Mississippi Producer Licensing Requirements

Mississippi has unique licensing requirements that differ from many other states.

Pre-License Education Requirements

July 2024 Changes (House Bill 819)

Important: Effective July 1, 2024, House Bill 819 exempted Life insurance applicants from the 20-hour pre-license education requirement. Health insurance applicants must still complete 20 hours of pre-license education.

What This Means for You

For Life Insurance Only:

• You can schedule your exam immediately
• No waiting for course completion
• Study at your own pace using exam prep materials

For Health Insurance:

• Must complete 20 hours at MID-approved schools
• Course completion certificate required
• Online and classroom options available

Examination Requirements

Mississippi has a LOWER passing score than most states:

Life and Health Exams

Note: Mississippi requires only 65% to pass Life and Health exams, compared to 70% in most other states. Property and Casualty exams require 70%.

Exam Format

• All exams are computer-based and multiple choice
• Covers general insurance knowledge and Mississippi-specific laws and regulations
• Results provided immediately after completing exam

Examination Process

Scheduling the Exam

1. Complete pre-license education (if required for your line)
2. Schedule exam through Pearson VUE
   • Online at pearsonvue.com/ms/insurance
   • Phone: (888) 293-4222
3. Choose testing option:
   • Pearson VUE testing center (multiple locations across Mississippi)
   • OnVUE online proctored exam

Testing Center Locations

Exams are available in: Jackson, Choctaw, Decatur, Ellisville, Fulton, Greenwood, Gulfport, Meridian, Mississippi State, Raymond, Ridgeland, Summit, and Tupelo.

Exam Day Requirements

What to Bring:

• Two forms of ID
• Primary ID must be government-issued with photo
• Name on ID must match registration exactly

Testing Rules:

• No cell phones or electronic devices at testing station
• No personal items at testing station
• Results provided immediately after completing exam

License Application

After passing the exam:

Application Steps

1. Complete pre-license education (if required for your line)
2. Pass the state exam at Pearson VUE
3. Apply online through Sircon (www.sircon.com/mississippi) or NIPR (www.nipr.com)
4. Pay privilege tax fee ($100 processing fee)

Basic Eligibility Requirements

License Types and Authority

Appointments

After receiving your license:

• Must be appointed by each insurer you represent
• Insurer files appointment with MID
• Cannot transact business until appointment is active