Nebraska P&C Producer Licensing Requirements

Pre-License Education

Requirements Overview

Approved Education Providers

Pre-licensing education must be completed through:

• Nebraska-approved classroom providers
• Nebraska-approved online providers
• Self-study courses with proctored final exams
• College/university insurance programs (with approval)

Course Content Requirements

Property Insurance Topics (20 hours)

• Insurance principles and concepts
• Homeowners insurance forms and coverages
• Commercial property insurance
• Inland and ocean marine insurance
• Farm and agricultural property coverage
• Nebraska property law requirements

Casualty Insurance Topics (20 hours)

• Auto insurance and Nebraska requirements
• Liability insurance principles
• Workers' compensation coverage
• Professional liability
• Umbrella and excess liability
• Nebraska casualty law requirements

Examination Requirements

Exam Structure

Scheduling Your Exam

1. Complete Pre-Licensing Education - Obtain completion certificate
2. Submit Application - Through NIPR or directly to NDOI
3. Pay Fees - Application fee ($50) and exam fee ($62)
4. Receive Authorization - ATT (Authorization to Test)
5. Schedule with PSI - Online or by phone
6. Take Exam - Testing center or online proctored

Testing Locations

PSI operates testing centers in:

• Lincoln - Multiple locations
• Omaha - Multiple locations
• Grand Island
• Online Proctored - Available statewide

Exam Day Requirements

Bring to the testing center:

• Two forms of valid identification
• Primary ID must be government-issued photo ID
• Name on ID must match application exactly
• No study materials, phones, or electronic devices

Passing the Exam

Exam Tip: You must pass BOTH sections with 70% or higher. If you fail one section, you typically only need to retake the failed section.

License Application Process

Application Steps

1. Complete Pre-Licensing Education

   • 40 hours from approved provider
   • Obtain completion certificates
   • Keep records for 4 years

2. Submit Application

   • Apply online through NIPR (preferred)
   • Or paper application to NDOI
   • Include all required information

3. Background Check

   • Fingerprint-based criminal background check
   • FBI and Nebraska State Patrol check
   • Fee: $36.25
   • Disclose all criminal history on application

4. Pay Fees

   • Application fee: $50
   • Exam fee: $62
   • Background check: $36.25

5. Pass Examination

   • Schedule with PSI after authorization
   • Pass both sections with 70%+

6. Receive License

   • Issued electronically upon passing
   • Print license from NIPR or NDOI website
   • License number assigned

Application Fees

Continuing Education Requirements

CE Overview

CE Course Categories

General CE (21 hours)

• Property insurance updates
• Casualty insurance topics
• Nebraska law changes
• Industry developments
• Claims handling

Ethics CE (3 hours required)

• Professional conduct standards
• Fiduciary duties
• Nebraska regulatory requirements
• Consumer protection
• Case studies and scenarios

CE Exemptions

Certain producers may be exempt from CE:

• Producers with limited lines only
• First renewal period (may have reduced hours)
• Non-resident producers meeting home state requirements
• Attorneys in good standing (partial exemption)

Renewal Process

1. Complete CE - Before expiration date
2. Verify Completion - Check NIPR or NDOI
3. Submit Renewal - Through NIPR preferred
4. Pay Fee - $50 biennial renewal
5. Receive Renewed License - Electronically

Exam Tip: Nebraska requires 24 hours of CE every 2 years, including 3 hours of ethics. Failure to complete CE before renewal results in license lapse.

Appointment Requirements

Insurer Appointments

• Producers must be appointed by an insurer to sell that insurer's products
• Insurers must file appointment within 15 days of producer's first sale
• Appointment fee: $10 per appointment
• Appointments terminate when producer or insurer ends relationship

Appointment Process

Maintaining Active Status

To maintain active producer status:

• Keep license current through renewal
• Complete required continuing education
• Maintain at least one insurer appointment
• Notify NDOI of address/name changes within 30 days

Non-Resident Licensing

Requirements for Non-Residents

Non-resident producers must:

• Hold active resident license in home state
• Apply for Nebraska non-resident license
• Complete background check (if not on file)
• Pay application fee ($50)
• Maintain home state license in good standing

Reciprocity

Nebraska participates in NAIC reciprocity:

• Accepts other states' pre-licensing education
• Accepts other states' continuing education
• Home state license required for non-resident
• Nebraska state law exam may be required