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Free NV L&H Exam Prep

Nevada Life & Health Insurance

Pass your NV L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Nevada Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Nevada Common Statutes and Licensing CoreYou are here

Start with Commissioner powers, producer licensing, fiduciary duties, records, and unfair-practice law because this is the largest Nevada state-law block.

24
hours
2

Life Policy and Replacement Law

Master life provisions and Nevada replacement rules (NAC 686A.510-.570), free-look timing, and policyowner protections.

22
hours
3

Health, Medicare Supplement, and LTC Rules

Drill Nevada health mandates, Medigap citations, birthday-rule timing, and SB292 under-65 Plan A access changes.

26
hours
4

Timed Mixed Simulation

Run full-length mixed sets under 3h35m pacing and review misses by Nevada statute group and national domain.

22
hours
Estimated total study time
94 hours
That's about 10 weeks at 10 hours/week

Can You Take the NV L&H Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No mandatory prelicensing education requirement for producer exams under current Nevada DOI guidance
Fingerprinting
Background check process follows Nevada Bulletin 25-006 workflow (application must be submitted before fingerprinting)
Additional Requirements
  • Pass Series 05 with a 70% score
  • Exam references 159 delivered items (144 scored + 15 pretest)
  • Resident producer filing shows $185 license + $5 technology fee ($190 total), separate from exam fee
  • Nevada CE baseline: 30 hours every 3 years, including 3 ethics hours
  • Use current Nevada law updates, including SB292 Medigap changes effective January 1, 2026

NV L&H Quick Facts

Time to Get Licensed

4-8 weeks for most first-time candidates

From start to license in hand

Exam Provider

Pearson VUE

In-Person Only
Schedule Your Exam

Retake Policy

Retake scheduling is handled through Pearson VUE under current Nevada program rules.

Total Cost Breakdown

Exam Fee$47
Application Fee$190 resident producer filing ($185 license + $5 technology fee)
Fingerprint FeeVendor/background fee applies per current DOI process
Total Estimated Cost$237+ plus fingerprint and transaction costs
Why Choose Us

Free NV L&H Prep That Actually Works

The official pass rate is Not publicly reported by Nevada DOI/Pearson VUE. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

NV L&H-Specific Topics Covered

Nevada Commissioner authority and licensing administration (NRS 679B, 683A)Unfair trade practices including misrepresentation, twisting, rebating, and defamation (NRS 686A)Producer fiduciary responsibilities, commission limits, and record retentionLife replacement rules (NRS 686A.060 and NAC 686A.510-.570)Medicare supplement and birthday-rule switching window (NRS 687B.352)SB292 Plan A availability for eligible under-65 Medicare beneficiaries effective Jan 1, 2026Nevada health mandates including newborn, mental-health/substance-use, reconstructive surgery, and hospice referencesExchange and enrollment facilitator references (NRS 695I and 695J)
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NV L&H Exam Details

Nevada Life & Health Insurance

Administered by Nevada Division of Insurance / Pearson VUE

Official Source
70%
Passing Score
159
Questions
3
Hours
$47 exam fee
Exam Fee
Study time: 70-110 hours
Prerequisites: Meet Nevada resident producer eligibility, pass Series 05, complete background-check workflow, and file licensing application

Exam Content Breakdown

Based on the official Nevada Division of Insurance / Pearson VUE content outline

Life General Knowledge35%

50 scored + 5 pretest questions on policy types, provisions/riders, underwriting, delivery, and retirement/annuity concepts

Accident & Health General Knowledge35%

50 scored + 5 pretest questions on health policy types/provisions, social insurance, and field underwriting procedures

Nevada Common Statutes and Producer Law14%

20 scored questions on Commissioner authority, licensing, producer conduct, records, fiduciary rules, and unfair practices

Nevada Life/Health-Specific Statutes17%

24 scored questions on life replacement, Medigap, LTC, newborn/mental-health mandates, and related health-law provisions

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the NV L&H?

After passing the NV L&H, you can pursue these career paths

NV L&H Exam FAQ

Official Nevada Division of Insurance / Pearson VUE Resources

Verify information with these official sources

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