per 2-year period (including ethics)
Free South Carolina Life & Health Prep That Actually Works
The official pass rate is ~65-70% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
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What You'll Study
5 chapters covering everything you need to pass
Introduction: South Carolina Life & Health Insurance Exam Overview
1 sections
Chapter 1: South Carolina Insurance Regulation & Licensing
3 sections
Chapter 2: South Carolina Life Insurance Laws
3 sections
Chapter 3: South Carolina Health Insurance Laws
3 sections
Chapter 4: South Carolina Insurance Ethics & Prohibited Practices
3 sections
South Carolina Life & Health-Specific Topics Covered
10 free AI interactions per day
South Carolina Life & Health Exam Details
South Carolina Life, Accident, and Health Insurance
Administered by South Carolina Department of Insurance (SCDOI)
Exam Content Breakdown
Based on the official South Carolina Department of Insurance (SCDOI) content outline
~33 questions: Risk management, contract law, policy provisions
~36 questions: Term, whole, universal life, policy features
~18 questions: Annuity types, taxation, suitability requirements
~30 questions: Medical expense, disability, LTC, Medicare Supplement
~12 questions: Group life, group health, COBRA, HIPAA
~21 questions: SCDOI regulations, SCLIGA, unfair practices, licensing
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the South Carolina Life & Health?
After passing the South Carolina Life & Health, you can pursue these career paths
South Carolina Life & Health Exam FAQ
Official South Carolina Department of Insurance (SCDOI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free South Carolina Life & Health Prep?
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