Key Takeaways
- The Mississippi Insurance Department regulates insurance in the state
- The Insurance Commissioner is ELECTED to a 4-year term - one of only about 11 states with an elected commissioner
- Mississippi insurance law is found in Title 83 of the Mississippi Code
- Mike Chaney has served as Commissioner since 2007 and is in his fifth term
- The Commissioner also serves as State Fire Marshal
Mississippi Regulatory Agencies
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Mississippi has a unique insurance regulatory structure with an elected commissioner.
Mississippi Insurance Department (MID)
The Mississippi Insurance Department (MID) is responsible for:
- Regulating insurance companies doing business in Mississippi
- Licensing and monitoring insurance producers
- Reviewing and approving insurance rates and forms
- Handling consumer complaints and inquiries
- Enforcing Mississippi insurance laws
- Overseeing continuing education requirements
- State Fire Marshal duties
MID Leadership
The Insurance Commissioner is:
- ELECTED by Mississippi voters to a 4-year term
- May be re-elected (no term limits)
- Also serves as State Fire Marshal
- Administers the Mississippi Fire Prevention Code
- Current Commissioner: Mike Chaney (first elected 2007, now in fifth term)
Exam Tip: Mississippi is one of only about 11 states with an ELECTED Insurance Commissioner. This is an important distinction from states where the commissioner is appointed by the governor.
Potential Change to Appointed Position
Commissioner Chaney has proposed changing the position from elected to appointed:
- Nominated by the Governor
- Confirmed by the State Senate
- Would serve a 6-year term
This change has not yet been enacted as of 2026.
Mississippi Insurance Code
Mississippi insurance law is contained in Title 83 of the Mississippi Code:
| Chapter | Subject |
|---|---|
| Chapter 83-5 | Insurance Department |
| Chapter 83-17 | Insurance Producers |
| Chapter 83-7 | Life Insurance |
| Chapter 83-9 | Accident and Health Insurance |
Chapter 83-17 - Producer Licensing
This chapter contains important provisions for licensing, including:
- Producer license requirements
- Appointment procedures
- Continuing education requirements
- Prohibited practices
- Disciplinary procedures
Contact Information
MID Main Office
| Contact Type | Information |
|---|---|
| Address | 1001 Woolfolk State Office Building, 501 N. West Street, Jackson, MS 39201 |
| Main Phone | (601) 359-3569 |
| Website | www.mid.ms.gov |
Online Services
- NIPR: www.nipr.com - License applications and renewals
- Sircon: www.sircon.com/mississippi - License applications
- Pearson VUE: www.pearsonvue.com/ms/insurance - Schedule licensing exams
Exam Scheduling
| Contact Type | Information |
|---|---|
| Pearson VUE Phone | (888) 293-4222 |
| Website | www.pearsonvue.com/ms/insurance |
| Online/Remote Testing | Available through OnVUE |
How is the Mississippi Insurance Commissioner selected?
What additional role does the Mississippi Insurance Commissioner serve?
In which title of the Mississippi Code is insurance law found?