Key Takeaways
- Kansas requires 24 hours of continuing education every 2 years
- CE must include 3 hours of ethics training
- Licenses renew on a biennial basis (every 2 years)
- Must complete CE before license expiration
- Address and name changes must be reported promptly
Last updated: January 2026
License Maintenance and Continuing Education
Kansas insurance licenses require ongoing maintenance through continuing education and timely renewal.
License Terms and Renewal
Biennial Renewal System
| Item | Requirement |
|---|---|
| License Term | 2 years (biennial) |
| Renewal Method | Online through NIPR or KID |
| CE Requirement | Must complete before renewal |
| Grace Period | Cannot transact while lapsed |
Renewal Timing
- Licenses expire on a set date every 2 years
- Renewal notices sent before expiration
- Must complete CE and pay fees before expiration
- Cannot transact insurance with an expired license
Continuing Education Requirements
Kansas requires 24 hours of continuing education (CE) every 2 years:
CE Breakdown
| Requirement | Hours |
|---|---|
| Total CE Hours | 24 |
| Ethics (required) | 3 |
| Electives | 21 |
CE Course Requirements
- Must be completed at KID-approved providers
- Online and classroom options available
- Cannot repeat the same course in the same biennium
- CE must be completed BEFORE license expiration
- Providers report CE credits electronically
Exam Tip: The 3-hour ethics requirement is mandatory and cannot be substituted with other courses.
Renewal Process
Steps to Renew
- Complete CE before expiration (24 hours including 3 ethics)
- Verify CE completion is recorded
- Submit renewal application through NIPR
- Pay renewal fee
- Confirm license status is active
Late Renewal Consequences
| Timing | Consequence |
|---|---|
| Before expiration | Normal renewal |
| After expiration | Cannot transact insurance |
| Within reinstatement period | May reinstate with penalties |
| Extended lapse | May need to retake exam |
Reporting Requirements
Kansas producers must notify the Department of changes:
Required Notifications
- Change of business address
- Change of residence address
- Change of name
- Change of business entity
- Administrative actions by other states
- Criminal charges or convictions
How to Report
- Update through online portal or NIPR
- Or submit in writing to KID
- Email: KID.licensing@ks.gov
- Timely reporting required
Appointments
Insurer Appointments
| Appointment Details | Requirements |
|---|---|
| Who Files | Insurance company |
| When | Before selling company's products |
| Fee | Paid by insurer |
| Termination | Insurer must notify KID |
Appointment Requirements
- Cannot sell products for an insurer until appointed
- Multiple appointments allowed
- Appointment is specific to each line of authority
- Termination for cause must be reported
Disciplinary Actions
The Department can take disciplinary action for violations:
Grounds for Discipline
- Violating insurance laws or regulations
- Fraudulent or dishonest practices
- Misappropriation of premium funds
- Misrepresentation
- Failure to maintain required CE
- Criminal conviction
- License revocation in another state
- Failure to maintain tax clearance
Types of Discipline
| Action | Description |
|---|---|
| Warning | Minor first offense |
| Probation | License with conditions |
| Fine | Monetary penalty |
| Suspension | Temporary loss of license |
| Revocation | Permanent loss of license |
Non-Resident Licenses
Requirements for Non-Residents
- Must hold active license in home state
- Apply through NIPR or directly to Kansas
- Maintain home state license in good standing
- If home state license lapses, Kansas license lapses
Test Your Knowledge
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Test Your Knowledge
How many hours of ethics CE are required in Kansas?
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Test Your Knowledge
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Test Your Knowledge
What is the exam fee for a Kansas combined Life, Accident & Health exam?
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