Key Takeaways
- Nevada requires 20 hours of pre-licensing education per line of authority
- Pearson VUE administers Nevada insurance licensing exams
- The Life exam has 80 scored questions with a 120-minute time limit
- Passing score is a scaled score of 80 on all Nevada licensing exams
- Only 2 online exam attempts allowed; unlimited in-person attempts
Nevada Producer Licensing Requirements
Nevada has specific requirements for obtaining a Life, Health, or combined insurance license.
Pre-License Education Requirements
Required Pre-License Education
| License Type | Required Hours |
|---|---|
| Life Only | 20 hours |
| Health Only | 20 hours |
| Combined Life & Health | 40 hours (20+20) |
Key Points:
- Nevada REQUIRES pre-licensing education before taking the exam
- Education must be from a Nevada-approved provider
- Certificate of completion required before scheduling exam
- Online and classroom options available
Exam Tip: Nevada requires 20 hours of pre-licensing education per line of authority. Make sure your course is approved by the Nevada Division of Insurance.
Education Requirements
| Requirement | Details |
|---|---|
| Provider | Must be Nevada DOI-approved |
| Format | Online and classroom options |
| Certificate | Required before exam |
| Validity | Check with provider |
Examination Requirements
Nevada insurance licensing examinations are administered by Pearson VUE:
Life & Health Exam Details
| Exam Type | Scored Questions | Time Limit | Fee |
|---|---|---|---|
| Life Insurance | 80 | 120 minutes | $39 |
| Accident & Health | 80 | 120 minutes | $39 |
| Combined Life & Health | 150 | 215 minutes | $49 |
Exam Requirements
| Requirement | Detail |
|---|---|
| Passing Score | Scaled score of 80 |
| Testing Provider | Pearson VUE |
| Score Validity | 1 year from passing date |
| Testing Options | In-person or OnVUE online |
| Online Attempts | Only 2 allowed; then must test in-person |
| Scheduling | pearsonvue.com/nv/insurance or (800) 274-8906 |
Important: You are only allowed 2 online exam attempts. All other attempts (unlimited) must be taken in person at a Pearson VUE testing center.
Exam Content Breakdown
| Section | Content Area |
|---|---|
| General Knowledge | Insurance product knowledge, policy provisions |
| Nevada State Law | NRS Title 57 (Insurance), regulations |
| Ethics | Producer conduct, unfair trade practices |
Examination Process
Testing Locations
Pearson VUE testing centers in Nevada:
- Las Vegas (multiple locations)
- Reno
- Elko
Scheduling the Exam
- Register with Pearson VUE at pearsonvue.com/nv/insurance or call (800) 274-2609
- Choose testing option:
- Pearson VUE testing center
- OnVUE online proctored exam (limited to 2 attempts)
- Pay exam fee ($39 single-line, $49 combined)
- Schedule appointment
Exam Day
What to Bring:
- Two forms of valid ID (one with photo)
- Acceptable: Driver's license, passport, military ID
- Both IDs must contain your name
- Without proper ID = Cannot take exam
Testing Rules:
- No cell phones or electronic devices
- Calculator provided on screen
- Results displayed immediately upon completion
Exam Content
| Section | Topics |
|---|---|
| General | Insurance product knowledge |
| State Law | Nevada insurance laws, rules, regulations |
Fingerprinting Requirements
Nevada requires digital fingerprinting for all license applicants:
Fingerprinting Process
| Step | Detail |
|---|---|
| Timing | Complete within 90 days after submitting license application |
| Method | Digital fingerprint impressions |
| Background Check | Criminal history report required |
| Results | Submitted to state and FBI |
License Application
After passing the exam:
Application Steps
- Apply through NIPR (National Insurance Producer Registry)
- Pay license application fee ($185 plus transaction fees)
- Complete digital fingerprinting within 90 days
- Await DOI approval
Application Timeline
| Item | Timeframe |
|---|---|
| Exam Score Validity | 1 year |
| Fingerprinting Deadline | 90 days after application |
| License Processing | After background check clears |
License Types
| License Type | What You Can Sell |
|---|---|
| Life | Life insurance and annuities |
| Health (Accident & Health) | Health, disability, LTC insurance |
| Property | Property insurance |
| Casualty | Liability insurance |
| Personal Lines | Personal auto, homeowners |
Special Training Requirements
Annuity Best Interest Training
| Requirement | Detail |
|---|---|
| Hours | 4 hours |
| Frequency | One-time requirement |
| Effective Date | November 15, 2024 |
| When Required | Before engaging in sale of annuity products |
Long-Term Care Training
| Training Type | Hours | Frequency |
|---|---|---|
| Initial Training | 8 hours | One-time before selling LTC |
| Ongoing Training | 4 hours | Every 24 months |
Flood Insurance Training
| Requirement | Detail |
|---|---|
| Hours | 3 hours (one-time) |
| When Required | By end of first renewal period |
| Counts Toward | 30-hour CE requirement |
Does Nevada require pre-license education before taking the insurance licensing exam?
Who administers insurance licensing exams in Nevada?
How many online exam attempts are allowed in Nevada?
What is the license application fee in Nevada?