Key Takeaways
- Nebraska requires 24 hours of continuing education every 2 years
- At least 3 hours must be in ethics courses
- Long-Term Care requires an 8-hour initial course plus 4-hour refresher each renewal period
- Annuity Best Interest training (4 hours) required before selling annuities
- CE credits cannot be carried over to the next renewal period
Last updated: January 2026
License Maintenance and Continuing Education
Nebraska insurance licenses require ongoing maintenance through continuing education and timely renewal.
License Terms and Renewal
Biennial Renewal System
| Item | Requirement |
|---|---|
| License Term | 2 years (biennial) |
| Renewal Date | Last day of birth month |
| Renewal Cycle | Odd/even year based on birth year |
| Grace Period | Cannot sell during lapse |
Renewal Schedule
- Odd-year births: Renew in odd-numbered years
- Even-year births: Renew in even-numbered years
- Deadline: Last day of birth month
Continuing Education Requirements
Nebraska requires 24 hours of continuing education (CE) every 2 years:
CE Breakdown
| Requirement | Hours |
|---|---|
| Total CE Hours | 24 |
| Ethics (required) | 3 minimum |
| General/Electives | 21 |
Important CE Rules
- 24 hours is the maximum required for any license type combination
- Must be completed at DOI-approved providers
- CE credits reported electronically by providers
- Cannot repeat same course within a biennium
- Credits cannot be carried over to next renewal period
- Allow providers 10 days to upload credits after course completion
Exam Tip: Nebraska requires ONLY 3 hours of ethics (not additional law hours like some states). The remaining 21 hours can be any approved insurance CE courses.
Special Training Requirements
Annuity Best Interest Training
| Requirement | Detail |
|---|---|
| Hours | 4 hours |
| Frequency | One-time requirement |
| When Required | Before selling annuity products |
| Content | Annuity Suitability and Best Interest Standards |
Long-Term Care (LTC) Training
| Training Type | Hours | Frequency |
|---|---|---|
| Initial Training | 8 hours | One-time before selling LTC |
| Ongoing Training | 4 hours | Every license renewal period |
Flood Insurance Training (P&C Licensees)
- Hours: 3 hours
- Frequency: One-time requirement
- Content: National Flood Insurance Program
- Required for: Property/Casualty resident licensees selling flood insurance
Renewal Process
Steps to Renew
- Complete all CE before renewal deadline
- Verify CE completion on your education transcript
- Submit renewal through NIPR
- Pay renewal fee
CE Reporting
- Providers report completions electronically to DOI
- Allow 10 days for credits to appear on transcript
- Review transcript before renewal deadline
- Contact provider if credits missing
First-Year Exemption
- CE is waived for applicants renewing within one (1) year of their license issue date
- Does not apply to Public Adjusters
Non-Resident Producer Rules
CE Reciprocity
| Situation | Nebraska Requirement |
|---|---|
| Non-Resident with Home State CE | Satisfies Nebraska CE if home state has reciprocity |
| Non-Resident without Reciprocity | Must complete Nebraska CE requirements |
Nebraska recognizes CE from other states if:
- The non-resident's home state recognizes Nebraska CE on the same basis
- The producer has satisfied their home state's CE requirements
Disciplinary Actions
The DOI can take disciplinary action for violations:
Grounds for Discipline
- Violating insurance laws or regulations
- Fraudulent or dishonest practices
- Misappropriation of funds
- Misrepresentation to clients
- Failure to maintain CE requirements
- Criminal conviction
- License violations in other states
Types of Discipline
| Action | Description |
|---|---|
| Letter of Warning | Minor first offense |
| Fine | Monetary penalty |
| Probation | License continues with conditions |
| Suspension | Temporary loss of license |
| Revocation | Permanent loss of license |
Reporting Requirements
Required Notifications
Producers must notify the DOI of:
- Change of address (business or residence)
- Change of name
- Administrative actions by other states
- Criminal charges or convictions
How to Report
- Update through NIPR online portal
- Or submit in writing to DOI
- Failure to report is a violation
Test Your Knowledge
How many hours of continuing education does Nebraska require for license renewal?
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Test Your Knowledge
How many hours of ethics CE are required in Nebraska?
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Test Your Knowledge
What training is required before selling Long-Term Care insurance in Nebraska?
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Test Your Knowledge
Can unused CE credits be carried over to the next renewal period in Nebraska?
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