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Free Pennsylvania P&C Exam Prep

Pennsylvania Property & Casualty Insurance

Pass your Pennsylvania P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Pennsylvania Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.

25
hours
Start this step
2

Pennsylvania P&C RegulationsYou are here

Study Pennsylvania-specific laws including PID regulations, choice no-fault auto (15/30/5), PA FAIR Plan, and workers' compensation requirements.

15
hours
3

Pennsylvania Property Insurance

Learn PA FAIR Plan for high-risk properties, cancellation rules, and Pennsylvania-specific property regulations.

10
hours
4

Pennsylvania Casualty & Ethics

Study choice no-fault auto (15/30/5), workers' compensation, PPCIGA guaranty association, and producer conduct requirements.

10
hours
Estimated total study time
60 hours
That's about 6 weeks at 10 hours/week

Can You Take the Pennsylvania P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required as of April 29, 2025 (though exam prep courses recommended)
Background Check
Required via fingerprinting after passing exam
Fingerprinting
Required after passing exam and applying for license
Additional Requirements
  • 2025 UPDATE: Pre-licensing education eliminated effective April 29, 2025
  • Remote online proctored exams available via PSI
  • Must apply for license through Sircon or NIPR after passing
  • Fingerprinting done AFTER passing exam and applying
  • Must be trustworthy with good business reputation

Pennsylvania P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

PSI Services

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

Not available in Pennsylvania

Total Cost Breakdown

Exam Fee$53
Application Fee$55
Fingerprint Fee~$50 (after passing exam)
NIPR Transaction Fee$5.60
Total Estimated Cost$163-175

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - exempt from entire P&C exam

CIC

Certified Insurance Counselor - exempt from P&C exam

Why Choose Us

Free Pennsylvania P&C Prep That Actually Works

The official pass rate is ~65-70% (varies by attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Pennsylvania P&C-Specific Topics Covered

Pennsylvania Insurance Department (PID) RegulationsChoice No-Fault Auto Insurance SystemAuto Insurance Minimums (15/30/5)PA FAIR Plan (High-Risk Properties)Pennsylvania Property & Casualty Insurance Guaranty Association (PPCIGA)No Pre-License Requirement (April 2025 Change)Remote Proctored Exam OptionCancellation and Non-Renewal RulesWorkers' Compensation RequirementsPennsylvania Insurance CodeUnfair Claims Settlement Practices24 Hours CE Every 2 Years
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Pennsylvania P&C Exam Details

Pennsylvania Property & Casualty Insurance

Administered by Pennsylvania Insurance Department (PID)

Official Source
70%
Passing Score
150
Questions
2
Hours
$53 exam fee + $55 license application fee
Exam Fee
Study time: 40-60 hours
Prerequisites: No pre-license education required (eliminated April 29, 2025)

Exam Content Breakdown

Based on the official Pennsylvania Insurance Department (PID) content outline

Pennsylvania P&C Regulation15%

PID structure, licensing requirements, April 2025 pre-license changes

Property Insurance Laws25%

PA FAIR Plan, cancellation rules, property forms

Casualty Insurance Laws35%

Choice no-fault auto 15/30/5, workers compensation, liability

Ethics & Prohibited Practices25%

Claims handling, PPCIGA guaranty, unfair practices, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

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CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Pennsylvania P&C?

After passing the Pennsylvania P&C, you can pursue these career paths

Pennsylvania P&C Exam FAQ

Official Pennsylvania Insurance Department (PID) Resources

Verify information with these official sources

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